Patents by Inventor Terrance Patrick Tietzen
Terrance Patrick Tietzen has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).
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Publication number: 20240119792Abstract: If a wagerer places a wager with a booking entity and if the possible outcome actually occurs such that the wagerer wins the wager, and if the possible outcome actually occurred at a time when the probability of the possible outcome actually occurring as set by the booking entity did not exceed a predetermined winning odds threshold, then the booking entity makes a donation to an affinity entity selected by the wagerer, where the donation is an amount derived using a currency amount of the wager, and at least one of the probability of the outcome actually occurring at the time when the outcome actually occurred and the predetermined winning odds threshold.Type: ApplicationFiled: October 11, 2022Publication date: April 11, 2024Inventors: Terrance Patrick TIETZEN, Matthew Arnold Macpherson BATES
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Publication number: 20240078577Abstract: Merchants provide incentives for customer transactions on accounts issued to them by issuers. Incentives include a merchant making a donation to entities with whom the merchants and/or the consumers have an affinity such as residence in the community. Each merchant can define the donation to be percentage of the transaction amount. Cryptographically secure chains are provided for uniquely labeling each such transaction and each such donation by way of incorporating role-based digital wallets and multiple synchronized transactional blockchains. Where the donations are used to purchase an Internet-of-Things (IOT) enabled system, real and/or near-real time usage information can be received and transmitted to the logical addresses of the customers and or the merchants so as to confirm efficacy of the donations.Type: ApplicationFiled: May 5, 2023Publication date: March 7, 2024Inventors: Terrance Patrick TIETZEN, Matthew Arnold Macpherson BATES, Michael J. KIMBALL
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Patent number: 11900356Abstract: A customer uses a mobile device to verbally request an offer that includes an incentive to transact at a merchant's brick and mortar store in the customer's local community in exchange for the merchant's agreement to make an auditable donation to a charity serving the local community. Business rules limit the merchant's charitable donations over calendar periods, which donations can be made directly by the merchant to the community charity, or indirectly to the charity by way of a blind donation made by the merchant to a donation disbursement agency acting on the merchant's behalf to satisfy the merchant's commitment to donate.Type: GrantFiled: April 8, 2021Date of Patent: February 13, 2024Assignee: EDATANETWORKS INC.Inventor: Terrance Patrick Tietzen
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Patent number: 11893596Abstract: An open loop cashless payment system incents a consumer account holder to transact in a physical store with a merchant who agrees to make an auditable donation to a charity when the transaction is conducted on an account issued to the consumer account holder. The consumer account holder may direct the donation to a specific charity within a predetermined geographically determined community where the transaction was physically conducted. The consumer account holder can register an obligation to make a donation matching that of the merchant, where the consumer account holder's donation is initially paid by the consumer account's issuer for reimbursement by the consumer account holder to the issuer after the consumer account holder receives their account statement. The merchant's acquirer, the issuer, and a transaction handler for the issuer and acquirer may also make donations as directed by the consumer account holder.Type: GrantFiled: November 21, 2022Date of Patent: February 6, 2024Assignee: EDATANETWORKS INCInventors: Terrance Patrick Tietzen, Matthew Arnold Macpherson Bates
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Patent number: 11847672Abstract: The present invention teaches a system, method and computer program for enabling local or regional merchants to participate in an automated cause marketing (ACM) program using mobile devices. The ACM program that may provide benefits to several parties involved in fundraising for one or more supported organizations, including one or more supported organizations, advertising providers, merchants, and individuals. Merchants are able to access enhanced analytics regarding their transactions with members and non-members of the ACM program and can use these enhanced analytics to realize an increased number of or revenue from transactions with members. The present invention also teaches a system and method for enabling advertising providers to acquire and analyze data associated with consumers-merchant transactions. The present invention provides the above features optimally using mobile devices.Type: GrantFiled: April 25, 2022Date of Patent: December 19, 2023Assignee: EDATANETWORKS INC.Inventor: Terrance Patrick Tietzen
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Publication number: 20230368252Abstract: An issuer bank loads varying sponsor provided stored value amounts to inactive Virtual Payment Cards (VPCs), where the sponsor authorizes merchants and charities to receive merchant-defined donations incident to authorized transactions on the VPCs. The sponsor gifts each inactive VPC to a respective user of web access device by way of data corresponding to the inactive VPC. Each web access device transmits activation data to the issuer bank to active the inactive VPC. Each activated VPC is used to conduct an online transaction with a merchant. The merchant's acquirer bank sends an authorization for delivery to the issuer bank to validate the transaction amount and the merchant. If the issuer bank sends an authorization response to the acquirer bank indicating that the transaction is authorized, the merchant tenders goods and/or services for the transaction, and the merchant makes a merchant-defined donation to the one or more of the charities.Type: ApplicationFiled: September 2, 2020Publication date: November 16, 2023Inventors: Terrance Patrick TIETZEN, Matthew Arnold Macpherson BATES
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Patent number: 11783367Abstract: Customers receive an incentive with use of an installed cellphone app to image an AR-bearing ad. Matches between data from the customer's accounts for each merchant are compared to the data in association with the customer's logical identifier for their cellphone, and particularly with each incidence of a rendering on their display screen of an AR view of a product advertisement containing the AR-triggering symbol to initiate the corresponding AR enhanced view of the ad. In conjunction with chronological time stamping of occurrences, a likelihood is derived that the customer's viewing of the AR enhanced product advertisement influenced the potential customer's subsequent purchase of the corresponding advertised product as evidenced within the potential customer's rich transactional data from the customer's debit and/or credit accounts. The certainty of each match is determined to further initiate the merchant's incentive to the customer which may be the merchant's donation to a community program.Type: GrantFiled: May 14, 2021Date of Patent: October 10, 2023Assignee: EDATANETWORKS INC.Inventors: Terrance Patrick Tietzen, Matthew Arnold Macpherson Bates, Michael J. Kimball
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Patent number: 11783362Abstract: A method, system and computer program for enabling a loyalty system to be linked to one or more card issuers, cardholders, merchants, and thereby their cardholders. A system operable to create, implement and manage one or more loyalty programs that provide benefits to members of the loyalty programs in connection with transactions between the members and one or more merchants associated with the loyalty system. The method includes registering on the loyalty system one or more card issuers; one or more merchant acquirers associated with the one or more card issuers; a plurality of cardholders as members of the loyalty program. Establishing and applying rules for accrual and processing of benefits from the merchants to cardholders associated with the one or more card issuers in connection with transactions between the cardholders and the merchants with the loyalty system. Defining a rule based survey utility operable to issue surveys to members of the loyalty system on a transaction and non-transaction basis.Type: GrantFiled: June 30, 2021Date of Patent: October 10, 2023Assignee: EDATANETWORKS INC.Inventors: Terrance Patrick Tietzen, Ronald James Mackay, Timothy Majoto Yamamoto
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Publication number: 20230316343Abstract: A method for changing operation modes includes receiving disaster information from trending data, a newsfeed, or an alert message; upon detecting at least one redirection trigger from the disaster information, configuring a loyalty system to operate in a redirection mode; receiving or accessing data associated with a transaction between a customer and a merchant; determining, from at least one of customer information and merchant information in the data associated with the transaction, a donation amount and a location associated with the transaction; when the loyalty system is configured to operate in a redirection mode, generating signals to cause accrual of at least a portion of the donation amount to a redirection account based on the location associated with the transaction; and generating signals to cause accrual of any remaining portion of the donation amount to one or more defined donation accounts based on charity catchment area parameters.Type: ApplicationFiled: April 5, 2022Publication date: October 5, 2023Inventors: Matthew Arnold Macopherson Bates, Terrance Patrick Tietzen
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Patent number: 11763336Abstract: Systems, methods, devices and computer-readable media for generating incentives for a loyalty system are described. A method includes: receiving, at at least one processor, data reflective of transactions conducted by a plurality of customers; processing, at the at least one processor, the data to determine a set of attributes for each of the plurality of customers; classifying, at the at least one processor, each of the plurality of customers according to at least one of a plurality of customer groups based on the determined set of attributes; and generating, at the at least one processor, an incentive targeting customers in at least one of the plurality of customer groups.Type: GrantFiled: May 14, 2021Date of Patent: September 19, 2023Assignee: EDATANETWORKS INC.Inventors: Terrance Patrick Tietzen, Matthew Arnold Macpherson Bates
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Patent number: 11756067Abstract: The present invention teaches a system, method and computer program for enabling local or regional merchants to participate in an automated cause marketing (ACM) program. The ACM program that may provide benefits to several parties involved in fundraising for one or more supported organizations, including one or more supported organizations, advertising providers, merchants, and individuals. Merchants are able to access enhanced analytics regarding their transactions with members and non-members of the ACM program and can use these enhanced analytics to realize an increased number of or revenue from transactions with members. The present invention also teaches a system and method for enabling advertising providers to acquire and analyze data associated with consumers-merchant transactions. The present invention provides the above advantages optimally using a mobile device.Type: GrantFiled: November 10, 2021Date of Patent: September 12, 2023Assignee: EDATANETWORKS INC.Inventor: Terrance Patrick Tietzen
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Patent number: 11710160Abstract: A series of associated merchant websites or respective merchant websites each selling narrowly defined product categories to shoppers who browse to select products for placement into a shopping cart. While each website is operated and controlled by a different merchant or a single merchant, each website has access to a shared server farm where information about each shopper is stored. Also shared is a virtual e-commerce shopping cart that the shopper can use to check out at any of the merchant websites even though the virtual e-commerce shopping cart may contain products from multiple different merchant websites. Each merchant website is associated with metadata limited to the narrowly defined product category, thereby providing enhanced SEO benefits without the need to purchase ad words. Each boutique specifically targets a single category making the shopping and buying experience easier.Type: GrantFiled: October 25, 2018Date of Patent: July 25, 2023Assignee: EDATANETWORKS INC.Inventors: Terrance Patrick Tietzen, Richard M Balan
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Publication number: 20230196384Abstract: A method, system and computer program for providing a loyalty engine for automated cause marketing. The method includes a loyalty program system administrator linking merchants and charities to the loyalty system. Members register with the loyalty engine through loyalty system which is accessible via the Internet. Once the merchants and the charities are linked and the members are registered, by operation of the loyalty engine, the merchants can create a customized loyalty program defined by a plurality of merchant defined rules for administering their loyalty program. The merchant defined rules instruct the loyalty engine as to which charities should receive in-kind donations in connection with one or more transactions by a member that is associated to the loyalty program. Once a loyalty system defined time period or donation threshold has been achieved, the loyalty system releases the donation in-kind to the specific charity.Type: ApplicationFiled: December 20, 2022Publication date: June 22, 2023Inventors: Terrance Patrick TIETZEN, Timothy Makoto Yamamoto, Ronald James MACKAY
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Patent number: 11682053Abstract: Merchants provide incentives for customer transactions on accounts issued to them by issuers. Incentives include a merchant making a donation to entities with whom the merchants and/or the consumers have an affinity such as residence in the community. Each merchant can define the donation to be percentage of the transaction amount. Cryptographically secure chains are provided for uniquely labeling each such transaction and each such donation by way of incorporating role-based digital wallets and multiple synchronized transactional blockchains. Where the donations are used to purchase an Internet-of-Things (IOT) enabled system, real and/or near-real time usage information can be received and transmitted to the logical addresses of the customers and or the merchants so as to confirm efficacy of the donations.Type: GrantFiled: June 20, 2019Date of Patent: June 20, 2023Assignee: EDATANETWORKS INC.Inventors: Terrance Patrick Tietzen, Matthew Arnold Macpherson Bates, Michael J. Kimball
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Patent number: 11651384Abstract: After a first transaction but before any subsequent transaction, a merchant communicates an incentive containing a URL to a customer to make a donation to a charity in exchange for a future transaction. The customer uses the URL to accesses and use the incentive. Data may be collected about all customers, either expressly, or from offline or online transactions between the customers and the merchants, and the data may be stored in a data storage area. All data in the data storage area may be utilized by logic tool, which may provide information, such as details of consumer behavior and analytic reporting. Matches between transactions between merchants and customers, and corresponding online activities of the customers that pertain to the merchants may be identified and used to determine the accuracy of a level of certainty of each such match to assess the efficacy of the incentive.Type: GrantFiled: June 18, 2019Date of Patent: May 16, 2023Assignee: EDATANETWORKS INC.Inventors: Terrance Patrick Tietzen, Matthew Arnold Macpherson Bates
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Publication number: 20230142753Abstract: An open loop cashless payment system incents a consumer account holder to transact in a physical store with a merchant who agrees to make an auditable donation to a charity when the transaction is conducted on an account issued to the consumer account holder. The consumer account holder may direct the donation to a specific charity within a predetermined geographically determined community where the transaction was physically conducted. The consumer account holder can register an obligation to make a donation matching that of the merchant, where the consumer account holder's donation is initially paid by the consumer account's issuer for reimbursement by the consumer account holder to the issuer after the consumer account holder receives their account statement. The merchant's acquirer, the issuer, and a transaction handler for the issuer and acquirer may also make donations as directed by the consumer account holder.Type: ApplicationFiled: November 21, 2022Publication date: May 11, 2023Inventors: Terrance Patrick TIETZEN, Matthew Arnold Macpherson BATES
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Patent number: 11610227Abstract: Systems, data access management utilities, and methods generate links between local merchants and community programs, whereby the merchant may provide incentives to customers in relation to community programs. The implementations may track community programs, as well as online and offline customer transactions with merchants that make use of the incentive. Implementations may include as participants, customers, merchants, community organizations, intermediaries, and other groups or individuals. Participants may have participant identifiers, which may be linked to a payment source. Data may be collected about all participants, either expressly, or from offline or online transactions between merchants and customers utilizing a participant identifier, and the data may be stored in a data storage area.Type: GrantFiled: June 30, 2021Date of Patent: March 21, 2023Assignee: EDATANETWORKS INC.Inventors: Terrance Patrick Tietzen, Matthew Arnold Macpherson Bates
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Publication number: 20230020165Abstract: The present invention is a system, data access management utility and a method of generating links between local merchants and community programs, whereby the merchant may provide incentives to customers in relation to community programs. The present invention may track community programs, as well as both online and offline customer transactions between participants that make use of the incentive. The present invention may include as participants, customers, merchants, community organizations, intermediaries, and other groups or individuals. Participants may have participant identifiers, which may be linked to a payment source. Data may be collected about all participants, either expressly, or from offline or online transactions between participants utilizing a participant identifier, and said data may be stored in a data storage area. All data in the data storage area may be utilized by logic tool, which may provide information, such as details of consumer behaviour and analytic reporting.Type: ApplicationFiled: June 21, 2022Publication date: January 19, 2023Inventors: Terrance Patrick TIETZEN, Ronald James Mackay, Matthew A. M. Bates
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Publication number: 20230005009Abstract: A method, system and computer program for enabling a loyalty system to be linked to one or more card issuers, cardholders, merchants, and thereby their cardholders. A system operable to create, implement and manage one or more loyalty programs that provide benefits to members of the loyalty programs in connection with transactions between the members and one or more merchants associated with the loyalty system. The method includes registering on the loyalty system one or more card issuers; one or more merchant acquirers associated with the one or more card issuers; a plurality of cardholders as members of the loyalty program. Establishing and applying rules for accrual and processing of benefits from the merchants to cardholders associated with the one or more card issuers in connection with transactions between the cardholders and the merchants with the loyalty system. Defining a rule based survey utility operable to issue surveys to members of the loyalty system on a transaction and non-transaction basis.Type: ApplicationFiled: June 30, 2021Publication date: January 5, 2023Inventors: Terrance Patrick TIETZEN, Ronald James MACKAY, Timothy Majoto YAMAMOTO
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Publication number: 20230005027Abstract: Potential impending disaster information is received for a potential impending disaster including an event impact value for an extent of the potential impending disaster, a response value for a relief effort for the potential impending disaster, and a donation impact value for effectiveness of the response value. A detection is made, using an artificial intelligence engine, of the response value, of the donation impact value, and of at least one redirection trigger from the potential impending disaster information. Upon the detection of the at least one redirection trigger, a redirection mode is configured. Data is received for a transaction between a customer and a merchant. A determination is made from information from the transaction of a donation amount and a location associated with the transaction.Type: ApplicationFiled: June 15, 2022Publication date: January 5, 2023Inventors: Terrance Patrick TIETZEN, Matthew Arnold Macpherson BATES, Robert James Bennett