Patents by Inventor Taylor Early

Taylor Early has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Systems and methods for managing credit account products with adjustable credit limits
    Patent number: 7389266
    Abstract: Systems and methods consistent with the present invention manage a credit card having an adjustable credit limit. The system determines whether the credit limit is likely to be reached by possible transactions made by the customer when using the account. The system adjusts the credit limit when it is determined that the credit limit is likely to be reached. The adjusted credit limit is analyzed to determine whether it satisfies predefined credit limit amount criteria associated with the account. The system then revises the adjusted credit limit, as necessary, such that the revised credit limit satisfies the predetermined credit criteria.
    Type: Grant
    Filed: June 29, 2001
    Date of Patent: June 17, 2008
    Assignee: Capital One Financial Corporation
    Inventors: Taylor Early, Rahul Nawab, Martin Poteralski, Michael Rydzy
  • Systems and methods for managing credit account products with adjustable credit limits
    Publication number: 20030004868
    Abstract: Systems and methods consistent with the present invention manage a credit card having an adjustable credit limit. The system determines whether the credit limit is likely to be reached by possible transactions made by the customer when using the account. The system adjusts the credit limit when it is determined that the credit limit is likely to be reached. The adjusted credit limit is analyzed to determine whether it satisfies predefined credit limit amount criteria associated with the account. The system then revises the adjusted credit limit, as necessary, such that the revised credit limit satisfies the predetermined credit criteria.
    Type: Application
    Filed: June 29, 2001
    Publication date: January 2, 2003
    Inventors: Taylor Early, Rahul Nawab, Martin Poteralski, Michael Rydzy