Patents by Inventor Taurean Butler

Taurean Butler has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Publication number: 20210233123
    Abstract: A device may access payment data of a first payment account and a second payment account that are associated with a first user and a second user, respectively, wherein the payment data includes descriptions of payments to vendors. The device may group the vendors into subsets of vendors based on characteristics of the vendors. The device may determine relative weightings for respective vendors within the subsets. The device may receive a request for a vendor recommendation for a meeting between the first user and the second user, wherein the request identifies parameters for the meeting. The device may generate the vendor recommendation for the meeting by identifying candidate vendors based on the parameters for the meeting and selecting one or more of the candidate vendors based on the relative weightings for the respective vendors.
    Type: Application
    Filed: January 23, 2020
    Publication date: July 29, 2021
    Inventors: Brendan WAY, Taurean BUTLER, Abdelkader M'Hamed BENKREIRA
  • Publication number: 20210217251
    Abstract: A device may receive transaction data relating to a transaction event associated with a user and a merchant. The transaction data may include a merchant identifier and a transaction amount. The device may process the merchant identifier to determine whether the transaction event is associated with a rate-based service. The device may obtain, based on determining that the transaction event is associated with the rate-based service, location data from a user device associated with the user. The device may determine, based on the location data, a distance or a duration associated with the rate-based service. The device may determine, based on the distance or the duration, a transaction estimate for the rate-based service. The device may determine whether the transaction amount corresponds to the transaction estimate and perform one or more actions based on determining whether the transaction amount corresponds to the transaction estimate.
    Type: Application
    Filed: March 29, 2021
    Publication date: July 15, 2021
    Inventors: Taurean BUTLER, Brendan WAY, Abdelkadar M'Hamed BENKREIRA
  • Patent number: 11057390
    Abstract: A method for providing a locked electronic item includes receiving a selection of an electronic lock and the electronic item from a first computing device associated with a sender. The electronic lock includes a lock clue and a lock solution. The method includes determining an answer input field configuration that includes a number of input boxes and spaces that may be arranged to correspond to the lock solution. The method includes transmitting the lock clue and the input field configuration to a second computing device associated with a recipient for display by the second computing device and receiving an attempted lock solution from the second computing device. The method further includes transmitting the electronic item to the second computing device for display or use by the second computing device in response to determining that the attempted lock solution matches the lock solution.
    Type: Grant
    Filed: October 4, 2019
    Date of Patent: July 6, 2021
    Assignee: CAPITAL ONE SERVICES, LLC
    Inventors: Taurean Butler, Christine Berglund, Adam Vukich, Jessica Greenberg, Colin Hart, Mykhaylo Bulgakov, Jason Ji, Kaylyn Gibilterra
  • Publication number: 20210185048
    Abstract: Various embodiments are generally directed to techniques for generating rules automatically navigate a website and perform updates of payment token information.
    Type: Application
    Filed: February 23, 2021
    Publication date: June 17, 2021
    Applicant: Capital One Services, LLC
    Inventors: Mykhaylo BULGAKOV, Taurean BUTLER, William F. CARROLL, II
  • Patent number: 11010775
    Abstract: A device may detect a first entry of a first user device of a first user into a merchant area. The device may monitor a movement of the first user device within the merchant area. The movement may include a transition from a shopping area of the merchant area to a checkout area of the merchant area. The device may detect a transaction between the first user and the merchant. The device may determine a shopping duration for the first user and a checkout duration for the first user. The device may detect a second entry of a second user device of a second user into the merchant area. The device may perform one or more actions based on detecting the second entry. The one or more actions may be performed selectively based on the shopping duration or the checkout duration of the first user.
    Type: Grant
    Filed: July 29, 2019
    Date of Patent: May 18, 2021
    Assignee: Capital One Services, LLC
    Inventors: Brendan Way, Abdelkadar M'Hamed Benkreira, Taurean Butler
  • Publication number: 20210142326
    Abstract: A method for providing a gift includes receiving a gift token creation request representative of a selection of a gift recipient and gift limitations from a first computing device. The method includes generating a tokenized PAN associated with a gift account and transmitting the tokenized PAN and gift limitations to a second computing device. The method includes detecting a transaction authorization request that is representative of an attempted transaction at a merchant POS device based on monitoring of transaction authorization data originating from a plurality of merchant POS devices. The transaction authorization request represents an attempted tokenized PAN, an attempted transaction amount and a merchant code. The method includes determining that the attempted tokenized PAN matches the tokenized PAN associated with the gift account.
    Type: Application
    Filed: November 16, 2020
    Publication date: May 13, 2021
    Inventors: Taurean Butler, Christine Berglund, Adam Vukich, Jessica Greenberg, Colin Hart, Mykhaylo Bulgakov, Jason Ji, Kaylyn Gibilterra
  • Patent number: 11004057
    Abstract: A method for providing a gift includes receiving gift information from a first computing device. The gift information includes a maximum gift amount, a gift recipient, and a gifter financial account and gift redemption information. The method includes generating a tokenized PAN associated with the gifter financial account, identifying a second computing device associated with the gift recipient, determining one or more gift redemption locations and receiving gift recipient location data. The method includes determining that the second computing device has entered a gift-eligible location based on the gift recipient location data and the one or more redemption locations and transmitting data indicative of a gift for display by the second computing device. The method further includes outputting an instruction to debit the gifter financial account with an amount of money in response to determining that a transaction has been executed using the tokenized PAN at the gift-eligible location.
    Type: Grant
    Filed: June 21, 2018
    Date of Patent: May 11, 2021
    Assignee: CAPITAL ONE SERVICES, LLC
    Inventors: Taurean Butler, Christine Berglund, Adam Vukich, Jessica Greenberg, Colin Hart, Mykhaylo Bulgakov, Jason Ji, Kaylyn Gibilterra
  • Patent number: 10972473
    Abstract: Various embodiments are generally directed to techniques for generating rules automatically navigate a website and perform updates of payment token information.
    Type: Grant
    Filed: November 25, 2019
    Date of Patent: April 6, 2021
    Assignee: Capital One Services, LLC
    Inventors: Mykhaylo Bulgakov, Taurean Butler, William F. Carroll, II
  • Patent number: 10964126
    Abstract: A device may receive transaction data relating to a transaction event associated with a user and a merchant. The transaction data may include a merchant identifier and a transaction amount. The device may process the merchant identifier to determine whether the transaction event is associated with a rate-based service. The device may obtain, based on determining that the transaction event is associated with the rate-based service, location data from a user device associated with the user. The device may determine, based on the location data, a distance or a duration associated with the rate-based service. The device may determine, based on the distance or the duration, a transaction estimate for the rate-based service. The device may determine whether the transaction amount corresponds to the transaction estimate and perform one or more actions based on determining whether the transaction amount corresponds to the transaction estimate.
    Type: Grant
    Filed: August 26, 2019
    Date of Patent: March 30, 2021
    Assignee: Capital One Services, LLC
    Inventors: Taurean Butler, Brendan Way, Abdelkadar M'Hamed Benkreira
  • Publication number: 20210065465
    Abstract: A device may receive transaction data relating to a transaction event associated with a user and a merchant. The transaction data may include a merchant identifier and a transaction amount. The device may process the merchant identifier to determine whether the transaction event is associated with a rate-based service. The device may obtain, based on determining that the transaction event is associated with the rate-based service, location data from a user device associated with the user. The device may determine, based on the location data, a distance or a duration associated with the rate-based service. The device may determine, based on the distance or the duration, a transaction estimate for the rate-based service. The device may determine whether the transaction amount corresponds to the transaction estimate and perform one or more actions based on determining whether the transaction amount corresponds to the transaction estimate.
    Type: Application
    Filed: August 26, 2019
    Publication date: March 4, 2021
    Inventors: Taurean BUTLER, Brendan WAY, Abdelkadar M'Hamed BENKREIRA
  • Publication number: 20210035134
    Abstract: A device may detect a first entry of a first user device of a first user into a merchant area. The device may monitor a movement of the first user device within the merchant area. The movement may include a transition from a shopping area of the merchant area to a checkout area of the merchant area. The device may detect a transaction between the first user and the merchant. The device may determine a shopping duration for the first user and a checkout duration for the first user. The device may detect a second entry of a second user device of a second user into the merchant area. The device may perform one or more actions based on detecting the second entry. The one or more actions may be performed selectively based on the shopping duration or the checkout duration of the first user.
    Type: Application
    Filed: July 29, 2019
    Publication date: February 4, 2021
    Inventors: Brendan WAY, Abdelkadar M'Hamed BENKREIRA, Taurean BUTLER
  • Publication number: 20210019734
    Abstract: Using contactless cards to pay for offline transactions. An application executing on a mobile device may receive, via a communications interface of a contactless card, an account identifier of the contactless card, and transaction data received by the contactless card from a POS device via the communications interface, the transaction data comprising at least an identifier of a merchant account, a timestamp, and an amount of the transaction, a network connection between the POS device and a payment server not available. The application may transmit the account identifier and the transaction data to the payment server via a cellular network connection of the mobile device. The mobile device may receive, from the payment server via the cellular network connection, authorization of a payment for the transaction. The application may generate a graphical indication of the authorization of the payment for the transaction and output the graphical indication of the authorization.
    Type: Application
    Filed: October 1, 2020
    Publication date: January 21, 2021
    Applicant: Capital One Services, LLC
    Inventors: Adam VUKICH, Taurean BUTLER, Abdelkader M'Hamed BENKREIRA
  • Publication number: 20200382514
    Abstract: Various embodiments are generally directed to techniques for generating rules automatically navigate a website and perform updates of payment token information.
    Type: Application
    Filed: November 25, 2019
    Publication date: December 3, 2020
    Applicant: Capital One Services, LLC
    Inventors: Mykhaylo BULGAKOV, Taurean BUTLER, William F. CARROLL, II
  • Patent number: 10839398
    Abstract: A method for providing a gift includes receiving a gift token creation request representative of a selection of a gift recipient and gift limitations from a first computing device. The method includes generating a tokenized PAN associated with a gift account and transmitting the tokenized PAN and gift limitations to a second computing device. The method includes detecting a transaction authorization request that is representative of an attempted transaction at a merchant POS device based on monitoring of transaction authorization data originating from a plurality of merchant POS devices. The transaction authorization request represents an attempted tokenized PAN, an attempted transaction amount and a merchant code. The method includes determining that the attempted tokenized PAN matches the tokenized PAN associated with the gift account.
    Type: Grant
    Filed: June 24, 2019
    Date of Patent: November 17, 2020
    Assignee: Capital One Services, LLC
    Inventors: Taurean Butler, Christine Berglund, Adam Vukich, Jessica Greenberg, Colin Hart, Mykhaylo Bulgakov, Jason Ji, Kaylyn Gibilterra
  • Patent number: 10839371
    Abstract: Using contactless cards to pay for offline transactions. An application executing on a mobile device may receive, via a communications interface of a contactless card, an account identifier of the contactless card, and transaction data received by the contactless card from a POS device via the communications interface, the transaction data comprising at least an identifier of a merchant account, a timestamp, and an amount of the transaction, a network connection between the POS device and a payment server not available. The application may transmit the account identifier and the transaction data to the payment server via a cellular network connection of the mobile device. The mobile device may receive, from the payment server via the cellular network connection, authorization of a payment for the transaction. The application may generate a graphical indication of the authorization of the payment for the transaction and output the graphical indication of the authorization.
    Type: Grant
    Filed: July 8, 2019
    Date of Patent: November 17, 2020
    Assignee: Capital One Services, LLC
    Inventors: Adam Vukich, Taurean Butler, Abdelkader M'Hamed Benkreira
  • Patent number: 10817868
    Abstract: Aspects described herein may allow for a payment card assembly including a payment card having a first slot formed in a first surface therein, with the first slot having a bottom surface and pair of opposed side walls. A first cartridge houses electronic components and is removably received in the first slot. One or more first projections are formed on one of the first slot and the first cartridge. One or more first recesses are formed in the other of the first slot and the cartridge, with each first recess receiving a corresponding first projection to releasably retain the first cartridge in the first slot.
    Type: Grant
    Filed: February 27, 2020
    Date of Patent: October 27, 2020
    Assignee: Capital One Services, LLC
    Inventors: Daniel John Marsch, Abdelkader M'Hamed Benkreira, Taurean Butler, Jessica Greenberg
  • Publication number: 20200327589
    Abstract: A device may receive, from a transaction device, transaction data relating to a transaction event involving a transaction card that stores user data associated with a user. The transaction data may include the user data and a category identifier of a merchant associated with the transaction device. The device may process the category identifier to determine whether the merchant is associated with an item that has a purchase restriction. The device may determine whether the user data of the transaction data satisfies the purchase restriction. The device may transmit a notification to a user device associated with the user requesting that the user indicate whether the transaction event is approved by the user. The device may receive a response to the notification and selectively process the transaction event or reject the transaction event based on the response.
    Type: Application
    Filed: April 15, 2019
    Publication date: October 15, 2020
    Inventors: Jessica GREENBERG, Taurean BUTLER, Adam VUKICH
  • Patent number: 10755337
    Abstract: A system and method for generating a user customized order interface, which displays a customer's previous orders and corresponding specific order information and order recommendations, that may be utilized for ordering and payment. A mobile application may request a merchant ID upon determination by the mobile device that a customer is within a close proximity of a particular merchant location. A payment terminal may pass the corresponding merchant ID to a transaction system, which may retrieve, for example, the customer's previous transactions and corresponding transaction IDs associated with the merchant ID, which may be utilized to generate a user customized order interface, which may be utilized to initiate a transaction by selecting a specific order item to order, and which may utilize the mobile application to confirm the order and proceed to payment, which will transmit the order to a merchant system.
    Type: Grant
    Filed: April 2, 2018
    Date of Patent: August 25, 2020
    Assignee: CAPITAL ONE SERVICES, LLC
    Inventors: Thomas S. Poole, Apurva Shah, Jennifer Lopez, Paul Moreton, Taurean Butler, Jason DePerro
  • Patent number: 10692069
    Abstract: A method for providing a gift includes receiving gift information comprising data indicative of a gift type, a maximum gift amount, a gift recipient, and a first financial account from a first computing device associated with a gifter and via a software application. The first financial account being associated with the gifter and the gift recipient having preregistered user account with the software application. The method includes identifying one or more recipient financial accounts associated with the gift recipient including at least a second financial account. The method includes identifying a gift-eligible transaction that is associated with the second financial account by monitoring transaction data associated with the one or more recipient financial accounts. The method includes transmitting a gift notification to a second computing device and outputting an instruction to initiate a transfer of a gift amount from the first financial account to the second financial account.
    Type: Grant
    Filed: July 24, 2019
    Date of Patent: June 23, 2020
    Assignee: CAPITAL ONE SERVICES, LLC
    Inventors: Taurean Butler, Christine Berglund, Adam Vukich, Jessica Greenberg, Colin Hart, Mykhaylo Bulgakov, Jason Ji, Kaylyn Gibilterra
  • Publication number: 20200045052
    Abstract: A method for providing a locked electronic item includes receiving a selection of an electronic lock and the electronic item from a first computing device associated with a sender. The electronic lock includes a lock clue and a lock solution. The method includes determining an answer input field configuration that includes a number of input boxes and spaces that may be arranged to correspond to the lock solution. The method includes transmitting the lock clue and the input field configuration to a second computing device associated with a recipient for display by the second computing device and receiving an attempted lock solution from the second computing device. The method further includes transmitting the electronic item to the second computing device for display or use by the second computing device in response to determining that the attempted lock solution matches the lock solution.
    Type: Application
    Filed: October 9, 2019
    Publication date: February 6, 2020
    Inventors: Taurean Butler, Christine Berglund, Adam Vukich, Jessica Greenberg, Colin Hart, Mykhaylo Bulgakov, Jason Ji, Kaylyn Gibilterra