Abstract: When a payment transaction made by a user, a reminder data file is created including reminder items associated with the payment transaction. At least one of the reminder items is an image. Subsequently, a transaction statement listing one or more payment transactions is provided to the user, in a form in which each listed payment transaction is associated with an embedded link to the corresponding reminder data file, which permits the user to access the reminder data file. Thus, a user who is unable to recognize a payment transaction on the transaction statement, can use the statement to access the corresponding reminder items, to provide the user with a reminder of the details of the transaction.

Abstract: A method for determining a development plan for an area includes receiving input parameters associated with a plurality of target geographical areas and a reference geographical area; identifying, based on the input parameters, a candidate geographical area matching the reference geographical area from the plurality of target geographical areas; and determining a development activity for the candidate geographical area based on an outcome of said development activity in the reference geographical area.

Abstract: When a payment transaction made by a user, a reminder data file is created including reminder items associated with the payment transaction. At least one of the reminder items is an image. Subsequently, a transaction statement listing one or more payment transactions is provided to the user, in a form in which each listed payment transaction is associated with an embedded link to the corresponding reminder data file, which permits the user to access the reminder data file. Thus, a user who is unable to recognize a payment transaction on the transaction statement, can use the statement to access the corresponding reminder items, to provide the user with a reminder of the details of the transaction.

Abstract: A positional-based transaction payment preauthorization system includes an electronic payment processing center (EPPC) communicating with a mobile computing device (MCD) associated with at least one payment card account (PCA), a data store containing merchant physical location information records, the EPPC configured to acquire positional information of the MCD, access the merchant location records, compare the mobile computing device positional information with the merchant location records, identify whether at least one merchant has a location within a predefined distance of the MCD, if at least one merchant is identified, then calculate a spend propensity prediction for the at least one PCA, provide to an issuer bank of the at least one PCA the identified merchant and the spend prediction, receive from the issuer bank a preauthorization associated with a respective one of the at least one PCA, and provide the preauthorization to the MCD. A method and computer-readable medium are disclosed.