Patents by Inventor Susan A. Sperl

Susan A. Sperl has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • ASP business decision engine
    Patent number: 7734522
    Abstract: A decision engine is provided that integrates all components of a credit application process, including access to and manipulation of credit bureau data, credit scoring, credit decisioning, and matching the correct products, into a single application service provider (ASP) platform which is accessible through a series of Application Programming Interfaces (APIs).
    Type: Grant
    Filed: January 9, 2008
    Date of Patent: June 8, 2010
    Assignee: Fair Isaac Corporation
    Inventors: Gregory A. Johnson, Susan A. Sperl, Jeff Klepfer, Raffi M. Kassarjian, Gregory S. Capella, Rachel C. Asch, Peter R. Jones, Leonard E. Look
  • ASP Business Decision Engine
    Publication number: 20080114674
    Abstract: A decision engine is provided that integrates all components of a credit application process, including access to and manipulation of credit bureau data, credit scoring, credit decisioning, and matching the correct products, into a single application service provider (ASP) platform which is accessible through a series of Application Programming Interfaces (APIs).
    Type: Application
    Filed: January 9, 2008
    Publication date: May 15, 2008
    Inventors: Gregory Johnson, Susan Sperl, Jeff Klepfer, Raffi Kassarjian, Gregory Capella, Rachel Asch, Peter Jones, Leonard Look
  • ASP business decision engine
    Patent number: 7356503
    Abstract: A decision engine is provided that integrates all components of a credit application process, including access to and manipulation of credit bureau data, credit scoring, credit decisioning, and matching the correct products, into a single application service provider (ASP) platform which is accessible through a series of Application Programming Interfaces (APIs).
    Type: Grant
    Filed: February 21, 2001
    Date of Patent: April 8, 2008
    Assignee: Fair Isaac and Company, Inc.
    Inventors: Gregory A. Johnson, Susan A. Sperl, Jeff Klepfer, Raffi M. Kassarjian, Gregory S. Capella, Rachel C. Asch, Peter R. Jones, Leonard E. Look