Patents by Inventor Suyun Xu

Suyun Xu has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 10902430
    Abstract: Embodiments of the invention relate in part to determining a testing model and providing a testing transaction score for transactions. The testing transaction score may indicate a likelihood that the transaction is a testing transaction. One embodiment of the invention discloses a method comprising receiving a first authorization message for a first transaction using an account, determining a testing transaction score for the first transaction using a testing model, and determining that the first transaction is a testing transaction based on the testing transaction score, wherein the testing transaction score for the first transaction is used for declining a second transaction using the same account conducted after the first transaction.
    Type: Grant
    Filed: September 21, 2018
    Date of Patent: January 26, 2021
    Assignee: Visa International Service Association
    Inventors: Charles Ding, Aoyu Chen, Suyun Xu, Kevin Siegel
  • Publication number: 20190026743
    Abstract: Embodiments of the invention relate in part to determining a testing model and providing a testing transaction score for transactions. The testing transaction score may indicate a likelihood that the transaction is a testing transaction. One embodiment of the invention discloses a method comprising receiving a first authorization message for a first transaction using an account, determining a testing transaction score for the first transaction using a testing model, and determining that the first transaction is a testing transaction based on the testing transaction score, wherein the testing transaction score for the first transaction is used for declining a second transaction using the same account conducted after the first transaction.
    Type: Application
    Filed: September 21, 2018
    Publication date: January 24, 2019
    Inventors: Charles DING, Aoyu CHEN, Suyun XU, Kevin SIEGEL
  • Patent number: 10134040
    Abstract: Embodiments of the invention relate in part to determining a testing model and providing a testing transaction score for transactions. The testing transaction score may indicate a likelihood that the transaction is a testing transaction. One embodiment of the invention discloses a method comprising receiving a first authorization message for a first transaction using an account, determining a testing transaction score for the first transaction using a testing model, and determining that the first transaction is a testing transaction based on the testing transaction score, wherein the testing transaction score for the first transaction is used for declining a second transaction using the same account conducted after the first transaction.
    Type: Grant
    Filed: April 28, 2014
    Date of Patent: November 20, 2018
    Assignee: Visa International Service Association
    Inventors: Charles Ding, Aoyu Chen, Suyun Xu, Kevin Siegel
  • Publication number: 20140324699
    Abstract: Embodiments of the invention relate in part to determining a testing model and providing a testing transaction score for transactions. The testing transaction score may indicate a likelihood that the transaction is a testing transaction. One embodiment of the invention discloses a method comprising receiving a first authorization message for a first transaction using an account, determining a testing transaction score for the first transaction using a testing model, and determining that the first transaction is a testing transaction based on the testing transaction score, wherein the testing transaction score for the first transaction is used for declining a second transaction using the same account conducted after the first transaction.
    Type: Application
    Filed: April 28, 2014
    Publication date: October 30, 2014
    Inventors: Charles Ding, Aoyu Chen, Suyun Xu, Kevin Siegel