Patents by Inventor Terrance Hodel

Terrance Hodel has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • CREDIT ENHANCEMENT SYSTEMS AND METHODS
    Publication number: 20070233591
    Abstract: The present invention provides methods and systems for presenting financial and credit information to a customer. In one embodiment, the method includes receiving a credit worthiness report (CWR) for the customer, and providing the CWR to the customer. The method includes providing a list of selectable options to the customer, the options directed to at least one financial activity. A selected option is received from the customer, and a revised CWR is provided to the customer in response to the selected option. In this manner, the customer can examine how particular options or activities effect their credit worthiness.
    Type: Application
    Filed: June 5, 2007
    Publication date: October 4, 2007
    Applicant: First Data Corporation
    Inventors: Robert Newton, Martin Hughes, Terrance Hodel
  • Credit enhancement systems and methods
    Publication number: 20040158521
    Abstract: The present invention provides methods and systems for presenting financial and credit information to a customer. In one embodiment, the method includes receiving a credit worthiness report (CWR) for the customer, and providing the CWR to the customer. The method includes providing a list of selectable options to the customer, the options directed to at least one financial activity. A selected option is received from the customer, and a revised CWR is provided to the customer in response to the selected option. In this manner, the customer can examine how particular options or activities effect their credit worthiness.
    Type: Application
    Filed: February 6, 2003
    Publication date: August 12, 2004
    Applicant: First Data Corporation
    Inventors: Robert W. Newton, Martin Hughes, Terrance Hodel