Abstract: Disclosed is an electronic clearing system which electronically processes and clears a valuable instrument including a substrate and prescribed information printed on the substrate. The system has: an electronic clearing server; a payor's bank terminal which is installed in a payor's bank, and originally issues the valuable instrument; a payee's bank terminal which is installed in a payee's bank and to which the valuable instrument is presented; and an electronic network which electronically connects the electronic clearing server with each of the payor's bank terminal and the payee's bank terminal.

Abstract: A supply chain management apparatus which allows determination of the number of orders in accordance with actual demand in a supply chain, and enables a smooth and immediate change in order/production/supply even when the actual demand varies. The supply chain management apparatus creates finished product demand forecast information based on actual sales information provided by a distributor terminal apparatus, creates part demand forecast information from the finished product demand forecast information, provides this for a part manufacturer side apparatus, creates finished product delivery schedule information based on part delivery schedule information provided by the part provider side apparatus, and provides the finished produce delivery schedule information for the distributor terminal apparatus. Said distributor terminal apparatus enables making of a modification request for the finished product demand forecast information after it receives the demand forecast information.