Patents by Inventor Tenni Theurer
Tenni Theurer has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).
-
Publication number: 20240112163Abstract: The W-CONNECTOR (“W-CONNECTOR”) facilitates the enrollment of payment accounts in a consumer's virtual wallet. The consumer may be logged into their payment account issuer's web site and designate one or more payment accounts for enrollment in a virtual wallet. The issuer may then share account, billing and/or other relevant information with the virtual wallet provider to facilitate the enrollment of the designated payment accounts in the virtual wallet. The W-CONNECTOR may also be configured to facilitate the creation and funding of pre-paid accounts in a consumer's virtual wallet.Type: ApplicationFiled: September 30, 2023Publication date: April 4, 2024Applicant: Visa International Service AssociationInventors: Thomas Purves, Shilpak Mahadkar, Tenni Theurer, Ayman Hammad
-
Patent number: 11803825Abstract: The W-CONNECTOR (“W-CONNECTOR”) facilitates the enrollment of payment accounts in a consumer's virtual wallet. The consumer may be logged into their payment account issuer's web site and designate one or more payment accounts for enrollment in a virtual wallet. The issuer may then share account, billing and/or other relevant information with the virtual wallet provider to facilitate the enrollment of the designated payment accounts in the virtual wallet. The W-CONNECTOR may also be configured to facilitate the creation and funding of pre-paid accounts in a consumer's virtual wallet.Type: GrantFiled: July 19, 2022Date of Patent: October 31, 2023Assignee: Visa International Service AssociationInventors: Thomas Purves, Shilpak Mahadkar, Tenni Theurer, Ayman Hammad
-
Publication number: 20230044764Abstract: The W-CONNECTOR (“W-CONNECTOR”) facilitates the enrollment of payment accounts in a consumer's virtual wallet. The consumer may be logged into their payment account issuer's web site and designate one or more payment accounts for enrollment in a virtual wallet. The issuer may then share account, billing and/or other relevant information with the virtual wallet provider to facilitate the enrollment of the designated payment accounts in the virtual wallet. The W-CONNECTOR may also be configured to facilitate the creation and funding of pre-paid accounts in a consumer's virtual wallet.Type: ApplicationFiled: July 19, 2022Publication date: February 9, 2023Inventors: Thomas Purves, Shilpak Mahadkar, Tenni Theurer, Ayman Hammad
-
Patent number: 11397931Abstract: The W-CONNECTOR (“W-CONNECTOR”) facilitates the enrollment of payment accounts in a consumer's virtual wallet. The consumer may be logged into their payment account issuer's web site and designate one or more payment accounts for enrollment in a virtual wallet. The issuer may then share account, billing and/or other relevant information with the virtual wallet provider to facilitate the enrollment of the designated payment accounts in the virtual wallet. The W-CONNECTOR may also be configured to facilitate the creation and funding of pre-paid accounts in a consumer's virtual wallet.Type: GrantFiled: October 7, 2020Date of Patent: July 26, 2022Assignee: VISA INTERNATIONAL SERVICE ASSOCIATIONInventors: Thomas Purves, Shilpak Mahadkar, Tenni Theurer, Ayman Hammad
-
Patent number: 11037138Abstract: The THIRD-PARTY VALUE ADDED WALLET FEATURES AND INTERFACES APPARATUSES, METHODS, AND SYSTEMS (“VAW”) facilitates allowing a third party service provider to integrate with an electronic wallet to provide a value-added service to a wallet consumer. The VAW may also be configured to facilitate the creation and funding of pre-paid accounts in a consumer's virtual wallet.Type: GrantFiled: June 19, 2017Date of Patent: June 15, 2021Assignee: VISA INTERNATIONAL SERVICE ASSOCIATIONInventors: Tenni Theurer, Thomas Purves, Shilpak Mahadkar, Ayman Hammad
-
Patent number: 11023886Abstract: The UNIVERSAL ELECTRONIC PAYMENT APPARATUSES, METHODS AND SYSTEMS (“UEP”) transform touchscreen inputs into a virtual wallet mobile application interface via UEP components into purchase transaction triggers and receipt notices. In one implementation the UEP provides, via a user device, a product information search request; and obtains, in response to the product information search request, information on a first product for sale by a first merchant and a second product for sale by a second merchant. The UEP generates a single purchase transaction request, using the information on the first product for sale by the first merchant and the second product for sale by the second merchant. The UEP provides, via the user device, the single purchase transaction request for payment processing. Also, the UEP obtains an electronic purchase receipt for the first product for sale by the first merchant and the second product for sale by the second merchant.Type: GrantFiled: February 12, 2019Date of Patent: June 1, 2021Assignee: VISA INTERNATIONAL SERVICE ASSOCIATIONInventors: Edward Katzin, Julian Hua, Gregory Kenneth Storey, Michael Mori, Abhinav Shrivastava, Amit Bhargava, Andrew Beck, Ayman Hammad, Ben Pfisterer, Diane Salmon, Igor Karpenko, Jennifer Schulz, Miroslav Gavrilov, Peter Ciurea, Patrick Faith, Phillip Kumnick, Saurav Chatterjee, Sebastian Badea, Shaw Li, Shipra Jha, Stacy Pourfallah, Susan French, Tenni Theurer, Theodore Harris, Thomas Purves, Vanita Pandey, Victoria Graham, Prakash Hariramani
-
Publication number: 20210042726Abstract: The W-CONNECTOR (“W-CONNECTOR”) facilitates the enrollment of payment accounts in a consumer's virtual wallet. The consumer may be logged into their payment account issuer's web site and designate one or more payment accounts for enrollment in a virtual wallet. The issuer may then share account, billing and/or other relevant information with the virtual wallet provider to facilitate the enrollment of the designated payment accounts in the virtual wallet. The W-CONNECTOR may also be configured to facilitate the creation and funding of pre-paid accounts in a consumer's virtual wallet.Type: ApplicationFiled: October 7, 2020Publication date: February 11, 2021Inventors: Thomas Purves, Shilpak Mahadkar, Tenni Theurer, Ayman Hammad
-
Patent number: 10825001Abstract: The MULTI-DIRECTIONAL WALLET CONNECTOR APPARATUSES, METHODS AND SYSTEMS (“W-CONNECTOR”) facilitates the enrollment of payment accounts in a consumer's virtual wallet. The consumer may be logged into their payment account issuer's web site and designate one or more payment accounts for enrollment in a virtual wallet. The issuer may then share account, billing and/or other relevant information with the virtual wallet provider to facilitate the enrollment of the designated payment accounts in the virtual wallet. The W-CONNECTOR may also be configured to facilitate the creation and funding of pre-paid accounts in a consumer's virtual wallet.Type: GrantFiled: June 13, 2019Date of Patent: November 3, 2020Assignee: VISA INTERNATIONAL SERVICE ASSOCIATIONInventors: Thomas Purves, Shilpak Mahadkar, Tenni Theurer, Ayman Hammad
-
Publication number: 20190295054Abstract: The MULTI-DIRECTIONAL WALLET CONNECTOR APPARATUSES, METHODS AND SYSTEMS (“W-CONNECTOR”) facilitates the enrollment of payment accounts in a consumer's virtual wallet. The consumer may be logged into their payment account issuer's web site and designate one or more payment accounts for enrollment in a virtual wallet. The issuer may then share account, billing and/or other relevant information with the virtual wallet provider to facilitate the enrollment of the designated payment accounts in the virtual wallet. The W-CONNECTOR may also be configured to facilitate the creation and funding of pre-paid accounts in a consumer's virtual wallet.Type: ApplicationFiled: June 13, 2019Publication date: September 26, 2019Inventors: Thomas Purves, Shilpak Madadkar, Tenni Theurer, Ayman Hammad
-
Publication number: 20190244192Abstract: The UNIVERSAL ELECTRONIC PAYMENT APPARATUSES, METHODS AND SYSTEMS (“UEP”) transform touchscreen inputs into a virtual wallet mobile application interface via UEP components into purchase transaction triggers and receipt notices. In one implementation the UEP provides, via a user device, a product information search request; and obtains, in response to the product information search request, information on a first product for sale by a first merchant and a second product for sale by a second merchant. The UEP generates a single purchase transaction request, using the information on the first product for sale by the first merchant and the second product for sale by the second merchant. The UEP provides, via the user device, the single purchase transaction request for payment processing. Also, the UEP obtains an electronic purchase receipt for the first product for sale by the first merchant and the second product for sale by the second merchant.Type: ApplicationFiled: February 12, 2019Publication date: August 8, 2019Inventors: Edward Katzin, Julian Hua, Gregory Kenneth Storey, Michael Mori, Abhinav Shrivastava, Amit Bhargava, Andrew Beck, Ayman Hammad, Ben Pfisterer, Diane Salmon, Igor Karpenko, Jennifer Schulz, Miroslav Gavrilov, Peter Ciurea, Patrick Faith, Phillip Kumnick, Saurav Chatterjee, Sebastian Badea, Shaw Li, Shipra Jha, Stacy Pourfallah, Susan French, Tenni Theurer, Theodore Harris, Thomas Purves, Vanita Pandey, Victoria Graham, Prakash Hariramani
-
Patent number: 10354240Abstract: The MULTI-DIRECTIONAL WALLET CONNECTOR APPARATUSES, METHODS AND SYSTEMS (“W-CONNECTOR”) facilitates the enrollment of payment accounts in a consumer's virtual wallet. The consumer may be logged into their payment account issuer's web site and designate one or more payment accounts for enrollment in a virtual wallet. The issuer may then share account, billing and/or other relevant information with the virtual wallet provider to facilitate the enrollment of the designated payment accounts in the virtual wallet. The W-CONNECTOR may also be configured to facilitate the creation and funding of pre-paid accounts in a consumer's virtual wallet.Type: GrantFiled: December 12, 2017Date of Patent: July 16, 2019Assignee: VISA INTERNATIONAL SERVICE ASSOCIATIONInventors: Thomas Purves, Shilpak Mahadkar, Tenni Theurer, Ayman Hammad
-
Patent number: 10223691Abstract: The UNIVERSAL ELECTRONIC PAYMENT APPARATUS, METHODS AND SYSTEMS (“UEP”) transform touchscreen inputs into a virtual wallet mobile application interface via UEP components into purchase transaction triggers and receipt notices. In one implementation the UEP provides, via a user device, a product information search request; and obtains, in response to the product information search request, information on a first product for sale by a first merchant and a second product for sale by a second merchant. The UEP generates a single purchase transaction request, using the information on the first product for sale by the first merchant and the second product for sale by the second merchant. The UEP provides, via the user device, the single purchase transaction request for payment processing. Also, the UEP obtains an electronic purchase receipt for the first product for sale by the first merchant and the second product for sale by the second merchant.Type: GrantFiled: February 22, 2012Date of Patent: March 5, 2019Assignee: VISA INTERNATIONAL SERVICE ASSOCIATIONInventors: Edward Katzin, Julian Hua, Gregory Kenneth Storey, Michael Mori, Abhinav Shrivastava, Amit Bhargava, Andrew Beck, Ayman Hammad, Ben Pfisterer, Diane Salmon, Igor Karpenko, Jennifer Schulz, Miroslav Gavrilov, Peter Ciurea, Patrick Faith, Phillip Kumnick, Saurav Chatterjee, Sebastian Badea, Shaw Li, Shipra Jha, Stacy Pourfallah, Susan French, Tenni Theurer, Theodore Harris, Thomas Purves, Vanita Pandey, Victoria Graham, Prakash Hariramani
-
Publication number: 20180189756Abstract: The MULTI-DIRECTIONAL WALLET CONNECTOR APPARATUSES, METHODS AND SYSTEMS (“W-CONNECTOR”) facilitates the enrollment of payment accounts in a consumer's virtual wallet. The consumer may be logged into their payment account issuer's web site and designate one or more payment accounts for enrollment in a virtual wallet. The issuer may then share account, billing and/or other relevant information with the virtual wallet provider to facilitate the enrollment of the designated payment accounts in the virtual wallet. The W-CONNECTOR may also be configured to facilitate the creation and funding of pre-paid accounts in a consumer's virtual wallet.Type: ApplicationFiled: December 12, 2017Publication date: July 5, 2018Inventors: Thomas Purves, Shilpak Mahadkar, Tenni Theurer, Ayman Hammad
-
Patent number: 9959531Abstract: The MULTI-DIRECTIONAL WALLET CONNECTOR APPARATUSES, METHODS AND SYSTEMS (“W-CONNECTOR”) facilitates the enrollment of payment accounts in a consumer's virtual wallet. The consumer may be logged into their payment account issuer's web site and designate one or more payment accounts for enrollment in a virtual wallet. The issuer may then share account, billing and/or other relevant information with the virtual wallet provider to facilitate the enrollment of the designated payment accounts in the virtual wallet. The W-CONNECTOR may also be configured to facilitate the creation and funding of pre-paid accounts in a consumer's virtual wallet.Type: GrantFiled: May 30, 2016Date of Patent: May 1, 2018Assignee: VISA INTERNATIONAL SERVICE ASSOCIATIONInventors: Thomas Purves, Shilpak Mahadkar, Tenni Theurer, Ayman Hammad
-
Publication number: 20170372301Abstract: The THIRD-PARTY VALUE ADDED WALLET FEATURES AND INTERFACES APPARATUSES, METHODS, AND SYSTEMS (“VAW”) facilitates allowing a third party service provider to integrate with an electronic wallet to provide a value-added service to a wallet consumer. The VAW may also be configured to facilitate the creation and funding of pre-paid accounts in a consumer's virtual wallet.Type: ApplicationFiled: June 19, 2017Publication date: December 28, 2017Inventors: Tenni Theurer, Thomas Purves, Shilpak Mahadkar, Ayman Hammad
-
Patent number: 9710807Abstract: The THIRD-PARTY VALUE ADDED WALLET FEATURES AND INTERFACES APPARATUSES, METHODS, AND SYSTEMS (“VAW”) facilitates allowing a third party service provider to integrate with an electronic wallet to provide a value-added service to a wallet consumer. The VAW may also be configured to facilitate the creation and funding of pre-paid accounts in a consumer's virtual wallet.Type: GrantFiled: March 14, 2014Date of Patent: July 18, 2017Assignee: VISA INTERNATIONAL SERVICE ASSOCIATIONInventors: Tenni Theurer, Thomas Purves, Shilpak Mahadkar, Ayman Hammad
-
Publication number: 20160379192Abstract: The MULTI-DIRECTIONAL WALLET CONNECTOR APPARATUSES, METHODS AND SYSTEMS (“W-CONNECTOR”) facilitates the enrollment of payment accounts in a consumer's virtual wallet. The consumer may be logged into their payment account issuer's web site and designate one or more payment accounts for enrollment in a virtual wallet. The issuer may then share account, billing and/or other relevant information with the virtual wallet provider to facilitate the enrollment of the designated payment accounts in the virtual wallet. The W-CONNECTOR may also be configured to facilitate the creation and funding of pre-paid accounts in a consumer's virtual wallet.Type: ApplicationFiled: May 30, 2016Publication date: December 29, 2016Inventors: Thomas Purves, Shilpak Mahadkar, Tenni Theurer, Ayman Hammad
-
Patent number: 9355393Abstract: The MULTI-DIRECTIONAL WALLET CONNECTOR APPARATUSES, METHODS AND SYSTEMS (“W-CONNECTOR”) facilitates the enrollment of payment accounts in a consumer's virtual wallet. The consumer may be logged into their payment account issuer's web site and designate one or more payment accounts for enrollment in a virtual wallet. The issuer may then share account, billing and/or other relevant information with the virtual wallet provider to facilitate the enrollment of the designated payment accounts in the virtual wallet. The W-CONNECTOR may also be configured to facilitate the creation and funding of pre-paid accounts in a consumer's virtual wallet.Type: GrantFiled: March 13, 2013Date of Patent: May 31, 2016Assignee: Visa International Service AssociationInventors: Thomas Purves, Shilpak Mahadkar, Tenni Theurer, Ayman Hammad
-
Publication number: 20150220914Abstract: The ELECTRONIC WALLET MANAGEMENT APPARATUSES, METHODS AND SYSTEMS (“EWM”) transforms wallet settings and transaction inputs into transaction and wallet management outputs. For example, an input is received from a user through an electronic wallet management interface. The electronic wallet management interface including a plurality of user-selectable icons or text. A control is provided to the user based on a selected icon or text, wherein controls available to the user through the electronic wallet management interface include a payment device control that enables the user to view and edit settings for a payment device associated with the electronic wallet.Type: ApplicationFiled: December 8, 2014Publication date: August 6, 2015Inventors: Thomas Purves, Shilpak Mahadkar, Tenni Theurer, Ayman Hammad, Gregory Kenneth Storey
-
Publication number: 20150154588Abstract: The REVERSED USER ACCOUNT GENERATION APPARATUSES, METHODS AND SYSTEMS (“RUAG”) facilitates the generation of user accounts with merchants. The user may be logged into an electronic wallet or issuer account, and may initiate an account generation process with a one-click mechanism. The RUAG may provide information to the merchant in order to facilitate the generation of the account after receiving data from the electronic wallet or issuer. The RUAG may also facilitate favoriting merchants through a similar interface.Type: ApplicationFiled: December 3, 2014Publication date: June 4, 2015Inventors: Thomas Purves, Shilpak Mahadkar, Tenni Theurer, Ayman Hammad