Abstract: A system and method for onboarding a merchant on a computing platform is disclosed. The system receives a merchant onboarding request containing personal, business, and insurance information. Using a trained artificial intelligence risk model, the system generates an identifier verification score and a business risk score for the request. The system then verifies the merchant's information based on these scores and provides access to a real-time merchant portal based on the verification results and the type of merchant. The system collects various details about the merchant, such as business name, type, address, contact information, EIN, business license, NPI number (if applicable), insurance information, years in business, number of employees, and annual sales volume. This system streamlines and automates the onboarding process, ensuring efficient and secure merchant activation.

Abstract: A system and a method are disclosed for identifying a co-applicant based on proximity to an applicant. In an embodiment, a processor determines a location of the applicant, and identifies a plurality of potential co-applicants that are collocated with the location of the applicant. For each respective potential co-applicant of the plurality of potential co-applicants, the processor determines whether a respective edge exists on a graph that connects the applicant with the respective potential co-applicant, and, responsive to determining that the respective edge exists, identifies the respective potential co-applicant as a candidate co-applicant. The processor generates for display, on a device of the applicant, a selectable option that, when selected, indicates that the applicant would like to use the candidate co-applicant as a co-applicant for an application. Responsive to detecting a selection of the selectable option, the processor activates the application at a device of the candidate co-applicant.

Abstract: A platform agnostic financial gateway system and method for managing financial transactions is disclosed. The method includes receiving an onboarding request by a one or more client platforms comprising one or more assets. The method includes processing the received onboarding request to integrate the one or more client platforms with the platform agnostic financial gateway system and determining profile data and configuration data of the one or more client platforms. The method further includes identifying platform-based services based on the profile data and configuration data and determining one or more capabilities of the one or more client platforms to interact with the platform agnostic financial gateway system. The method includes generating and rendering a dynamic screen on a user interface of the one or more client platforms for enabling one or more customers to select, process and manage one or more platform-based services through a one or more payment options.

Abstract: A system and a method are disclosed for identifying a co-applicant based on proximity to an applicant. In an embodiment, a processor determines a location of the applicant, and identifies a plurality of potential co-applicants that are collocated with the location of the applicant. For each respective potential co-applicant of the plurality of potential co-applicants, the processor determines whether a respective edge exists on a graph that connects the applicant with the respective potential co-applicant, and, responsive to determining that the respective edge exists, identifies the respective potential co-applicant as a candidate co-applicant. The processor generates for display, on a device of the applicant, a selectable option that, when selected, indicates that the applicant would like to use the candidate co-applicant as a co-applicant for an application. Responsive to detecting a selection of the selectable option, the processor activates the application at a device of the candidate co-applicant.

Abstract: A system and method for facilitating loan reconciliation for multiple organizations of organizations is disclosed. The method includes receiving one or more proof sheet templates, one or more proof sheet rulebooks and one or more proof sheet configurations of a loan settlement process from one or more electronic devices, creating the one or more proof sheets, and obtaining financial data defined in a rulebook. Further, the method includes creating a dynamic workbook, and loading workbook data as additional sheets. The method includes generating an interim fee for one or more partners, detecting one or more exceptions in the loan reconciliation, and outputting the generated interim fee, the created one or more proof sheets and the detected one or more exceptions on graphical user interface screen of the one or more electronic devices.

Abstract: A system and a method are disclosed for identifying a co-applicant based on proximity to an applicant. In an embodiment, a processor determines a location of the applicant, and identifies a plurality of potential co-applicants that are collocated with the location of the applicant. For each respective potential co-applicant of the plurality of potential co-applicants, the processor determines whether a respective edge exists on a graph that connects the applicant with the respective potential co-applicant, and, responsive to determining that the respective edge exists, identifies the respective potential co-applicant as a candidate co-applicant. The processor generates for display, on a device of the applicant, a selectable option that, when selected, indicates that the applicant would like to use the candidate co-applicant as a co-applicant for an application. Responsive to detecting a selection of the selectable option, the processor activates the application at a device of the candidate co-applicant.

Abstract: A system and a method are disclosed for identifying a co-applicant based on proximity to an applicant. In an embodiment, a processor determines a location of the applicant, and identifies a plurality of potential co-applicants that are collocated with the location of the applicant. For each respective potential co-applicant of the plurality of potential co-applicants, the processor determines whether a respective edge exists on a graph that connects the applicant with the respective potential co-applicant, and, responsive to determining that the respective edge exists, identifies the respective potential co-applicant as a candidate co-applicant. The processor generates for display, on a device of the applicant, a selectable option that, when selected, indicates that the applicant would like to use the candidate co-applicant as a co-applicant for an application. Responsive to detecting a selection of the selectable option, the processor activates the application at a device of the candidate co-applicant.

Abstract: A system and a method are disclosed for identifying a co-applicant based on proximity to an applicant. In an embodiment, a processor determines a location of the applicant, and identifies a plurality of potential co-applicants that are collocated with the location of the applicant. For each respective potential co-applicant of the plurality of potential co-applicants, the processor determines whether a respective edge exists on a graph that connects the applicant with the respective potential co-applicant, and, responsive to determining that the respective edge exists, identifies the respective potential co-applicant as a candidate co-applicant. The processor generates for display, on a device of the applicant, a selectable option that, when selected, indicates that the applicant would like to use the candidate co-applicant as a co-applicant for an application. Responsive to detecting a selection of the selectable option, the processor activates the application at a device of the candidate co-applicant.

Abstract: A system and a method are disclosed for identifying a co-applicant based on proximity to an applicant. In an embodiment, a processor determines a location of the applicant, and identifies a plurality of potential co-applicants that are collocated with the location of the applicant. For each respective potential co-applicant of the plurality of potential co-applicants, the processor determines whether a respective edge exists on a graph that connects the applicant with the respective potential co-applicant, and, responsive to determining that the respective edge exists, identifies the respective potential co-applicant as a candidate co-applicant. The processor generates for display, on a device of the applicant, a selectable option that, when selected, indicates that the applicant would like to use the candidate co-applicant as a co-applicant for an application. Responsive to detecting a selection of the selectable option, the processor activates the application at a device of the candidate co-applicant.

Abstract: A system and a method are disclosed for identifying a co-applicant based on proximity to an applicant. In an embodiment, a processor determines a location of the applicant, and identifies a plurality of potential co-applicants that are collocated with the location of the applicant. For each respective potential co-applicant of the plurality of potential co-applicants, the processor determines whether a respective edge exists on a graph that connects the applicant with the respective potential co-applicant, and, responsive to determining that the respective edge exists, identifies the respective potential co-applicant as a candidate co-applicant. The processor generates for display, on a device of the applicant, a selectable option that, when selected, indicates that the applicant would like to use the candidate co-applicant as a co-applicant for an application. Responsive to detecting a selection of the selectable option, the processor activates the application at a device of the candidate co-applicant.

Abstract: Aspects of the disclosure are directed to providing access to the contents of a computing platform definition. A computing platform definition includes entries indicating devices and executables to deploy to a computing platform. An orchestration engine is communicatively connected to a computing platform that implements the computing platform definition. An interface includes callable units that provide access to the computing platform definition which may be invoked by the orchestration engine during execution of a stage of an orchestration pipeline performed with respect to the computing platform. The interface receives from the orchestration engine a request indicating one of the callable units. In response to the request, the interface retrieves the portion of the computing platform definition that is associated with the callable unit indicated and provides that portion of the computing platform definition to the orchestration engine for use during execution of the stage of the orchestration pipeline.

Abstract: Aspects of the disclosure are directed to providing access to the contents of a computing platform definition. A computing platform definition includes entries indicating devices and executables to deploy to a computing platform. An orchestration engine is communicatively connected to a computing platform that implements the computing platform definition. An interface includes callable units that provide access to the computing platform definition which may be invoked by the orchestration engine during execution of a stage of an orchestration pipeline performed with respect to the computing platform. The interface receives from the orchestration engine a request indicating one of the callable units. In response to the request, the interface retrieves the portion of the computing platform definition that is associated with the callable unit indicated and provides that portion of the computing platform definition to the orchestration engine for use during execution of the stage of the orchestration pipeline.

Abstract: Aspects of the disclosure are directed to instantiating and configuring computing platforms at a data center according to a computing platform definition. The computing platform definition may indicate the devices to be deployed for the computing platform, the executables to be deployed for the computing platform, and build dependencies and deployment sequences for the executables. The computing platform definition may also indicate test cases and corresponding test data to perform at the computing platform. The computing platform definition may additionally indicate code standards that the source code of the executables should meet as well as enforcement standards for the instances of the computing platform. Multiple computing platforms that conform to the computing platform definition may thus be automatically instantiated based on the computing platform definition.

Abstract: Aspects of the disclosure are directed to providing access to the contents of a computing platform definition. A computing platform definition includes entries indicating devices and executables to deploy to a computing platform. An orchestration engine is communicatively connected to a computing platform that implements the computing platform definition. An interface includes callable units that provide access to the computing platform definition which may be invoked by the orchestration engine during execution of a stage of an orchestration pipeline performed with respect to the computing platform. The interface receives from the orchestration engine a request indicating one of the callable units. In response to the request, the interface retrieves the portion of the computing platform definition that is associated with the callable unit indicated and provides that portion of the computing platform definition to the orchestration engine for use during execution of the stage of the orchestration pipeline.

Abstract: Aspects of the disclosure are directed to utilizing a computing platform definition to operate an orchestration pipeline for a computing platform conforming to that computing platform definition. The computing platform definition may indicate the devices and the executables to be deployed to the computing platform. The orchestration pipeline may include multiple stages such as a build stage that builds the executables, a deploy stage that deploys the executables, a test stage that initiates execution of test cases, an scan stage that applies code standards to the source code of the executables, and an enforce stage that determines an extent to which the computing platform deviates from the computing platform definition. Performing a stage of the orchestration pipeline may include detecting a trigger for the stage, retrieving entries associated with the stage from the computing platform definition, and controlling execution of the stage based on the entries retrieved.

Abstract: Aspects of the disclosure are directed to providing access to the contents of a computing platform definition. A computing platform definition includes entries indicating devices and executables to deploy to a computing platform. An orchestration engine is communicatively connected to a computing platform that implements the computing platform definition. An interface includes callable units that provide access to the computing platform definition which may be invoked by the orchestration engine during execution of a stage of an orchestration pipeline performed with respect to the computing platform. The interface receives from the orchestration engine a request indicating one of the callable units. In response to the request, the interface retrieves the portion of the computing platform definition that is associated with the callable unit indicated and provides that portion of the computing platform definition to the orchestration engine for use during execution of the stage of the orchestration pipeline.

Abstract: Aspects of the disclosure are directed to providing access to the contents of a computing platform definition. A computing platform definition includes entries indicating devices and executables to deploy to a computing platform. An orchestration engine is communicatively connected to a computing platform that implements the computing platform definition. An interface includes callable units that provide access to the computing platform definition which may be invoked by the orchestration engine during execution of a stage of an orchestration pipeline performed with respect to the computing platform. The interface receives from the orchestration engine a request indicating one of the callable units. In response to the request, the interface retrieves the portion of the computing platform definition that is associated with the callable unit indicated and provides that portion of the computing platform definition to the orchestration engine for use during execution of the stage of the orchestration pipeline.

Abstract: A business process framework (BPF) may be used to provide a vendor agnostic interface to allow one or more business users to design, deploy, test and/or monitor an operation of one or more business processes using a common user interface. The BPF may allow a user access to a business process management (BPM) system using a common interface, regardless of a vendor or version of BPM system being used by a business organization. The BPF may include a business process modeling interface allowing the business user to model, via the common user interface, regardless of the version or vendor of the BPM system product being used. The BPF may also include an execution interface capable of communicating with an execution engine included in different BRMS products. The execution interface may include a translator to translate a business model into a format compatible with each of a plurality of execution engines.

Abstract: An apparatus with one or more masking rules stored in a memory receives unmasked data associated with a first session identifier via a network and converts the received unmasked data into masked data by applying the one or more masking rules to the unmasked data. The apparatus generates a first mapped identifier associated with the unmasked data and first session identifier. The apparatus also receives, via a network, a second mapped identifier associated with a second session identifier. Upon receiving the second mapped identifier and second session identifier, the apparatus determines whether the second session identifier corresponds to the first session identifier and finds the first mapped identifier corresponding to the received second mapped identifier. The apparatus retrieves and sends the unmasked data associated with the first mapped identifier.

Abstract: Aspects of the disclosure are directed to providing access to the contents of a computing platform definition. A computing platform definition includes entries indicating devices and executables to deploy to a computing platform. An orchestration engine is communicatively connected to a computing platform that implements the computing platform definition. An interface includes callable units that provide access to the computing platform definition which may be invoked by the orchestration engine during execution of a stage of an orchestration pipeline performed with respect to the computing platform. The interface receives from the orchestration engine a request indicating one of the callable units. In response to the request, the interface retrieves the portion of the computing platform definition that is associated with the callable unit indicated and provides that portion of the computing platform definition to the orchestration engine for use during execution of the stage of the orchestration pipeline.