Abstract: A system is disclosed. The system includes one or more processing elements to execute descriptor generation logic to receive text data, generate a text file based on the text data, generate an audio file based on the text file and one or more voice preferences, generate a uniform resource locator (URL) associated with the audio file and generate a quick response (QR code) associated with the URL.

Abstract: Method and a system for providing a skill training and reward program is provided. The method comprises steps for registering a player for particular sport or skill, associating a coach or other sponsor with that user, permitting the creation of one or more challenges that are intended to improve the skill, importing information regarding the user's completion of the challenge, enabling a coach or other user to confirm completion of the challenge and initiate a badge or reward for appropriate completion. The system includes a database for storing information, a challenge software module for enabling the assignment or configuration of a challenge, a data import module for receiving and storing data associated with at least one selected challenge and a software awards module for triggering an award (if any) associated with completing the challenge.

Abstract: A method and system for gathering and reporting data associated with a cardholder's use of a prepaid debit card is described. One embodiment receives primary personal data associated with the cardholder in connection with the issuance to the cardholder of the prepaid debit card; causes a financial institution to issue the prepaid debit card; causes a card fulfillment process to be performed; causes the prepaid debit card loaded with a predetermined monetary value to be distributed to the cardholder; receives secondary personal data associated with the cardholder; processes one or more transactions initiated by the cardholder with the prepaid debit card; correlates, in a computerized data processing system, the primary and secondary personal data with transactional data associated with the one or more transactions to generate correlated data; and grants an authorized entity access to at least a portion of the correlated data on an aggregated and non-personally-identifiable basis.

Abstract: A method and system for gathering and reporting data associated with a cardholder's use of a prepaid debit card is described. One embodiment receives primary personal data associated with the cardholder in connection with the issuance to the cardholder of the prepaid debit card; causes a financial institution to issue the prepaid debit card; causes a card fulfillment process to be performed; causes the prepaid debit card loaded with a predetermined monetary value to be distributed to the cardholder; receives secondary personal data associated with the cardholder; processes one or more transactions initiated by the cardholder with the prepaid debit card; correlates, in a computerized data processing system, the primary and secondary personal data with transactional data associated with the one or more transactions to generate correlated data; and grants an authorized entity access to at least a portion of the correlated data on an aggregated and non-personally-identifiable basis.