Patents by Inventor Syrous Delavari-Maraghi

Syrous Delavari-Maraghi has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Publication number: 20240111570
    Abstract: A system, method, and memory for handling real-time transactional events is disclosed. The exemplary system a processor to detect and add an event to a queue and identify an associated event type. Event types can require downstream processing by at least one provider. The processor decomposes the event into tasks by comparison to event types which associate downstream provider requirements to tasks and routes. One or more routes are assigned to the tasks, each route defined by at least one processor of a plurality of processors. One or more routes are defined by transmitting a request for downstream processing to the at least one provider. The processor, upon detecting incomplete performance of the one or more routes, either updates the tasks associated with the incomplete route, or marks the event associated with the route as incomplete in the queue.
    Type: Application
    Filed: December 13, 2023
    Publication date: April 4, 2024
    Applicant: The Toronto-Dominion Bank
    Inventors: Syrous DELAVARI-MARAGHI, Carlton Anthony RAYMOND, Alexandre GRANZER-GUAY
  • Patent number: 11941652
    Abstract: The present disclosure involves systems, software, and computer implemented methods for automatically providing linking partner loyalty rewards accounts using authorized user and primary user information associated with an account. One example method includes authenticating a user at a partner system, and receiving from the user information associated with an account. The information associated with user's account is communicated to a financial institution system via an API where the user can then be verified as an authorized user on an account. The financial institution system then provides the partner system with information associated with the primary user of the account, and the partner system can link a loyalty account of the primary user with the loyalty account of the authenticated user.
    Type: Grant
    Filed: August 11, 2022
    Date of Patent: March 26, 2024
    Inventors: Adrian Bloy, Morgan Klein-MacNeil, Syrous Delavari-Maraghi, Trevor Ross Gimbel, Caroline Elizabeth Wilkinson, Sonali Suresh Nagarkar
  • Patent number: 11880709
    Abstract: A system, method, and memory for handling real-time transactional events is disclosed. The exemplary system a processor to detect and add an event to a queue and identify an associated event type. Event types can require downstream processing by at least one provider. The processor decomposes the event into tasks by comparison to event types which associate downstream provider requirements to tasks and routes. One or more routes are assigned to the tasks, each route defined by at least one processor of a plurality of processors. One or more routes are defined by transmitting a request for downstream processing to the at least one provider. The processor, upon detecting incomplete performance of the one or more routes, either updates the tasks associated with the incomplete route, or marks the event associated with the route as incomplete in the queue.
    Type: Grant
    Filed: January 4, 2022
    Date of Patent: January 23, 2024
    Assignee: The Toronto-Dominion Bank
    Inventors: Syrous Delavari-Maraghi, Carlton Anthony Raymond, Alexandre Granzer-Guay
  • Publication number: 20230214256
    Abstract: A system, method, and memory for handling real-time transactional events is disclosed. The exemplary system a processor to detect and add an event to a queue and identify an associated event type. Event types can require downstream processing by at least one provider. The processor decomposes the event into tasks by comparison to event types which associate downstream provider requirements to tasks and routes. One or more routes are assigned to the tasks, each route defined by at least one processor of a plurality of processors. One or more routes are defined by transmitting a request for downstream processing to the at least one provider. The processor, upon detecting incomplete performance of the one or more routes, either updates the tasks associated with the incomplete route, or marks the event associated with the route as incomplete in the queue.
    Type: Application
    Filed: January 4, 2022
    Publication date: July 6, 2023
    Applicant: The Toronto-Dominion Bank
    Inventors: Syrous DELAVARI-MARAGHI, Carlton Anthony RAYMOND, Alexandre GRANZER-GUAY
  • Publication number: 20230008226
    Abstract: A system and method are provided for monitoring transaction events. The method includes connecting the event processor device with at least one payment services channel and listening for events provided by the at least one payment services channel. The method also includes detecting an event associated with a masked transaction being facilitated by a payment service that masks a payment card number. The method also includes determining from the masked transaction a user identifier associated with the transaction, determining from the user identifier the payment card number, and confirming that the payment card number is linked to the loyalty program with the loyalty partner. When the payment card number is linked to the loyalty program, the method includes sending a message to the loyalty partner to have the loyalty partner execute a loyalty program action associated with the transaction that would have otherwise been masked at the point of sale.
    Type: Application
    Filed: September 16, 2021
    Publication date: January 12, 2023
    Applicant: The Toronto-Dominion Bank
    Inventors: Syrous DELAVARI-MARAGHI, Ryan William O'SHAUGHNESSY, Kevin Ka-Win YUEN
  • Publication number: 20230011779
    Abstract: A system and method are provided for integrating loyalty program partner systems with an enterprise system. The method includes providing a first application programming interface (API) between a loyalty platform and one or more loyalty partner systems, providing an inbound traffic service to the platform, to receive data from the one or more loyalty partner systems via the first API, providing a second API between the platform and at least one payment system configured to detect transactions, and providing an outbound traffic service from the platform, to communicate with the one or more loyalty partner systems via at least one communication channel. The method also includes configuring a plurality of microservices within the platform and orchestrating the plurality of microservices using data received via the inbound traffic service and/or transaction data detected via the second API to update a corresponding loyalty partner system via the outbound traffic service.
    Type: Application
    Filed: July 9, 2021
    Publication date: January 12, 2023
    Applicant: The Toronto-Dominion Bank
    Inventors: Syrous DELAVARI-MARAGHI, Ryan William O'SHAUGHNESSY, Kevin Ka-Win YUEN, Zhong-Kan ZHOU
  • Publication number: 20220383355
    Abstract: The present disclosure involves systems, software, and computer implemented methods for automatically providing linking partner loyalty rewards accounts using authorized user and primary user information associated with an account. One example method includes authenticating a user at a partner system, and receiving from the user information associated with an account. The information associated with user's account is communicated to a financial institution system via an API where the user can then be verified as an authorized user on an account. The financial institution system then provides the partner system with information associated with the primary user of the account, and the partner system can link a loyalty account of the primary user with the loyalty account of the authenticated user.
    Type: Application
    Filed: August 11, 2022
    Publication date: December 1, 2022
    Inventors: Adrian Bloy, Morgan Klein-MacNeil, Syrous Delavari-Maraghi, Trevor Ross Gimbel, Caroline Elizabeth Wilkinson, Sonali Suresh Nagarkar
  • Patent number: 11449884
    Abstract: The present disclosure involves systems, software, and computer implemented methods for automatically providing linking partner loyalty rewards accounts using authorized user and primary user information associated with an account. One example method includes authenticating a user at a partner system, and receiving from the user information associated with an account. The information associated with user's account is communicated to a financial institution system via an API where the user can then be verified as an authorized user on an account. The financial institution system then provides the partner system with information associated with the primary user of the account, and the partner system can link a loyalty account of the primary user with the loyalty account of the authenticated user.
    Type: Grant
    Filed: October 22, 2019
    Date of Patent: September 20, 2022
    Assignee: The Toronto-Dominion Bank
    Inventors: Adrian Bloy, Morgan Klein-MacNeil, Syrous Delavari-Maraghi, Trevor Ross Gimbel, Caroline Elizabeth Wilkinson, Sonali Suresh Nagarkar
  • Publication number: 20210118001
    Abstract: The present disclosure involves systems, software, and computer implemented methods for automatically providing linking partner loyalty rewards accounts using authorized user and primary user information associated with an account. One example method includes authenticating a user at a partner system, and receiving from the user information associated with an account. The information associated with user's account is communicated to a financial institution system via an API where the user can then be verified as an authorized user on an account. The financial institution system then provides the partner system with information associated with the primary user of the account, and the partner system can link a loyalty account of the primary user with the loyalty account of the authenticated user.
    Type: Application
    Filed: October 22, 2019
    Publication date: April 22, 2021
    Applicant: The Toronto-Dominion Bank
    Inventors: Adrian Bloy, Morgan Klein-MacNeil, Syrous Delavari-Maraghi, Trevor Ross Gimbel, Caroline Elizabeth Wilkinson, Sonali Suresh Nagarkar