Patents by Inventor Susan F. Abrahams
Susan F. Abrahams has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).
-
Patent number: 10558957Abstract: According to the invention, transferring money using a computer network is disclosed. In one step, information is saved on credit received for a first user (110) in a stored value account on a server computer system (170). At the server computer system (170), a request from the first user (110) to send money to a second user (130) based on the stored value account is received. An electronic notification is sent from the server computer (170) to the second user (130) to notify the second user (130) of the request. A debit in the stored value account of the first user (110) is created. The requested money is sent to the second user (130) upon a receipt of a request at the server computer (170) from the second user (130).Type: GrantFiled: February 22, 2013Date of Patent: February 11, 2020Assignee: The Western Union CompanyInventors: Aamer Ali Baig, James E. Cowell, Peter M. Karas, Cheryl L. Neofytides, Matthew F. Golub, James R. Yoder, Susan M. Milberger, Jeff D. Sherrard, Amy M. Dunker, Jackie M. Macfarlane, Eric L. Platte, Susan F. Abrahams
-
Patent number: 8024229Abstract: According to the invention, transferring money using a computer network is disclosed. In one step, information is saved on credit received for a first user (110) in a stored value account on a server computer system (170). At the server computer system (170), a request from the first user (110) to send money to a second user (130) based on the stored value account is received. An electronic notification is sent from the server computer (170) to the second user (130) to notify the second user (130) of the request. A debit in the stored value account of the first user (110) is created. The requested money is sent to the second user (130) upon a receipt of a request at the server computer (170) from the second user (130).Type: GrantFiled: September 30, 2008Date of Patent: September 20, 2011Assignee: The Western Union CompanyInventors: Aamer Ali Baig, James E. Cowell, Peter M. Karas, Cheryl L. Neofytides, Matthew F. Golub, James R. Yoder, Susan M. Milberger, Jeff D. Sherrard, Amy M. Dunker, Jackie M. Macfarlane, Eric L. Platte, Susan F. Abrahams
-
Patent number: 7941346Abstract: According to the invention, transferring money using a computer network is disclosed. In one step, information is saved on credit received for a first user (110) in a stored value account on a server computer system (170). At the server computer system (170), a request from the first user (110) to send money to a second user (130) based on the stored value account is received. An electronic notification is sent from the server computer (170) to the second user (130) to notify the second user (130) of the request. A debit in the stored value account of the first user (110) is created. The requested money is sent to the second user (130) upon a receipt of a request at the server computer (170) from the second user (130).Type: GrantFiled: September 30, 2008Date of Patent: May 10, 2011Assignee: The Western Union CompanyInventors: Aamer Ali Baig, James E. Cowell, Peter M. Karas, Cheryl L. Neofytides, Matthew F. Golub, James R. Yoder, Susan M. Milberger, Jeff D. Sherrard, Amy M. Dunker, Jackie M. Macfarlane, Eric L. Platte, Susan F. Abrahams
-
Patent number: 7941342Abstract: According to the invention, transferring money using a computer network is disclosed. In one step, information is saved on credit received for a first user (110) in a stored value account on a server computer system (170). At the server computer system (170), a request from the first user (110) to send money to a second user (130) based on the stored value account is received. An electronic notification is sent from the server computer (170) to the second user (130) to notify the second user (130) of the request. A debit in the stored value account of the first user (110) is created. The requested money is sent to the second user (130) upon a receipt of a request at the server computer (170) from the second user (130).Type: GrantFiled: September 30, 2008Date of Patent: May 10, 2011Assignee: The Western Union CompanyInventors: Aamer Ali Baig, James E. Cowell, Peter M. Karas, Cheryl L. Neofytides, Matthew F. Golub, James R. Yoder, Susan M. Milberger, Jeff D. Sherrard, Amy M. Dunker, Jackie M. Macfarlane, Eric L. Platte, Susan F. Abrahams
-
Patent number: 7937292Abstract: According to the invention, transferring money using a computer network is disclosed. In one step, information is saved on credit received for a first user (110) in a stored value account on a server computer system (170). At the server computer system (170), a request from the first user (110) to send money to a second user (130) based on the stored value account is received. An electronic notification is sent from the server computer (170) to the second user (130) to notify the second user (130) of the request. A debit in the stored value account of the first user (110) is created. The requested money is sent to the second user (130) upon a receipt of a request at the server computer (170) from the second user (130).Type: GrantFiled: September 30, 2008Date of Patent: May 3, 2011Assignee: The Western Union CompanyInventors: Aamer Ali Baig, James E. Cowell, Peter M. Karas, Cheryl L. Neofytides, Matthew F. Golub, James R. Yoder, Susan M. Milberger, Jeff D. Sherrard, Amy M. Dunker, Jackie M. Macfarlane, Eric L. Platte, Susan F. Abrahams
-
Publication number: 20100145858Abstract: According to the invention, a method for transferring a credit amount out of an online system using a money order is disclosed. In one step, pay-out instructions are received at a server computer system from a wide-area computer network coupled to a payor. The pay-out instructions include at least two of a payee, a delivery location, and the credit amount. A first handler associated with the payor and a second handler for preparation of the money order according to the pay-out instructions are determined. The credit amount is transferred from the first handler to the online system. The pay-out instructions are sent to the second handler.Type: ApplicationFiled: November 2, 2009Publication date: June 10, 2010Applicant: First Data CorporationInventors: Susan M. Milberger, Jeff D. Sherrard, Amy M. Dunker, Jackie M. Macfarlane, Eric L. Platte, Susan F. Abrahams, Cheryl L. Neofytides, Aamer Ali Baig, Peter M. Karas, James E. Cowell, James R. Yoder, Matt F. Golub
-
Patent number: 7613653Abstract: According to the invention, a method for transferring a credit amount out of an online system using a money order is disclosed. In one step, pay-out instructions are received at a server computer system from a wide-area computer network coupled to a payor. The pay-out instructions include at least two of a payee, a delivery location, and the credit amount. A first handler associated with the payor and a second handler for preparation of the money order according to the pay-out instructions are determined. The credit amount is transferred from the first handler to the online system. The pay-out instructions are sent to the second handler.Type: GrantFiled: October 26, 2001Date of Patent: November 3, 2009Assignees: First Data Corporation, The Western Union CompanyInventors: Susan M. Milberger, Jeff D. Sherrard, Amy M. Dunker, Jackie M. Macfarlane, Eric L. Platte, Susan F. Abrahams, Cheryl L. Neofytides, Aamer Ali Baig, Peter M. Karas, James E. Cowell, James R. Yoder, Matt F. Golub
-
Patent number: 7606734Abstract: According to the invention, transferring money using a computer network is disclosed. In one step, information is saved on credit received for a first user (110) in a stored value account on a server computer system (170). At the server computer system (170), a request from the first user (110) to send money to a second user (130) based on the stored value account is received. An electronic notification is sent from the server computer (170) to the second user (130) to notify the second user (130) of the request. A debit in the stored value account of the first user (110) is created. The requested money is sent to the second user (130) upon a receipt of a request at the server computer (170) from the second user (130).Type: GrantFiled: July 11, 2001Date of Patent: October 20, 2009Assignee: The Western Union CompanyInventors: Aamer Ali Baig, James E. Cowell, Peter M. Karas, Cheryl L. Neofytides, Matthew F. Golub, James R. Yoder, Susan M. Milberger, Jeff D. Sherrard, Amy M. Dunker, Jackie M. Macfarlane, Eric L. Platte, Susan F. Abrahams
-
Publication number: 20090094155Abstract: According to the invention, transferring money using a computer network is disclosed. In one step, information is saved on credit received for a first user (110) in a stored value account on a server computer system (170). At the server computer system (170), a request from the first user (110) to send money to a second user (130) based on the stored value account is received. An electronic notification is sent from the server computer (170) to the second user (130) to notify the second user (130) of the request. A debit in the stored value account of the first user (110) is created. The requested money is sent to the second user (130) upon a receipt of a request at the server computer (170) from the second user (130).Type: ApplicationFiled: September 30, 2008Publication date: April 9, 2009Applicant: First Data CorporationInventors: Aamer Ali Baig, James E. Cowell, Peter M. Karas, Cheryl L. Neofytides, Mathew F. Golub, James R. Yoder, Susan M. Milberger, Jeff D. Sherrard, Amy M. Dunker, Jackie M. MacFarlane, Eric L. Platte, Susan F. Abrahams
-
Publication number: 20090094149Abstract: According to the invention, transferring money using a computer network is disclosed. In one step, information is saved on credit received for a first user (110) in a stored value account on a server computer system (170). At the server computer system (170), a request from the first user (110) to send money to a second user (130) based on the stored value account is received. An electronic notification is sent from the server computer (170) to the second user (130) to notify the second user (130) of the request. A debit in the stored value account of the first user (110) is created. The requested money is sent to the second user (130) upon a receipt of a request at the server computer (170) from the second user (130).Type: ApplicationFiled: September 30, 2008Publication date: April 9, 2009Applicant: First Data CorporationInventors: Aamer A. Baig, James E. Cowell, Peter M. Karas, Cheryl L. Neofytides, Matt F. Golub, James R. Yoder, Susan M. Milberger, Jeff D. Sherrard, Amy M. Dunker, Jackie M. Macfarlane, Eric L. Platte, Susan F. Abrahams
-
Publication number: 20090089210Abstract: According to the invention, transferring money using a computer network is disclosed. In one step, information is saved on credit received for a first user (110) in a stored value account on a server computer system (170). At the server computer system (170), a request from the first user (110) to send money to a second user (130) based on the stored value account is received. An electronic notification is sent from the server computer (170) to the second user (130) to notify the second user (130) of the request. A debit in the stored value account of the first user (110) is created. The requested money is sent to the second user (130) upon a receipt of a request at the server computer (170) from the second user (130).Type: ApplicationFiled: September 30, 2008Publication date: April 2, 2009Applicant: First Data CorporationInventors: Aamer Ali Baig, James E. Cowell, Peter M. Karas, Cheryl L. Neofytides, Matt F. Golub, James R. Yoder, Susan M. Milberger, Jeff D. Sherrard, Amy M. Dunker, Jackie M. Macfarlane, Eric L. Platte, Susan F. Abrahams
-
Publication number: 20090048967Abstract: According to the invention, transferring money using a computer network is disclosed. In one step, information is saved on credit received for a first user (110) in a stored value account on a server computer system (170). At the server computer system (170), a request from the first user (110) to send money to a second user (130) based on the stored value account is received. An electronic notification is sent from the server computer (170) to the second user (130) to notify the second user (130) of the request. A debit in the stored value account of the first user (110) is created. The requested money is sent to the second user (130) upon a receipt of a request at the server computer (170) from the second user (130).Type: ApplicationFiled: September 30, 2008Publication date: February 19, 2009Applicant: First Data CorporationInventors: Aamer Ali Baig, James E. Cowell, Peter M. Karas, Cheryl L. Neofytides, Matthew F. Golub, James R. Yoder, Susan M. Milberger, Jeff D. Sherrard, Amy M. Dunker, Jackie M. Macfarlane, Eric L. Platte, Susan F. Abrahams
-
Publication number: 20090048974Abstract: According to the invention, transferring money using a computer network is disclosed. In one step, information is saved on credit received for a first user (110) in a stored value account on a server computer system (170). At the server computer system (170), a request from the first user (110) to send money to a second user (130) based on the stored value account is received. An electronic notification is sent from the server computer (170) to the second user (130) to notify the second user (130) of the request. A debit in the stored value account of the first user (110) is created. The requested money is sent to the second user (130) upon a receipt of a request at the server computer (170) from the second user (130).Type: ApplicationFiled: September 30, 2008Publication date: February 19, 2009Applicant: First Data CorporationInventors: Aamer Ali Baig, James E. Cowell, Peter M. Karas, Cheryl L. Neofytides, Matt F. Golub, James R. Yoder, Susan M. Milberger, Jeff D. Sherrard, Amy M. Dunker, Jackie M. Macfarlane, Eric L. Platte, Susan F. Abrahams
-
Publication number: 20090024529Abstract: According to the invention, transferring money using a computer network is disclosed. In one step, information is saved on credit received for a first user (110) in a stored value account on a server computer system (170). At the server computer system (170), a request from the first user (110) to send money to a second user (130) based on the stored value account is received. An electronic notification is sent from the server computer (170) to the second user (130) to notify the second user (130) of the request. A debit in the stored value account of the first user (110) is created. The requested money is sent to the second user (130) upon a receipt of a request at the server computer (170) from the second user (130).Type: ApplicationFiled: September 30, 2008Publication date: January 22, 2009Applicant: First Data CorporationInventors: Aamer Ali BAIG, James E. COWELL, Peter M. KARAS, Cheryl L. NEOFYTIDES, Matthew F. GOLUB, James R. YODER, Susan M. MILBERGER, Jeff D. SHERRARD, Amy M. DUNKER, Jackie M. MACFARLANE, Eric L. PLATTE, Susan F. ABRAHAMS
-
Publication number: 20090024523Abstract: According to the invention, transferring money using a computer network is disclosed. In one step, information is saved on credit received for a first user (110) in a stored value account on a server computer system (170). At the server computer system (170), a request from the first user (110) to send money to a second user (130) based on the stored value account is received. An electronic notification is sent from the server computer (170) to the second user (130) to notify the second user (130) of the request. A debit in the stored value account of the first user (110) is created. The requested money is sent to the second user (130) upon a receipt of a request at the server computer (170) from the second user (130).Type: ApplicationFiled: September 30, 2008Publication date: January 22, 2009Applicant: First Data CorporationInventors: Aamer Ali Baig, James E. Cowell, Peter M. Karas, Cheryl L. Neofytides, Matthew F. Golub, James R. Yoder, Susan M. Milberger, Jeff D. Sherrard, Amy M. Dunker, Jackie M. Macfarlane, Eric L. Platte, Susan F. Abrahams
-
Patent number: 7249098Abstract: According to the invention, a method for automatically processing a recurring transfer request from a stored value fund with an online system is disclosed. A handler associated with a payor is determined and money is transferred from that handler to the stored value fund. In one step, the payor is informed that a payee accepts payment from the online system. Subscription type information is received, which includes at least two of a per-request payment cap, a fixed payment amount, a limit on payment per time period, a limit on the number of payments in the time period, and a time period. Pay-out instructions are also received and include at least two of a payor identifier, a payee identifier, a transfer amount, a payment description. The transfer amount is automatically sent from the stored value fund to the payee.Type: GrantFiled: October 29, 2001Date of Patent: July 24, 2007Assignee: First Data CorporationInventors: Susan M. Milberger, Jeff D. Sherrard, Amy M. Dunker, Jackie M. Macfarlane, Eric L. Platte, Susan F. Abrahams, Cheryl L. Neofytides, Aamer Ali Baig, Peter M. Karas, James E. Cowell, James R. Yoder, Matt F. Golub
-
Publication number: 20040059672Abstract: According to the invention, transferring money using a computer network is disclosed. In one step, information is saved on credit received for a first user (110) in a stored value account on a server computer system (170). At the server computer system (170), a request from the first user (110) to send money to a second user (130) based on the stored value account is received. An electronic notification is sent from the server computer (170) to the second user (130) to notify the second user (130) of the request. A debit in the stored value account of the first user (110) is created. The requested money is sent to the second user (130) upon a receipt of a request at the server computer (170) from the second user (130).Type: ApplicationFiled: September 12, 2003Publication date: March 25, 2004Inventors: Aamer Ali Baig, James E. Cowell, Peter M. Karas, Cheryl L. Neofytides, Matt F. Golub, James R. Yoder, Susan M. Milberger, Jeff D. Sherrard, Amy M. Dunker, Jackie M. MacFarlane, Eric L. Platte, Susan F. Abrahams
-
Publication number: 20020161702Abstract: According to the invention, a method for transferring a credit amount out of an online system using a money order is disclosed. In one step, pay-out instructions are received at a server computer system from a wide-area computer network coupled to a payor. The pay-out instructions include at least two of a payee, a delivery location, and the credit amount. A first handler associated with the payor and a second handler for preparation of the money order according to the pay-out instructions are determined. The credit amount is transferred from the first handler to the online system. The pay-out instructions are sent to the second handler.Type: ApplicationFiled: October 26, 2001Publication date: October 31, 2002Applicant: First Data CorporationInventors: Susan M. Milberger, Jeff D. Sherrard, Amy M. Dunker, Jackie M. Macfarlane, Eric L. Platte, Susan F. Abrahams, Cheryl L. Neofytides, Aamer Ali Baig, Peter M. Karas, James E. Cowell, James R. Yoder, Matt F. Golub
-
Publication number: 20020111908Abstract: According to the invention, a method for automatically processing a recurring transfer request from a stored value fund with an online system is disclosed. A handler associated with a payor is determined and money is transferred from that handler to the stored value fund. In one step, the payor is informed that a payee accepts payment from the online system. Subscription type information is received, which includes at least two of a per-request payment cap, a fixed payment amount, a limit on payment per time period, a limit on the number of payments in the time period, and a time period. Pay-out instructions are also received and include at least two of a payor identifier, a payee identifier, a transfer amount, a payment description. The transfer amount is automatically sent from the stored value fund to the payee.Type: ApplicationFiled: October 29, 2001Publication date: August 15, 2002Inventors: Susan M. Milberger, Jeff D. Sherrard, Amy M. Dunker, Jackie M. Macfarlane, Eric L. Platte, Susan F. Abrahams, Cheryl L. Neofytides, Aamer Ali Baig, Peter M. Karas, James E. Cowell, James R. Yoder, Matt F. Golub