Abstract: A method of playing a Blackjack-type wagering game (20) includes a player playing against a player-banker wherein the object of the game is to reach a numerical total of 20. The winner is (a) the player who has the largest numerical total which does not exceed 20, or if both player's exceed 20, (2) the player who's numerical total is closest to 20. A "natural" is defined as either two kings, two queens, two jacks, or two tens on the first two cards. In one embodiment, hands which exceed a numerical total of 20 are ranked by the high card which they contain, rather than by their proximity to 20. Game (20) can either be played as a banking or non-banking game.