Abstract: A system and/or method is provided that includes at least one server computer configured to receive user submissions from remote end users including both a) user created topics, each user created topic having user-selected alphanumeric data of a user-selected length, and b) a corresponding user selected valuation associated with each user-created topic, each user-selected valuation having an alphanumeric value from a set of at least three potential values. The server computer being configured to store user submissions along with associated data, including associated time data, and along with end user data, and being configured to determine an average or mean value of the user-selected valuations for corresponding topics, and being configured to create historical reports, graphs or charts depicting variations in the average or means value of the user-selected valuations for corresponding topics over a time period.