Patents by Inventor Suresh F. NAIR

Suresh F. NAIR has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Publication number: 20110166869
    Abstract: Aspects of this disclosure relate to an identity level generating computer which may include a processor and memory storing computer executable instructions that, when executed, cause the computer to perform a method for generating identity levels for customers of a business. The method for generating identity levels for customers of a business may include electronically receiving customer data regarding at least one of: an identity of the customer, a behavior of the customer, a propensity of a customer and a risk associated with the customer's identity and determining one or more individual characteristic levels based on the electronically received information.
    Type: Application
    Filed: August 30, 2010
    Publication date: July 7, 2011
    Applicant: BANK OF AMERICA CORPORATION
    Inventors: Craig FROELICH, Suresh F. NAIR, Kurt Newman