Abstract: Systems and methods for making payments during travel are described. The methods include receiving payment instructions for a plurality of predetermined locations associated with a plurality of merchants, determining a location of a user, automatically transmitting a payment request when the user is within a predetermined distance of one of the predetermined locations, receiving a payment confirmation from the user, and processing the payment request.

Abstract: Methods, apparatus, and systems for funding transactions disclosed herein may operate to configure a plurality of backup funding sources for a primary funding source, and enable a consumer associated with the primary funding source to select at least one backup funding source among the plurality of backup funding sources. A request to fund a transaction associated with the primary funding source may be received, and the transaction may be funded using funds from at least one of the primary funding source and the at least one selected backup funding source.

Abstract: Methods, apparatus, and systems for funding transactions disclosed herein may operate to configure a plurality of backup funding sources for a primary funding source, and enable a consumer associated with the primary funding source to select at least one backup funding source among the plurality of backup funding sources. A request to fund a transaction associated with the primary funding source may be received, and the transaction may be funded using funds from at least one of the primary funding source and the at least one selected backup funding source.

Abstract: Methods, apparatus, and systems for funding transactions disclosed herein may operate to configure a plurality of backup funding sources for a primary funding source, and enable a consumer associated with the primary funding source to select at least one backup funding source among the plurality of backup funding sources. A request to fund a transaction associated with the primary funding source may be received, and the transaction may be funded using funds from at least one of the primary funding source and the at least one selected backup funding source.

Abstract: Methods, apparatus, and systems for funding transactions disclosed herein may operate to: receive, for a transaction, a request to debit a first amount from a primary funding source; determine that a second amount of funds available from the primary funding source is less than the first amount requested for the transaction; compare a maximum backup funding amount with a total amount debited from a backup funding source to fund previous transactions associated with the primary funding source, with the maximum backup funding amount being previously set as an amount available from the backup funding source; and to provide an indication that at least part of a difference between the first amount and the second amount can be drawn from the backup funding source based on determining that the total amount has not reached the maximum backup funding amount.

Abstract: Methods, apparatus, and systems for funding transactions disclosed herein may operate to: receive, for a transaction, a request to debit a first amount from a primary funding source; determine that a second amount of funds available from the primary funding source is less than the first amount requested for the transaction; compare a maximum backup funding amount with a total amount debited from a backup funding source to fund previous transactions associated with the primary funding source, with the maximum backup funding amount being previously set as an amount available from the backup funding source; and to provide an indication that at least part of a difference between the first amount and the second amount can be drawn from the backup funding source based on determining that the total amount has not reached the maximum backup funding amount.

Abstract: Methods and apparatus for funding transactions are presented herein. In one embodiment, the apparatus includes an account information unit to store information about an account, the account being associated with a first financial institution. The apparatus can also include a transaction processor to receive a request for a debit amount, to determine that the account is associated with one or more funding sources, and to determine if the one or more funding sources authorize the request for the debit amount. The one or more funding sources are associated with one or more financial institutions other than the first financial institution.

Abstract: Methods and apparatus for funding transactions are presented herein. In one embodiment, the apparatus includes an account information unit to store information about an account, the account being associated with a first financial institution. The apparatus can also include a transaction processor to receive a request for a debit amount, to determine that the account is associated with one or more funding sources, and to determine if the one or more funding sources authorize the request for the debit amount. The one or more funding sources are associated with one or more financial institutions other than the first financial institution.

Abstract: Methods and apparatus for funding transactions are presented herein. In one embodiment, the apparatus includes an account information unit to store information about an account, the account being associated with a first financial institution. The apparatus can also include a transaction processor to receive a request for a debit amount, to determine that the account is associated with one or more funding sources, and to determine if the one or more funding sources authorize the request for the debit amount. The one or more funding sources are associated with one or more financial institutions other than the first financial institution.

Abstract: Methods and apparatus for funding transactions are presented herein. In one embodiment, the apparatus includes an account information unit to store information about an account, the account being associated with a first financial institution. The apparatus can also include a transaction processor to receive a request for a debit amount, to determine that the account has a balance less than the debit amount, to determine that the account is associated with a backup funding source, and to provide the debit amount. The apparatus can also include a backup funding unit to request a backup funding amount equal to at least a difference between the balance and the debit amount, wherein the backup funding source resides with a second financial institution.

Abstract: Methods and apparatus for funding transactions are presented herein. In one embodiment, the apparatus includes an account information unit to store information about an account, the account being associated with a first financial institution. The apparatus can also include a transaction processor to receive a request for a debit amount, to determine that the account is associated with one or more funding sources, and to determine if the one or more funding sources authorize the request for the debit amount. The one or more funding sources are associated with one or more financial institutions other than the first financial institution.

Abstract: Methods and apparatus for funding transactions are presented herein. In one embodiment, the apparatus includes an account information unit to store information about an account, the account being associated with a first financial institution. The apparatus can also include a transaction processor to receive a request for a debit amount, to determine that the account has a balance less than the debit amount, to determine that the account is associated with a backup funding source, and to provide the debit amount. The apparatus can also include a backup funding unit to request a backup funding amount equal to at least a difference between the balance and the debit amount, wherein the backup funding source resides with a second financial institution.