Abstract: An undergarment for a girl includes a center panel sub-assembly formed from two pieces, an inner center panel and an outer center panel, both having the same general outline in shape. Both the inner center panel and the outer center panel are each cut as a single piece for comfort and do not have a seam in a crotch portion. The center panel sub-assembly is stitched to a right leg component and left leg component, and which are then all in turn stitched to a waistband. The inner center panel in one embodiment is made from a cotton fabric for comfort. The outer center panel in one embodiment is made from a cotton/spandex blend to facilitate a snug fit of the undergarment. The leg components are characterized in one embodiment as extending below the crotch to ensure that modesty is maintained in various positions while wearing the undergarment.