Patents by Inventor Susan F. Abrahams

Susan F. Abrahams has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 10558957
    Abstract: According to the invention, transferring money using a computer network is disclosed. In one step, information is saved on credit received for a first user (110) in a stored value account on a server computer system (170). At the server computer system (170), a request from the first user (110) to send money to a second user (130) based on the stored value account is received. An electronic notification is sent from the server computer (170) to the second user (130) to notify the second user (130) of the request. A debit in the stored value account of the first user (110) is created. The requested money is sent to the second user (130) upon a receipt of a request at the server computer (170) from the second user (130).
    Type: Grant
    Filed: February 22, 2013
    Date of Patent: February 11, 2020
    Assignee: The Western Union Company
    Inventors: Aamer Ali Baig, James E. Cowell, Peter M. Karas, Cheryl L. Neofytides, Matthew F. Golub, James R. Yoder, Susan M. Milberger, Jeff D. Sherrard, Amy M. Dunker, Jackie M. Macfarlane, Eric L. Platte, Susan F. Abrahams
  • Patent number: 8024229
    Abstract: According to the invention, transferring money using a computer network is disclosed. In one step, information is saved on credit received for a first user (110) in a stored value account on a server computer system (170). At the server computer system (170), a request from the first user (110) to send money to a second user (130) based on the stored value account is received. An electronic notification is sent from the server computer (170) to the second user (130) to notify the second user (130) of the request. A debit in the stored value account of the first user (110) is created. The requested money is sent to the second user (130) upon a receipt of a request at the server computer (170) from the second user (130).
    Type: Grant
    Filed: September 30, 2008
    Date of Patent: September 20, 2011
    Assignee: The Western Union Company
    Inventors: Aamer Ali Baig, James E. Cowell, Peter M. Karas, Cheryl L. Neofytides, Matthew F. Golub, James R. Yoder, Susan M. Milberger, Jeff D. Sherrard, Amy M. Dunker, Jackie M. Macfarlane, Eric L. Platte, Susan F. Abrahams
  • Patent number: 7941346
    Abstract: According to the invention, transferring money using a computer network is disclosed. In one step, information is saved on credit received for a first user (110) in a stored value account on a server computer system (170). At the server computer system (170), a request from the first user (110) to send money to a second user (130) based on the stored value account is received. An electronic notification is sent from the server computer (170) to the second user (130) to notify the second user (130) of the request. A debit in the stored value account of the first user (110) is created. The requested money is sent to the second user (130) upon a receipt of a request at the server computer (170) from the second user (130).
    Type: Grant
    Filed: September 30, 2008
    Date of Patent: May 10, 2011
    Assignee: The Western Union Company
    Inventors: Aamer Ali Baig, James E. Cowell, Peter M. Karas, Cheryl L. Neofytides, Matthew F. Golub, James R. Yoder, Susan M. Milberger, Jeff D. Sherrard, Amy M. Dunker, Jackie M. Macfarlane, Eric L. Platte, Susan F. Abrahams
  • Patent number: 7941342
    Abstract: According to the invention, transferring money using a computer network is disclosed. In one step, information is saved on credit received for a first user (110) in a stored value account on a server computer system (170). At the server computer system (170), a request from the first user (110) to send money to a second user (130) based on the stored value account is received. An electronic notification is sent from the server computer (170) to the second user (130) to notify the second user (130) of the request. A debit in the stored value account of the first user (110) is created. The requested money is sent to the second user (130) upon a receipt of a request at the server computer (170) from the second user (130).
    Type: Grant
    Filed: September 30, 2008
    Date of Patent: May 10, 2011
    Assignee: The Western Union Company
    Inventors: Aamer Ali Baig, James E. Cowell, Peter M. Karas, Cheryl L. Neofytides, Matthew F. Golub, James R. Yoder, Susan M. Milberger, Jeff D. Sherrard, Amy M. Dunker, Jackie M. Macfarlane, Eric L. Platte, Susan F. Abrahams
  • Patent number: 7937292
    Abstract: According to the invention, transferring money using a computer network is disclosed. In one step, information is saved on credit received for a first user (110) in a stored value account on a server computer system (170). At the server computer system (170), a request from the first user (110) to send money to a second user (130) based on the stored value account is received. An electronic notification is sent from the server computer (170) to the second user (130) to notify the second user (130) of the request. A debit in the stored value account of the first user (110) is created. The requested money is sent to the second user (130) upon a receipt of a request at the server computer (170) from the second user (130).
    Type: Grant
    Filed: September 30, 2008
    Date of Patent: May 3, 2011
    Assignee: The Western Union Company
    Inventors: Aamer Ali Baig, James E. Cowell, Peter M. Karas, Cheryl L. Neofytides, Matthew F. Golub, James R. Yoder, Susan M. Milberger, Jeff D. Sherrard, Amy M. Dunker, Jackie M. Macfarlane, Eric L. Platte, Susan F. Abrahams
  • Publication number: 20100145858
    Abstract: According to the invention, a method for transferring a credit amount out of an online system using a money order is disclosed. In one step, pay-out instructions are received at a server computer system from a wide-area computer network coupled to a payor. The pay-out instructions include at least two of a payee, a delivery location, and the credit amount. A first handler associated with the payor and a second handler for preparation of the money order according to the pay-out instructions are determined. The credit amount is transferred from the first handler to the online system. The pay-out instructions are sent to the second handler.
    Type: Application
    Filed: November 2, 2009
    Publication date: June 10, 2010
    Applicant: First Data Corporation
    Inventors: Susan M. Milberger, Jeff D. Sherrard, Amy M. Dunker, Jackie M. Macfarlane, Eric L. Platte, Susan F. Abrahams, Cheryl L. Neofytides, Aamer Ali Baig, Peter M. Karas, James E. Cowell, James R. Yoder, Matt F. Golub
  • Patent number: 7613653
    Abstract: According to the invention, a method for transferring a credit amount out of an online system using a money order is disclosed. In one step, pay-out instructions are received at a server computer system from a wide-area computer network coupled to a payor. The pay-out instructions include at least two of a payee, a delivery location, and the credit amount. A first handler associated with the payor and a second handler for preparation of the money order according to the pay-out instructions are determined. The credit amount is transferred from the first handler to the online system. The pay-out instructions are sent to the second handler.
    Type: Grant
    Filed: October 26, 2001
    Date of Patent: November 3, 2009
    Assignees: First Data Corporation, The Western Union Company
    Inventors: Susan M. Milberger, Jeff D. Sherrard, Amy M. Dunker, Jackie M. Macfarlane, Eric L. Platte, Susan F. Abrahams, Cheryl L. Neofytides, Aamer Ali Baig, Peter M. Karas, James E. Cowell, James R. Yoder, Matt F. Golub
  • Patent number: 7606734
    Abstract: According to the invention, transferring money using a computer network is disclosed. In one step, information is saved on credit received for a first user (110) in a stored value account on a server computer system (170). At the server computer system (170), a request from the first user (110) to send money to a second user (130) based on the stored value account is received. An electronic notification is sent from the server computer (170) to the second user (130) to notify the second user (130) of the request. A debit in the stored value account of the first user (110) is created. The requested money is sent to the second user (130) upon a receipt of a request at the server computer (170) from the second user (130).
    Type: Grant
    Filed: July 11, 2001
    Date of Patent: October 20, 2009
    Assignee: The Western Union Company
    Inventors: Aamer Ali Baig, James E. Cowell, Peter M. Karas, Cheryl L. Neofytides, Matthew F. Golub, James R. Yoder, Susan M. Milberger, Jeff D. Sherrard, Amy M. Dunker, Jackie M. Macfarlane, Eric L. Platte, Susan F. Abrahams
  • Publication number: 20090094155
    Abstract: According to the invention, transferring money using a computer network is disclosed. In one step, information is saved on credit received for a first user (110) in a stored value account on a server computer system (170). At the server computer system (170), a request from the first user (110) to send money to a second user (130) based on the stored value account is received. An electronic notification is sent from the server computer (170) to the second user (130) to notify the second user (130) of the request. A debit in the stored value account of the first user (110) is created. The requested money is sent to the second user (130) upon a receipt of a request at the server computer (170) from the second user (130).
    Type: Application
    Filed: September 30, 2008
    Publication date: April 9, 2009
    Applicant: First Data Corporation
    Inventors: Aamer Ali Baig, James E. Cowell, Peter M. Karas, Cheryl L. Neofytides, Mathew F. Golub, James R. Yoder, Susan M. Milberger, Jeff D. Sherrard, Amy M. Dunker, Jackie M. MacFarlane, Eric L. Platte, Susan F. Abrahams
  • Publication number: 20090094149
    Abstract: According to the invention, transferring money using a computer network is disclosed. In one step, information is saved on credit received for a first user (110) in a stored value account on a server computer system (170). At the server computer system (170), a request from the first user (110) to send money to a second user (130) based on the stored value account is received. An electronic notification is sent from the server computer (170) to the second user (130) to notify the second user (130) of the request. A debit in the stored value account of the first user (110) is created. The requested money is sent to the second user (130) upon a receipt of a request at the server computer (170) from the second user (130).
    Type: Application
    Filed: September 30, 2008
    Publication date: April 9, 2009
    Applicant: First Data Corporation
    Inventors: Aamer A. Baig, James E. Cowell, Peter M. Karas, Cheryl L. Neofytides, Matt F. Golub, James R. Yoder, Susan M. Milberger, Jeff D. Sherrard, Amy M. Dunker, Jackie M. Macfarlane, Eric L. Platte, Susan F. Abrahams
  • Publication number: 20090089210
    Abstract: According to the invention, transferring money using a computer network is disclosed. In one step, information is saved on credit received for a first user (110) in a stored value account on a server computer system (170). At the server computer system (170), a request from the first user (110) to send money to a second user (130) based on the stored value account is received. An electronic notification is sent from the server computer (170) to the second user (130) to notify the second user (130) of the request. A debit in the stored value account of the first user (110) is created. The requested money is sent to the second user (130) upon a receipt of a request at the server computer (170) from the second user (130).
    Type: Application
    Filed: September 30, 2008
    Publication date: April 2, 2009
    Applicant: First Data Corporation
    Inventors: Aamer Ali Baig, James E. Cowell, Peter M. Karas, Cheryl L. Neofytides, Matt F. Golub, James R. Yoder, Susan M. Milberger, Jeff D. Sherrard, Amy M. Dunker, Jackie M. Macfarlane, Eric L. Platte, Susan F. Abrahams
  • Publication number: 20090048967
    Abstract: According to the invention, transferring money using a computer network is disclosed. In one step, information is saved on credit received for a first user (110) in a stored value account on a server computer system (170). At the server computer system (170), a request from the first user (110) to send money to a second user (130) based on the stored value account is received. An electronic notification is sent from the server computer (170) to the second user (130) to notify the second user (130) of the request. A debit in the stored value account of the first user (110) is created. The requested money is sent to the second user (130) upon a receipt of a request at the server computer (170) from the second user (130).
    Type: Application
    Filed: September 30, 2008
    Publication date: February 19, 2009
    Applicant: First Data Corporation
    Inventors: Aamer Ali Baig, James E. Cowell, Peter M. Karas, Cheryl L. Neofytides, Matthew F. Golub, James R. Yoder, Susan M. Milberger, Jeff D. Sherrard, Amy M. Dunker, Jackie M. Macfarlane, Eric L. Platte, Susan F. Abrahams
  • Publication number: 20090048974
    Abstract: According to the invention, transferring money using a computer network is disclosed. In one step, information is saved on credit received for a first user (110) in a stored value account on a server computer system (170). At the server computer system (170), a request from the first user (110) to send money to a second user (130) based on the stored value account is received. An electronic notification is sent from the server computer (170) to the second user (130) to notify the second user (130) of the request. A debit in the stored value account of the first user (110) is created. The requested money is sent to the second user (130) upon a receipt of a request at the server computer (170) from the second user (130).
    Type: Application
    Filed: September 30, 2008
    Publication date: February 19, 2009
    Applicant: First Data Corporation
    Inventors: Aamer Ali Baig, James E. Cowell, Peter M. Karas, Cheryl L. Neofytides, Matt F. Golub, James R. Yoder, Susan M. Milberger, Jeff D. Sherrard, Amy M. Dunker, Jackie M. Macfarlane, Eric L. Platte, Susan F. Abrahams
  • Publication number: 20090024529
    Abstract: According to the invention, transferring money using a computer network is disclosed. In one step, information is saved on credit received for a first user (110) in a stored value account on a server computer system (170). At the server computer system (170), a request from the first user (110) to send money to a second user (130) based on the stored value account is received. An electronic notification is sent from the server computer (170) to the second user (130) to notify the second user (130) of the request. A debit in the stored value account of the first user (110) is created. The requested money is sent to the second user (130) upon a receipt of a request at the server computer (170) from the second user (130).
    Type: Application
    Filed: September 30, 2008
    Publication date: January 22, 2009
    Applicant: First Data Corporation
    Inventors: Aamer Ali BAIG, James E. COWELL, Peter M. KARAS, Cheryl L. NEOFYTIDES, Matthew F. GOLUB, James R. YODER, Susan M. MILBERGER, Jeff D. SHERRARD, Amy M. DUNKER, Jackie M. MACFARLANE, Eric L. PLATTE, Susan F. ABRAHAMS
  • Publication number: 20090024523
    Abstract: According to the invention, transferring money using a computer network is disclosed. In one step, information is saved on credit received for a first user (110) in a stored value account on a server computer system (170). At the server computer system (170), a request from the first user (110) to send money to a second user (130) based on the stored value account is received. An electronic notification is sent from the server computer (170) to the second user (130) to notify the second user (130) of the request. A debit in the stored value account of the first user (110) is created. The requested money is sent to the second user (130) upon a receipt of a request at the server computer (170) from the second user (130).
    Type: Application
    Filed: September 30, 2008
    Publication date: January 22, 2009
    Applicant: First Data Corporation
    Inventors: Aamer Ali Baig, James E. Cowell, Peter M. Karas, Cheryl L. Neofytides, Matthew F. Golub, James R. Yoder, Susan M. Milberger, Jeff D. Sherrard, Amy M. Dunker, Jackie M. Macfarlane, Eric L. Platte, Susan F. Abrahams
  • Patent number: 7249098
    Abstract: According to the invention, a method for automatically processing a recurring transfer request from a stored value fund with an online system is disclosed. A handler associated with a payor is determined and money is transferred from that handler to the stored value fund. In one step, the payor is informed that a payee accepts payment from the online system. Subscription type information is received, which includes at least two of a per-request payment cap, a fixed payment amount, a limit on payment per time period, a limit on the number of payments in the time period, and a time period. Pay-out instructions are also received and include at least two of a payor identifier, a payee identifier, a transfer amount, a payment description. The transfer amount is automatically sent from the stored value fund to the payee.
    Type: Grant
    Filed: October 29, 2001
    Date of Patent: July 24, 2007
    Assignee: First Data Corporation
    Inventors: Susan M. Milberger, Jeff D. Sherrard, Amy M. Dunker, Jackie M. Macfarlane, Eric L. Platte, Susan F. Abrahams, Cheryl L. Neofytides, Aamer Ali Baig, Peter M. Karas, James E. Cowell, James R. Yoder, Matt F. Golub
  • Publication number: 20040059672
    Abstract: According to the invention, transferring money using a computer network is disclosed. In one step, information is saved on credit received for a first user (110) in a stored value account on a server computer system (170). At the server computer system (170), a request from the first user (110) to send money to a second user (130) based on the stored value account is received. An electronic notification is sent from the server computer (170) to the second user (130) to notify the second user (130) of the request. A debit in the stored value account of the first user (110) is created. The requested money is sent to the second user (130) upon a receipt of a request at the server computer (170) from the second user (130).
    Type: Application
    Filed: September 12, 2003
    Publication date: March 25, 2004
    Inventors: Aamer Ali Baig, James E. Cowell, Peter M. Karas, Cheryl L. Neofytides, Matt F. Golub, James R. Yoder, Susan M. Milberger, Jeff D. Sherrard, Amy M. Dunker, Jackie M. MacFarlane, Eric L. Platte, Susan F. Abrahams
  • Publication number: 20020161702
    Abstract: According to the invention, a method for transferring a credit amount out of an online system using a money order is disclosed. In one step, pay-out instructions are received at a server computer system from a wide-area computer network coupled to a payor. The pay-out instructions include at least two of a payee, a delivery location, and the credit amount. A first handler associated with the payor and a second handler for preparation of the money order according to the pay-out instructions are determined. The credit amount is transferred from the first handler to the online system. The pay-out instructions are sent to the second handler.
    Type: Application
    Filed: October 26, 2001
    Publication date: October 31, 2002
    Applicant: First Data Corporation
    Inventors: Susan M. Milberger, Jeff D. Sherrard, Amy M. Dunker, Jackie M. Macfarlane, Eric L. Platte, Susan F. Abrahams, Cheryl L. Neofytides, Aamer Ali Baig, Peter M. Karas, James E. Cowell, James R. Yoder, Matt F. Golub
  • Publication number: 20020111908
    Abstract: According to the invention, a method for automatically processing a recurring transfer request from a stored value fund with an online system is disclosed. A handler associated with a payor is determined and money is transferred from that handler to the stored value fund. In one step, the payor is informed that a payee accepts payment from the online system. Subscription type information is received, which includes at least two of a per-request payment cap, a fixed payment amount, a limit on payment per time period, a limit on the number of payments in the time period, and a time period. Pay-out instructions are also received and include at least two of a payor identifier, a payee identifier, a transfer amount, a payment description. The transfer amount is automatically sent from the stored value fund to the payee.
    Type: Application
    Filed: October 29, 2001
    Publication date: August 15, 2002
    Inventors: Susan M. Milberger, Jeff D. Sherrard, Amy M. Dunker, Jackie M. Macfarlane, Eric L. Platte, Susan F. Abrahams, Cheryl L. Neofytides, Aamer Ali Baig, Peter M. Karas, James E. Cowell, James R. Yoder, Matt F. Golub