Abstract: A system and method for permitting a consumer to compare premium estimates form a plurality of insurance providers based on inputting conditions which affect the premium calculation a single time to a network such as the Internet. A user initiates a session by connecting his computer to an insurance comparison website provided by a service underwriter. The user inputs various conditions which might affect the premium for a desired insurance product. The user inputs condition data to condition input screen and sends the condition data to the service underwriter. The service underwriter converts the condition data into a form suitable for a standard interface and sends the formatted data to computers of one or more participating and user selected insurance companies or underwriters. A premium calculation engine at the computer for each insurance company calculates an estimated premium. This, and other pertinent insurance policy data, is displayed to the user.

Abstract: A method and system for providing a user with insurance premium estimates from insurance providers for an insurance product. Insurance providers for the insurance product are selected by the user. Conditions input indicating conditions effecting the insurance premiums are transmitted from the user's computer to a service computer. The service computer converts the conditions input into a standard format suitable to a common interface and sends the converted conditions input to the user's computer. The converted conditions input is sent from the user's computer to the selected insurance providers without passing through or interacting with the service computer while being sent from the user's computer to the selected insurance providers. The insurance premium estimates from the selected insurance providers are received by the user's computer and displayed on a display unit of the user's computer in accordance with the conditions input and the selected insurance providers.

Abstract: A technique for permitting a consumer to compare premium estimates form a plurality of insurance providers based on inputting conditions which affect the premium calculation a single time to a network such as the Internet. A consumer or user initiates a session by connecting his computer to an insurance comparison website provided by a service underwriter. The user inputs various conditions which might affect the premium for a desired insurance product. The user inputs trial-calculation condition data to a predetermined input button or field of the trial-calculation condition input screen and sends the condition data to the service underwriter. The service underwriter converts the condition data into a form suitable for a standard interface and sends the formatted data to computers of one or more participating and user selected insurance companies or underwriters. A premium calculation engine at the computer for each insurance company calculates an estimated premium.