Patents by Inventor Terry W.C. LEE

Terry W.C. LEE has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Systems for processing electronic transactions
    Patent number: 11961075
    Abstract: A computer-implemented platform (1000) for conducting an electronic payment transaction between a user (104) and a merchant (102, 103) is provided. The platform (104) includes a computer system (100) configured for the generation of a data structure containing payment data; a mobile device (106, 800) associated with a user (104) configured to use the data structure generated by the computer system (100) to communicate an electronic message reflecting payment instructions; and a merchant or processing terminal (102, 103, 108) configured for communication with the mobile device (106) to receive the electronic message, and formulate a request to process the electronic payment transaction. Corresponding methods and computer-readable media are also provided.
    Type: Grant
    Filed: October 9, 2015
    Date of Patent: April 16, 2024
    Assignee: ROYAL BANK OF CANADA
    Inventors: Timothy Dean McGaugh, Edison U. Ortiz, Terry W. C. Lee, Jeremy Paul Bornstein
  • SYSTEMS FOR PROCESSING ELECTRONIC TRANSACTIONS
    Publication number: 20160104155
    Abstract: A computer-implemented platform (1000) for conducting an electronic payment transaction between a user (104) and a merchant (102, 103) is provided. The platform (104) includes a computer system (100) configured for the generation of a data structure containing payment data; a mobile device (106, 800) associated with a user (104) configured to use the data structure generated by the computer system (100) to communicate an electronic message reflecting payment instructions; and a merchant or processing terminal (102, 103, 108) configured for communication with the mobile device (106) to receive the electronic message, and formulate a request to process the electronic payment transaction. Corresponding methods and computer-readable media are also provided.
    Type: Application
    Filed: October 9, 2015
    Publication date: April 14, 2016
    Inventors: Timothy Dean MCGAUGH, Edison U. ORTIZ, Terry W.C. LEE, Jeremy Paul BORNSTEIN