Abstract: An integrated computerized predicting system is disclosed. A patient computerized system is connected through a web interface to a matching server, where the smart health care matching server is configured to receive a selection criteria from a patient at the patient computerized system. The matching server is connected to an electronic health (EHR) cloud having electronic health records and a personal health record (PHR) cloud having personal health records. The matching server receives the selection criteria from the patient computerized system, where the matching server includes a smart health care matching system application program. The matching server is configured to utilize the selection criteria, the electronic health records, the personal health records with the smart health care matching system application to predict an appropriate health care professional and/or insurance plans for the patient.