Patents by Inventor Sylvia Liu, legal representative

Sylvia Liu, legal representative has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 7856384
    Abstract: Disclosed are systems and methods for effecting international online financial transactions between individuals or between individuals and entities such as banks, merchants and other companies. In one embodiment, one aspect of the invention is to provide an authentication system and security monitoring system to detect and prevent fraud. User usage patterns may also be identified and a user risk profile developed. In another embodiment, transactional amount limits may be updated based on the user risk profile. In addition, the user risk profile may be updated based on credit and debt information for the user.
    Type: Grant
    Filed: November 16, 2004
    Date of Patent: December 21, 2010
    Assignee: Yahoo! Inc.
    Inventors: Mani Kulasooriya, Ivan Liu, Sylvia Liu, legal representative, Lupti Cheung, Hui Yin, Paul Kelaita, Yuet Peng Cheong
  • Patent number: 7529706
    Abstract: Disclosed are systems and methods for effecting international online financial transactions between individuals or between individuals and entities such as banks, merchants and other companies. In one embodiment, requests for international currency exchanges are processed in batch form. A currency accumulator may be used to keep track of currency exchange requests, where each currency is assigned a notional “bucket,” which is a symbolic representation of a database entry for the monetary amount which has been requested to be exchanged for a given currency. When the contents of a particular currency's “bucket” reaches a given level, the monetary amount in the bucket may be exchanged for an equivalent amount of a second currency.
    Type: Grant
    Filed: November 16, 2004
    Date of Patent: May 5, 2009
    Assignee: Yahoo! Inc.
    Inventors: Mani Kulasooriya, Sylvia Liu, legal representative, Lupti Cheung, Hui Yin, Paul Kelaita, Yuet Peng Cheong, Ivan Liu