Abstract: An estimate presumption apparatus of an embodiment includes: a presumption model generation unit configured to generate a presumption model using a neural network, with data directly related to calculation of estimated unit prices of estimate replies, data not directly related to the calculation of the estimated unit prices of the estimate replies, and the estimated unit prices of the estimate replies as learning data; and a presumption unit configured to presume a unit price of a product/part using the presumption model generated by the presumption model generation unit.

Abstract: A supply chain risk information generation device includes a processor. The processor calculates a multiplicity for each of a plurality of suppliers included in a supply chain, and generates the multiplicity calculated as supply chain risk information. That supply chain risk information can then also be transmitted to a terminal.

Abstract: A factoring commission system [1 of the present invention is characterized by] including a factoring target data generation [means 51] mechanism for receiving charge detail information from a portal site [2] as information regarding a bill and for generating factoring target data to be subjected to factoring based on a condition specified by a supplier from the charge detail information[, and]. A factoring [means 52 for transmitting] mechanism transmits this factoring target data to a purchase financial institution [6] for buying sales credits and for causing the purchase financial institution [6] to extract a purchasable sales credit from the factoring target data and remit a payment for the purchasable sales to a supplier specified financial institution [10].

Abstract: A settlement commission system 1 of the present invention includes that a supplier for supplying goods and a buyer for buying the goods make transactions using a computer system through a portal site 2. A settlement commission apparatus 5 totals the bills of charges generated by the transactions for each buyer. When the buyer makes an entry to the effect of accepting a charged amount of the bill to the settlement commission apparatus 5, the settlement commission apparatus 5 instructs a buyer-specified financial institution 6 specified by the buyer to send the charged amount to a supplier-specified financial institution 6. Thus, it is possible to batch-process settlements with a plurality of financial institutions, which are generated by transactions at a plurality of portal sites.

Abstract: An escrow transaction commission system 1 of the present invention is characterized by including escrow account specifying means 50 for allowing a buyer to specify an escrow account for depositing escrow money, money sending instructing means 51 for instructing a buyer specified financial institution 11 to send the escrow money to the escrow account, receipt verification transmitting means 52 for receiving verification of receipt of money from an escrow bank when the escrow cost is deposited in the escrow account, and then transmitting this receipt verification to a supplier, delivery verification receiving means 53 for receiving delivery verification of escrow target goods from the buyer when the supplier delivers the escrow target goods, and payment instruction transmitting means 54 for transmitting a payment instruction to the escrow bank to pay the escrow cost to a supplier specified financial institution 10 when the delivery verification is received.