Abstract: A dynamic application environment or system is described that includes a client, a run-time system, and a back-end database. The client comprises a workstation or desktop PC running browser software, such as Microsoft Internet Explorer or Netscape Navigator. The back-end database comprises a back-end (e.g., server-based) database system, such as an SQL-based database system. The run-time system includes a collection or repository module for storing “presentation templates,” a Template Services Module or engine, a Template Parameters Module, and a Database Accessor Module. The presentation templates are employed for presentation of the application to the user interface (at the client). At application run-time, the templates are provided to the Template Services Module, which includes a Template Manager and a Template Parser. These provide generic processing of the templates, which may be assembled to complete a finished product (i.e., run-time application).