Abstract: A computing system has a communication interface for receiving, from a gift bag wallet application operating on a cardholder mobile device, a transfer request to transfer a balance of a prepaid payment card to a cardholder account associated with a cardholder digital wallet. A processor of the mobile device is programmed to determine, from the transfer request, the prepaid payment card issuer and a payment network associated with the prepaid payment card. Using the communication interface, the system transmits, to the prepaid payment card issuer, a balance request message for a balance of the prepaid payment card and receives a balance request response message identifying the balance of the prepaid payment card. The system then transfers the balance of the prepaid payment card from the prepaid payment card issuer to the cardholder account associated with the cardholder digital wallet based on cardholder information of the cardholder account included in the transfer request.

Abstract: Compositions comprising oxidized soy polysaccharide compounds are disclosed herein. Oxidized soy polysaccharide compounds are produced by contacting soy polysaccharide under aqueous conditions with at least one N-oxoammonium salt, periodate compound, and/or peroxide compound.

Abstract: Compositions comprising oxidized soy polysaccharide compounds are disclosed herein. Oxidized soy polysaccharide compounds are produced by contacting soy polysaccharide under aqueous conditions with at least one N-oxoammonium salt, periodate compound, and/or peroxide compound.

Abstract: A foaming agent comprising an amount of soy whey protein is disclosed herein, the soy whey protein having been isolated from processing streams. The foaming agent is especially suitable for producing a personal care product or an industrial product.

Abstract: An emulsifying agent comprising an amount of soy whey protein is disclosed herein, the soy whey protein having been isolated from processing streams. The emulsifying agent is especially suitable for producing a personal care product or industrial product.

Abstract: A multiple time programmable (MTP) memory device is achieved. The device comprises, first, a memory cell array including a means of electrical erasability and electrical programmability. The memory cell array comprises, preferably, a Flash memory cell array. A package has an external pin configuration that conforms to the JEDEC standard for an EPROM device wherein an external, positive programming voltage (VPP) pin is provided. Finally, an external, negative erasing voltage (VNN) pin is provided. The VNN pin is, preferably, multiplexed with the chip enable bar (CEB) pin.

Abstract: A detergent composition and method may have the soil anti-redeposition properties significantly and unexpectedly improved by incorporating into the detergent composition an effective amount of an anti-redeposition agent. The anti-redeposition agent is a modified vegetable protein material such as a soy protein isolate which has been modified with an ionic monomer. Ionic monomers which have been found to be especially effective at improving the anti-redeposition properties of washing detergent compositions are cationic epoxide monomers, cationic acrylate monomers and cationic chlorohydrin monomers. Anionic or carboxylated soy protein derivatives have also been shown to be effective anti-redeposition agents.

Abstract: A protein paper coating adhesive, and the coating composition using the protein adhesive, has increased room temperature stability and has improved whiteness. The adhesive is capable of producing high solids coatings compositions when the adhesive binder solutions are prepared either hot or cold.