Patents by Inventor T.N. Subramaniam

T.N. Subramaniam has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Publication number: 20090157538
    Abstract: A system and method for generating, executing and maintaining electronic contracts in connection with indirect financing transactions involving an acquisition by a customer of an asset offered by a vendor with financing provided by an independent finance source. In one example embodiment, the system includes en e-contracting component configured to generate an electronic contract having one or more signature fields. The contract further includes a contract identifier and one or more signature identifiers embedded therein. The e-contracting component provides the generated electronic contract to one more contracting parties, including the customer, the vendor and the finance sources. The system further includes a holographic signature capture device configured to capture one or more holographic signatures indicating execution of the contract by the contracting parties. The capture device if further configured to transmit the captured signature information to the e-contracting component.
    Type: Application
    Filed: March 3, 2008
    Publication date: June 18, 2009
    Inventors: T.N. Subramaniam, Mark Leonard
  • Publication number: 20080243662
    Abstract: A system and method for generating, executing and maintaining electronic contracts in connection with indirect financing transactions involving an acquisition by a customer of an asset offered by a vendor with financing provided by an independent finance source. In one example embodiment, the system includes an e-contracting application that generates an electronic contract based on the one or more contract templates provided by the finance source and information provided by the customer. The e-contracting application provides the generated contract to one or more contracting parties, including the customer, the vendor and the finance source. The application then receives one or more holographic signatures indicating execution of the contract by the contracting parties and generate an e-contract package by digitally signing each one of the electronic contract and the one or more holographic signatures using one or more digital signatures.
    Type: Application
    Filed: December 14, 2007
    Publication date: October 2, 2008
    Inventor: T.N. Subramaniam