Abstract: A method and apparatus for processing a plurality of financial documents, comprising, a document processor, wherein, for each financial document, the document processor captures data encoded on the financial document and an image of the financial document during a prime pass, and assigns a prime pass sequence number to each financial document. The apparatus includes a computer database in which the prime pass data and image is stored in association with the prime pass sequence number for the financial document. The document processor is adapted to determine whether the financial document should be rejected because the data and document image needs to be repaired or the data only needs to be repaired. If the data and image needs to be repaired, the document processor, or a desktop scanner/reader, recaptures the data and image, assigns a recapture sequence number to the financial document, and the recaptured data and image is stored in the computer database in association with the recapture sequence number.