Patents by Inventor Teresa M. Hoffman

Teresa M. Hoffman has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 11315192
    Abstract: Disclosed herein are selection systems and methods for selecting a disability insurance package from a plurality of disability insurance packages, and for recommending the selected disability insurance package to a client. A selection system can include a query unit, a scoring unit and a recommendation unit. The query unit can present two or more prompts related to disability insurance, each prompt being associated with two or more response choices. A client can select a response choice for each prompt, and the query unit can receive the selected response choices. The scoring unit can associate point values with each of the selected response choices and can calculate a response score by combining the point values. The recommendation unit can select a disability insurance package corresponding the response score resulting from the user's responses to the prompts. Other embodiments of selection systems are also disclosed herein.
    Type: Grant
    Filed: January 24, 2020
    Date of Patent: April 26, 2022
    Assignee: METROPOLITAN LIFE INSURANCE CO.
    Inventors: Barry Higgins, Teresa M. Hoffman, Eric L. Major
  • Publication number: 20200160453
    Abstract: Disclosed herein are selection systems and methods for selecting a disability insurance package from a plurality of disability insurance packages, and for recommending the selected disability insurance package to a client. A selection system can include a query unit, a scoring unit and a recommendation unit. The query unit can present two or more prompts related to disability insurance, each prompt being associated with two or more response choices. A client can select a response choice for each prompt, and the query unit can receive the selected response choices. The scoring unit can associate point values with each of the selected response choices and can calculate a response score by combining the point values. The recommendation unit can select a disability insurance package corresponding the response score resulting from the user's responses to the prompts. Other embodiments of selection systems are also disclosed herein.
    Type: Application
    Filed: January 24, 2020
    Publication date: May 21, 2020
    Applicant: Metropolitan Life Insurance Co.
    Inventors: Barry HIGGINS, Teresa M. HOFFMAN, Eric L. MAJOR
  • Patent number: 10559036
    Abstract: Disclosed herein are selection systems and methods for selecting a disability insurance package from a plurality of disability insurance packages, and for recommending the selected disability insurance package to a client. A selection system can include a query unit, a scoring unit and a recommendation unit. The query unit can present two or more prompts related to disability insurance, each prompt being associated with two or more response choices. A client can select a response choice for each prompt, and the query unit can receive the selected response choices. The scoring unit can associate point values with each of the selected response choices and can calculate a response score by combining the point values. The recommendation unit can select a disability insurance package corresponding the response score resulting from the user's responses to the prompts. Other embodiments of selection systems are also disclosed herein.
    Type: Grant
    Filed: August 5, 2010
    Date of Patent: February 11, 2020
    Assignee: METROPOLITAN LIFE INSURANCE CO.
    Inventors: Barry Higgins, Teresa M. Hoffman, Eric L. Major
  • Publication number: 20120035964
    Abstract: Disclosed herein are selection systems and methods for selecting a disability insurance package from a plurality of disability insurance packages, and for recommending the selected disability insurance package to a client. A selection system can include a query unit, a scoring unit and a recommendation unit. The query unit can present two or more prompts related to disability insurance, each prompt being associated with two or more response choices. A client can select a response choice for each prompt, and the query unit can receive the selected response choices. The scoring unit can associate point values with each of the selected response choices and can calculate a response score by combining the point values. The recommendation unit can select a disability insurance package corresponding the response score resulting from the user's responses to the prompts. Other embodiments of selection systems are also disclosed herein.
    Type: Application
    Filed: August 5, 2010
    Publication date: February 9, 2012
    Applicant: Metropolitan Life Insurance Company
    Inventors: Barry Higgins, Teresa M. Hoffman, Eric Major