Patents by Inventor Susan M. Kelling

Susan M. Kelling has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • System for and method of effecting an electronic transaction
    Patent number: 10521782
    Abstract: A system for and method of performing a transaction between a consumer (105) and a business entity (110). The method comprising the acts of priding transaction data from a submitter (105) to a transaction facilitator (120), generating a token (130) that identifies the transaction data, storing the transaction data and the token at the transaction facilitator (120), providing the token to the submitter (105), returning the token (130) to the transaction facilitator, obtaining the stored transaction data identified by the token, and using at least a portion of the obtained transaction data to implement the transaction.
    Type: Grant
    Filed: April 12, 2001
    Date of Patent: December 31, 2019
    Assignee: EFUNDS CORPORATION
    Inventors: Kevin Gilbert, Scott R. Statland, Susan M. Kelling, Ian A. Lumsden, Chuck J. Bram
  • System for and method of effecting an electronic transaction
    Publication number: 20030061171
    Abstract: A system for and method of performing a transaction between a consumer (105) and a business entity (110). The method comprising the acts of providing transaction data from a submitter (105) to a transaction facilitator (120), generating a token (130) that identifies the transaction data, storing the transaction data and the token at the transaction facilitator (120), providing the token to the submitter (105), returning the token (130) to the transaction facilitator, obtaining the stored transaction data identified by the token, and using at least a portion of the obtained transaction data to implement the transaction.
    Type: Application
    Filed: October 25, 2002
    Publication date: March 27, 2003
    Inventors: Kevin Gilbert, Scott R. Statland, Susan M. Kelling, Ian A. Lumsden, Chuck J. Bram