Abstract: The present disclosure is directed to systems and methods for intelligently staging, capturing, and facilitating real estate negotiations. In one example aspect, a proposal may be submitted by a first party. The proposal may be locked to capture the state of the proposal terms at that point in time. The proposal may also be cloned, wherein the cloned proposal may be editable by a second party. The system may provide intelligent suggestions to include in the counter-proposal to the second party based on historical transactional data related to the first party, property characteristics, and/or current market data. The intelligent suggestions may be approved and integrated into the cloned proposal. Once the cloned proposal is updated accordingly, the cloned proposal with the updated terms may become a counter-proposal that is then transmitted back to the first party. The system may then receive an acceptance or rejection indication from the first party.

Abstract: Implementations of a system and method of generating and using bilaterally generated variable instant passwords are disclosed. The system is used to secure electronic transactions (e.g., an auction in which one or more bidders are unknown to the auctioneer). In this system an Internet Service Provider (ISP), on request from a USER (e.g., a bidder), facilitates an authentication process with a SERVICE PROVIDER (e.g., an auctioneer). The SERVICE PROVIDER may send a sub-folder, containing a USER name, a temporary sub variable character set, and a CALL, to the USER through the ISP. The password used to access the sub-folder is transmitted directly to the USER by the SERVICE PROVIDER. The USER gets authenticated to the SERVICE PROVIDER by using the USER name, the temporary sub variable character set, and the CALL retrieved from the sub-folder. After USER's authentication, further transactions (e.g., bids) are performed using a password for each transaction.

Abstract: Implementations of a system and method of generating and using bilaterally generated variable instant passwords are provided. In some implementations, the Bilaterally Generated Variable Instant Password System is a Password generation and authentication system that may be used to secure electronic transactions (e.g., a stock market transaction). The system works by authenticating a user at the beginning of a session and at the initiation of any subsequent transactions that occur during the same session. The initial password is entered by the user while additional passwords required to authenticate subsequent transactions are generated by the system without any effort on the part of the user. The passwords are used as encryption keys to encrypt each transaction and may be used to limit a user's access to specific portions of a service providers system. A variety of authentication devices may be used to generate system passwords.

Abstract: Implementations of a system and method of generating and using bilaterally generated variable instant passwords are provided. In some implementations, the Bilaterally Generated Variable Instant Password System is a Password generation and authentication system that may be used to secure electronic transactions (e.g., a stock market transaction). The system works by authenticating a user at the beginning of a session and at the initiation of any subsequent transactions that occur during the same session. The initial password is entered by the user while additional passwords required to authenticate subsequent transactions are generated by the system without any effort on the part of the user. The passwords are used as encryption keys to encrypt each transaction and may be used to limit a user's access to specific portions of a service providers system. A variety of authentication devices may be used to generate system passwords.

Abstract: Bilaterally Generated Encryption Key System is a variable password based computationally non intensive symmetric encryption key system dispensing with memorization and exchange of keys, capable of providing one encryption key for each object exchanged between two parties, two different encryption keys per transaction and a plurality of encryption keys for a session, integrating authentication and securing transactions preventing breaking attempts. The Password/Encryption Key is a random permutation of Character Units of Variable Character Set System of authentication devices {FIG. 3}, generated by a Call of random numbers from SERVICE PROVIDER and corresponding Response of USER. Bilaterally Generated Encryption Keys and Non Repeating Bilaterally Generated Encryption Keys are two types of Password/Encryption Keys. Secures every Internet/network transactions of USERs {FIG.

Abstract: Oral care compositions comprising: a) an oral care active; and b) an acrylic film forming polymer. In various embodiments, such polymers comprise monomeric units such as acrylic acid, methacrylic acid, acrylates, and combinations thereof. In one embodiment, the film forming polymer comprises a copolymer of a first monomeric unit selected from the group consisting of acrylic acid, methacrylic acid, and combinations thereof, with a second monomeric unit selected from the group consisting of acrylates, acrylamides, acetates, and combinations thereof. In various embodiments, the polymer is a terpolymer comprising a combination of the second monomeric units. Preferably, the composition additionally comprises a lower alcohol, such as ethanol. In various embodiments, the oral care active comprises a whitening material, such as a peroxide.

Abstract: In Bilaterally Generated Variable Instant Password system, Variable character sets or Master Variable Character Set with Sub Variable Character Sets of any level containing Character Units are used as means of generating Passwords. Password is a random combination of Character Units of Variable Character Set/derivatives, which is generated by a call of random numbers from SERVICE PROVIDER and corresponding response of USER. Bilaterally Generated Variable Instant Passwords and Non Repeating Bilaterally Generated Variable Instant Passwords are the two types of passwords that can be generated in this system. Font properties differentiation provides high password variability. Transformation of Variable Character Sets is also used to safeguard passwords. This system can authenticate persons, objects, individual actions initiated by USERs through separate passwords.