Abstract: A system and method for measuring health-related activity from a participant. The method includes measuring a health-related activity of a participant including heart rate, active calories, and a number of steps from one or more wearable devices on the participant. Health-related activity information is displayed on a wireless handheld device to the participant. The device receives a defined health-related activity target with an associated discount to a scheduled payment owed by the participant for a good or a service. The following steps are periodically performed: i) accessing information on a scheduled payment being made for a product or service by the participant; ii) accessing data recorded by the one or more wearable sensors; iii) calculating a progress of the participant meeting the defined health-related activity target based on the data recorded and the defined health-related activity target; and iv) sending an update to the display with the progress.

Abstract: A method of managing the business of a health insurance plan is provided. In these types of health insurance plans, the provider of such a health insurance plan undertakes liability in return for a premium or contribution, and insures members who pay such premiums or make such contributions for covered health services or manages an account from which covered health care expenses are paid. The method includes setting up a fund for a member which the member can use to pay for predetermined health related expenses and only allowing the member to access the fund if the member participates in a review of their health.