Patents by Inventor Swapna Mandala

Swapna Mandala has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 11972431
    Abstract: Systems and methods include registering use of a virtual certification number (VCN) at a secure entity by receiving, at an external gateway, a registration request comprising an external request code and a primary account number (PAN), wherein the external request code is unique to the secure entity, determining that the external request code is an unregistered external request code, receiving a tokenized PAN based on the PAN, receiving an account identifier by applying the tokenized PAN to a certification mechanism tool application programing interface (API), generating a certification mechanism reference identifier by encrypting a certification mechanism associated with the account identifier and the tokenized PAN, updating a database to associate the certification mechanism reference identifier with the external request code, and transmitting, via the external gateway, a registration authentication to an external entity, the registration authentication comprising the external request code.
    Type: Grant
    Filed: November 23, 2022
    Date of Patent: April 30, 2024
    Assignee: Capital One Services, LLC
    Inventors: Kelly Jo Brown, Jesse Emery, Jonathan Blocksom, Swapna Mandala, Todd Safford, Victoria Yang, Brian Glowniak, Edward Husa, Calvin Sun, Audrey Zhang
  • Publication number: 20240078553
    Abstract: Systems and methods include registering use of a virtual certification number (VCN) at a secure entity by receiving, at an external gateway, a registration request comprising an external request code and a primary account number (PAN), wherein the external request code is unique to the secure entity, determining that the external request code is an unregistered external request code, receiving a tokenized PAN based on the PAN, receiving an account identifier by applying the tokenized PAN to a certification mechanism tool application programing interface (API), generating a certification mechanism reference identifier by encrypting a certification mechanism associated with the account identifier and the tokenized PAN, updating a database to associate the certification mechanism reference identifier with the external request code, and transmitting, via the external gateway, a registration authentication to an external entity, the registration authentication comprising the external request code.
    Type: Application
    Filed: November 23, 2022
    Publication date: March 7, 2024
    Applicant: Capital One Services, LLC
    Inventors: Kelly Jo BROWN, Jesse EMERY, Jonathan BLOCKSOM, Swapna MANDALA, Todd SAFFORD, Victoria YANG, Brian GLOWNIAK, Edward HUSA, Calvin SUN, Audrey ZHANG
  • Publication number: 20240078560
    Abstract: Systems and methods for triggering a virtual certification number (VCN) generation for use at a source include receiving a VCN generation request from an external entity, the VCN generation request comprising an external request code, external risk signals, and one or more source data for the source, verifying a registration authentication of an account associated with the external request code by comparing the external request code to a database entry, identifying a certification mechanism reference identifier associated with the external request code based on verifying the registration authentication, generating a risk authentication based on a risk analysis conducted using the external risk signals and the external request code, identifying a source identifier based on the one or more source data, and generating the VCN based on the certification mechanism reference identifier and the source identifier.
    Type: Application
    Filed: November 23, 2022
    Publication date: March 7, 2024
    Applicant: Capital One Services, LLC
    Inventors: Kelly Jo BROWN, Jesse EMERY, Jonathan BLOCKSOM, Swapna MANDALA, Todd SAFFORD, Victoria YANG, Brian GLOWNIAK, Edward HUSA, Calvin SUN, Audrey ZHANG
  • Publication number: 20230254153
    Abstract: In some embodiments, reducing authentication delays related to security module processing may be facilitated. In some embodiments, a first authentication code may be generated based on a first verification code associated with an account. The first authentication code may be stored in association with the account. An authentication request may be obtained to authenticate an action, and the authentication request may comprise a second verification code. A security module request may be generated for a security module response related to the second verification code. A second authentication code may be generated based on the second verification code. Based on a determination that the second authentication code corresponds to the first authentication code, an authentication response for the authentication request may be provided.
    Type: Application
    Filed: February 9, 2022
    Publication date: August 10, 2023
    Applicant: Capital One Services, LLC
    Inventors: Rohit JOSHI, Swapna Mandala, Vishal Parikh