Patents by Inventor Teri Llach
Teri Llach has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).
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Patent number: 10296895Abstract: A computer implemented method for adding value to a stored value card in excess of the purchase price for the stored value card is provided. In one embodiment a stored value card transaction processor receives an activation or redemption request for a stored value card from a point of sale terminal. The activation or redemption request comprises at least one of a card identification, a point of sale terminal identification, a merchant identification, and a time of activation which is compared to data stored in a stored value card datastore to determine if the stored value card to be activated is eligible for a value added award. The processor then determines the value added award and modifies the request to include the value added award. The processor then transmits the modified request to the card issuer authorization system and receives a response which is forwarded to the point of sale terminal.Type: GrantFiled: March 14, 2014Date of Patent: May 21, 2019Assignee: BLACKHAWK NETWORK, INC.Inventors: Teri Llach, J. DuWayne Milner
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Patent number: 10296887Abstract: In some embodiments, the present application relates to card-free programs provided by a merchant to a customer, whereby the customer has access to functions such as payment options and/or loyalty program benefits without needing to present a physical card at a point of sale. For example, a customer may make a card-free purchase of goods or services from a merchant, whereby the customer need not present a card such as a debit card, credit card, loyalty card, or other physical tender to make a purchase. Further, the customer need not provide biometric data or otherwise use an electronic device or identifier to make a purchase. Alternatively or additionally, the customer may access a loyalty program without needing to provide a physical card or data associated with a card.Type: GrantFiled: March 12, 2013Date of Patent: May 21, 2019Assignee: Safeway Inc.Inventors: Donald Kingsborough, Talbott Roche, Teri Llach, Julianna Shaw
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Patent number: 10223684Abstract: A computer implemented method for adding value to a stored value card in excess of the purchase price for the stored value card is provided. In one embodiment a stored value card transaction processor receives an activation or redemption request for a stored value card from a point of sale terminal. The activation or redemption request comprises at least one of a card identification, a point of sale terminal identification, a merchant identification, and an activation time which is compared to data stored in a stored value card datastore to determine if the stored value card to be activated is eligible for a value added award. The processor then determines the value added award and modifies the request to include the value added award. The processor then transmits the modified request to the card issuer authorization system and receives a response which is forwarded to the point of sale terminal.Type: GrantFiled: September 14, 2012Date of Patent: March 5, 2019Assignee: BLACKHAWK NETWORK, INC.Inventor: Teri Llach
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Patent number: 9852414Abstract: A computer implemented method for adding value to a stored value card in excess of the purchase price for the stored value card is provided. In one embodiment a stored value card transaction processor receives an activation or redemption request for a stored value card from a point of sale terminal. The activation or redemption request comprises at least one of a card identification, a point of sale terminal identification, a merchant identification, and a time of activation which is compared to data stored in a stored value card datastore to determine if the stored value card to be activated is eligible for a value added award. The processor then determines the value added award and modifies the request to include the value added award. The processor then transmits the modified request to the card issuer authorization system and receives a response which is forwarded to the point of sale terminal.Type: GrantFiled: January 7, 2011Date of Patent: December 26, 2017Assignee: BLACKHAWK NETWORK, INC.Inventor: Teri Llach
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Publication number: 20160364713Abstract: In some embodiments, the present application relates to card-free programs provided by a merchant to a customer, whereby the customer has access to functions such as payment options and/or loyalty program benefits without needing to present a physical card at a point of sale. For example, a customer may make a card-free purchase of goods or services from a merchant, whereby the customer need not present a card such as a debit card, credit card, loyalty card, or other physical tender to make a purchase. Further, the customer need not provide biometric data or otherwise use an electronic device or identifier to make a purchase. Alternatively or additionally, the customer may access a loyalty program without needing to provide a physical card or data associated with a card.Type: ApplicationFiled: August 25, 2016Publication date: December 15, 2016Inventors: Donald KINGSBOROUGH, Talbott ROCHE, Teri LLACH, Julianna SHAW
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Publication number: 20140214567Abstract: A computer implemented method for adding value to a stored value card in excess of the purchase price for the stored value card is provided. In one embodiment a stored value card transaction processor receives an activation or redemption request for a stored value card from a point of sale terminal. The activation or redemption request comprises at least one of a card identification, a point of sale terminal identification, a merchant identification, and a time of activation which is compared to data stored in a stored value card datastore to determine if the stored value card to be activated is eligible for a value added award. The processor then determines the value added award and modifies the request to include the value added award. The processor then transmits the modified request to the card issuer authorization system and receives a response which is forwarded to the point of sale terminal.Type: ApplicationFiled: March 14, 2014Publication date: July 31, 2014Applicant: Blackhawk Network, Inc.Inventors: Teri Llach, J. DuWayne Milner
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Patent number: 8632006Abstract: A transaction card package assembly comprising a transaction card connected to a first panel via a releasable interface, wherein the first panel is affixed to a second panel such that upon releasing the interface, the first panel remains affixed to the second panel and the transaction card is released from the package assembly.Type: GrantFiled: August 28, 2012Date of Patent: January 21, 2014Assignee: Blackhawk Network, Inc.Inventors: Donald Kingsborough, Talbott Roche, Amie Petersen, Teri Llach
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Publication number: 20130066735Abstract: A computer implemented method for adding value to a stored value card in excess of the purchase price for the stored value card is provided. In one embodiment a stored value card transaction processor receives an activation or redemption request for a stored value card from a point of sale terminal. The activation or redemption request comprises at least one of a card identification, a point of sale terminal identification, a merchant identification, and an activation time which is compared to data stored in a stored value card datastore to determine if the stored value card to be activated is eligible for a value added award. The processor then determines the value added award and modifies the request to include the value added award. The processor then transmits the modified request to the card issuer authorization system and receives a response which is forwarded to the point of sale terminal.Type: ApplicationFiled: September 14, 2012Publication date: March 14, 2013Applicant: BLACKHAWK NETWORK, INC.Inventor: Teri LLACH
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Publication number: 20130056541Abstract: A transaction card package assembly comprising a transaction card connected to a first panel via a releasable interface, wherein the first panel is affixed to a second panel such that upon releasing the interface, the first panel remains affixed to the second panel and the transaction card is released from the package assembly.Type: ApplicationFiled: August 28, 2012Publication date: March 7, 2013Applicant: Blackhawk Network, Inc.Inventors: Donald Kingsborough, Talbott Roche, Amie Petersen, Teri Llach
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Publication number: 20130054470Abstract: A method includes receiving a request to process, against an electronic wallet, a portion of a transaction, an electronic wallet optionally comprising a sub-wallet, the transaction processed against the wallet and/or sub-wallet. The method further includes identifying one or more electronic value tokens in the e-wallet and/or sub-wallet that, when used together, will cover the portion of the transaction. The method further includes applying the electronic value tokens to the portion of the transaction.Type: ApplicationFiled: May 30, 2012Publication date: February 28, 2013Applicant: BLACKHAWK NETWORK, INC.Inventors: Tomas Ariel CAMPOS, Keith MILLER, Teri LLACH, Kellie D. HARPER, Ansar ANSARI
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Publication number: 20130041768Abstract: A computer implemented method for adding value to a stored value card in excess of the purchase price for the stored value card is provided. In one embodiment a stored value card transaction processor receives an activation or redemption request for a stored value card from a point of sale terminal. The activation or redemption request comprises at least one of a card identification, a point of sale terminal identification, a merchant identification, and a time of activation which is compared to data stored in a stored value card datastore to determine if the stored value card to be activated is eligible for a value added award. The processor then determines the value added award and modifies the request to include the value added award. The processor then transmits the modified request to the card issuer authorization system and receives a response which is forwarded to the point of sale terminal.Type: ApplicationFiled: January 7, 2011Publication date: February 14, 2013Applicant: BLACKHAWK NETWORK, INC.Inventor: Teri Llach
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Patent number: 8251285Abstract: A transaction card package assembly comprising a transaction card connected to a first panel via a releasable interface, wherein the first panel is affixed to a second panel such that upon releasing the interface, the first panel remains affixed to the second panel and the transaction card is released from the package assembly.Type: GrantFiled: June 4, 2010Date of Patent: August 28, 2012Assignee: Blackhawk Network, Inc.Inventors: Donald Kingsborough, Talbott Roche, Amie Petersen, Teri Llach
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Patent number: 7815107Abstract: In some embodiments, the present application relates to card-free programs provided by a merchant to a customer, whereby the customer has access to functions such as payment options and/or loyalty program benefits without needing to present a physical card at a point of sale. For example, a customer may make a card-free purchase of goods or services from a merchant, whereby the customer need not present a card such as a debit card, credit card, loyalty card, or other physical tender to make a purchase. Further, the customer need not provide biometric data or otherwise use an electronic device or identifier to make a purchase. Alternatively or additionally, the customer may access a loyalty program without needing to provide a physical card or data associated with a card.Type: GrantFiled: July 25, 2006Date of Patent: October 19, 2010Assignee: Blackhawk Network, Inc.Inventors: Donald Kingsborough, Talbott Roche, Teri Llach, Julianna Shaw
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Publication number: 20100237153Abstract: A transaction card package assembly comprising a transaction card connected to a first panel via a releasable interface, wherein the first panel is affixed to a second panel such that upon releasing the interface, the first panel remains affixed to the second panel and the transaction card is released from the package assembly.Type: ApplicationFiled: June 4, 2010Publication date: September 23, 2010Applicant: BLACKHAWK NETWORK, INC.Inventors: Donald KINGSBOROUGH, Talbott ROCHE, Amie PETERSEN, Teri LLACH
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Patent number: 7753262Abstract: A transaction card package assembly comprising a transaction card connected to a first panel via a releasable interface, wherein the first panel is affixed to a second panel such that upon releasing the interface, the first panel remains affixed to the second panel and the transaction card is released from the package assembly.Type: GrantFiled: April 28, 2006Date of Patent: July 13, 2010Assignee: Blackhawk Network, Inc.Inventors: Donald Kingsborough, Talbott Roche, Amie Petersen, Teri Llach
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Patent number: 7740171Abstract: In some embodiments, the present application relates to card-free programs provided by a merchant to a customer, whereby the customer has access to functions such as payment options and/or loyalty program benefits without needing to present a physical card at a point of sale. For example, a customer may make a card-free purchase of goods or services from a merchant, whereby the customer need not present a card such as a debit card, credit card, loyalty card, or other physical tender to make a purchase. Further, the customer need not provide biometric data or otherwise use an electronic device or identifier to make a purchase. Alternatively or additionally, the customer may access a loyalty program without needing to provide a physical card or data associated with a card.Type: GrantFiled: July 25, 2006Date of Patent: June 22, 2010Assignee: Blackhawk Network, Inc.Inventors: Donald Kingsborough, Talbott Roche, Teri Llach, Julianna Shaw
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Patent number: 7607575Abstract: A transaction card package assembly comprising a transaction card held by a card holder and having a security code spanning the transaction card and the card holder such that upon removal of the transaction card from the card holder, the security code is broken and a portion of the security code remains on the transaction card and a portion of the security code remains on the card holder.Type: GrantFiled: April 28, 2006Date of Patent: October 27, 2009Assignee: Blackhawk Network, Inc.Inventors: Donald Kingsborough, Talbott Roche, Amie Petersen, Teri Llach
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Publication number: 20070252009Abstract: A transaction card package assembly comprising a transaction card connected to a first panel via a releasable interface, wherein the first panel is affixed to a second panel such that upon releasing the interface, the first panel remains affixed to the second panel and the transaction card is released from the package assembly.Type: ApplicationFiled: April 28, 2006Publication date: November 1, 2007Applicant: Blackhawk Marketing Services, Inc.Inventors: Donald Kingsborough, Talbott Roche, Amie Petersen, Teri Llach
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Publication number: 20070251995Abstract: A transaction card package assembly comprising a transaction card held by a card holder and having a security code spanning the transaction card and the card holder such that upon removal of the transaction card from the card holder, the security code is broken and a portion of the security code remains on the transaction card and a portion of the security code remains on the card holder.Type: ApplicationFiled: April 28, 2006Publication date: November 1, 2007Applicant: Blackhawk Marketing Services, Inc.Inventors: Donald Kingsborough, Talbott Roche, Amie Petersen, Teri Llach
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Publication number: 20070022048Abstract: In some embodiments, the present application relates to card-free programs provided by a merchant to a customer, whereby the customer has access to functions such as payment options and/or loyalty program benefits without needing to present a physical card at a point of sale. For example, a customer may make a card-free purchase of goods or services from a merchant, whereby the customer need not present a card such as a debit card, credit card, loyalty card, or other physical tender to make a purchase. Further, the customer need not provide biometric data or otherwise use an electronic device or identifier to make a purchase. Alternatively or additionally, the customer may access a loyalty program without needing to provide a physical card or data associated with a card.Type: ApplicationFiled: July 25, 2006Publication date: January 25, 2007Applicant: Blackhawk Marketing Services, Inc.Inventors: Donald Kingsborough, Talbott Roche, Teri Llach, Julianna Shaw