Patents by Inventor Swapnil Vasant Mhasde

Swapnil Vasant Mhasde has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 12273346
    Abstract: Methods and systems for performing on demand access transactions are disclosed. In one example, the method includes receiving, by a directory service computer from an authorizing computer, a file including a primary access identifiers and virtual access identifiers, the virtual access identifiers not being capable of being used at resource providers to conduct transactions. The method also includes receiving a request to provide an access token that is associated with an account, the request comprising information that identifies the account. The method further includes retrieving a virtual access identifier based on the identifying information; and requesting, by the directory service computer to a token service computer, that the access token be provisioned on the user device or an application computer associated with an application on the user device.
    Type: Grant
    Filed: September 15, 2023
    Date of Patent: April 8, 2025
    Assignee: Visa International Service Association
    Inventors: Dong Soon Denis Kang, Francois Hribovsek, Swapnil Vasant Mhasde, Guan Heng Christophe Yeo
  • Publication number: 20240249254
    Abstract: Provided are a system, method, and computer program product for an account-to-account transaction network. The method includes receiving, via a first application programming interface (API), a transaction request for a transaction including a transaction amount, an issuer identifier, and a merchant identifier. The method includes determining an issuer uniform resource locator (URL) based on the issuer identifier, generating an intent identifier associated with the transaction request, and transmitting the issuer URL and the intent identifier via the first API. The method includes transmitting the intent identifier, the transaction amount, and the merchant identifier to an issuer system associated with the issuer identifier via a second API.
    Type: Application
    Filed: May 19, 2022
    Publication date: July 25, 2024
    Inventors: Hemanth Kumar Manoharan, Ashish Kulpati, Swapnil Vasant Mhasde, Ankur Kumar Singh, David Alan Brown
  • Publication number: 20240007471
    Abstract: Methods and systems for performing on demand access transactions are disclosed. In one example, the method includes receiving, by a directory service computer from an authorizing computer, a file including a primary access identifiers and virtual access identifiers, the virtual access identifiers not being capable of being used at resource providers to conduct transactions. The method also includes receiving a request to provide an access token that is associated with an account, the request comprising information that identifies the account. The method further includes retrieving a virtual access identifier based on the identifying information; and requesting, by the directory service computer to a token service computer, that the access token be provisioned on the user device or an application computer associated with an application on the user device.
    Type: Application
    Filed: September 15, 2023
    Publication date: January 4, 2024
    Applicant: Visa International Service Association
    Inventors: Dong Soon Denis Kang, Francois Hribovsek, Swapnil Vasant Mhasde, Guan Heng Christophe Yeo
  • Patent number: 11799862
    Abstract: Methods and systems for performing on demand access transactions are disclosed. In one example, the method includes receiving, by a directory service computer from an authorizing computer, a file including a primary access identifiers and virtual access identifiers, the virtual access identifiers not being capable of being used at resource providers to conduct transactions. The method also includes receiving a request to provide an access token that is associated with an account, the request comprising information that identifies the account. The method further includes retrieving a virtual access identifier based on the identifying information; and requesting, by the directory service computer to a token service computer, that the access token be provisioned on the user device or an application computer associated with an application on the user device.
    Type: Grant
    Filed: March 30, 2022
    Date of Patent: October 24, 2023
    Assignee: Visa International Service Association
    Inventors: Dong Soon Denis Kang, Francois Hribovsek, Swapnil Vasant Mhasde, Guan Heng Christophe Yeo
  • Publication number: 20230325520
    Abstract: A method is disclosed and includes receiving an alias resolve request message comprising an alias from a transfer server, and then transmitting the alias resolve request message comprising the alias to plurality of mapping computers. Then, a plurality of alias resolve response messages are received from the plurality of mapping computers, the plurality of alias resolve response messages respectively comprising a plurality of credentials or tokens. A credential or token from the plurality of credentials or tokens is then determined and transmitted to transfer server computer. The transfer server computer conducts a transaction process using the determined credential or token.
    Type: Application
    Filed: September 17, 2021
    Publication date: October 12, 2023
    Applicant: Visa International Service Association
    Inventors: Evgeny Kozlov, Srinivas Vadhri, Alexey Oreshin, IV, Swapnil Vasant Mhasde, Vadim Grevtsov, Harsha Sathyanarayana Naga
  • Publication number: 20220224690
    Abstract: Methods and systems for performing on demand access transactions are disclosed. In one example, the method includes receiving, by a directory service computer from an authorizing computer, a file including a primary access identifiers and virtual access identifiers, the virtual access identifiers not being capable of being used at resource providers to conduct transactions. The method also includes receiving a request to provide an access token that is associated with an account, the request comprising information that identifies the account. The method further includes retrieving a virtual access identifier based on the identifying information; and requesting, by the directory service computer to a token service computer, that the access token be provisioned on the user device or an application computer associated with an application on the user device.
    Type: Application
    Filed: March 30, 2022
    Publication date: July 14, 2022
    Inventors: Dong Soon Denis Kang, Francois Hribovsek, Swapnil Vasant Mhasde, Guan Heng Christophe Yeo
  • Patent number: 11323443
    Abstract: Methods and systems for performing on demand access transactions are disclosed. In one example, the method includes receiving, by a directory service computer from an authorizing computer, a file including a primary access identifiers and virtual access identifiers, the virtual access identifiers not being capable of being used at resource providers to conduct transactions. The method also includes receiving a request to provide an access token that is associated with an account, the request comprising information that identifies the account. The method further includes retrieving a virtual access identifier based on the identifying information; and requesting, by the directory service computer to a token service computer, that the access token be provisioned on the user device or an application computer associated with an application on the user device.
    Type: Grant
    Filed: November 28, 2017
    Date of Patent: May 3, 2022
    Assignee: VISA INTERNATIONAL SERVICE ASSOCIATION
    Inventors: Dong Soon Denis Kang, Francois Hribovsek, Swapnil Vasant Mhasde, Guan Heng Christophe Yeo
  • Publication number: 20200267153
    Abstract: Methods and systems for performing on demand access transactions are disclosed. In one example, the method includes receiving, by a directory service computer from an authorizing computer, a file including a primary access identifiers and virtual access identifiers, the virtual access identifiers not being capable of being used at resource providers to conduct transactions. The method also includes receiving a request to provide an access token that is associated with an account, the request comprising information that identifies the account. The method further includes retrieving a virtual access identifier based on the identifying information; and requesting, by the directory service computer to a token service computer, that the access token be provisioned on the user device or an application computer associated with an application on the user device.
    Type: Application
    Filed: November 28, 2017
    Publication date: August 20, 2020
    Inventors: Dong Soon Denis Kang, Francois Hribovsek, Swapnil Vasant Mhasde, Guan Heng Christophe Yeo