Abstract: A method for secure authentication is provided which includes having a user who wishes to gain access to a computer or computer network have the IP address associated with the device to which the user wishes to gain access be in a whitelist of IP addresses associated with the user computer account. If the IP address is not associated initially with the user's computer account, the user is presented with a contact address, e.g., a telephone number, which a user uses to be presented with secondary authentication questions. Upon the user answering the secondary authentication question(s) correctly, the IP address of the user is added to the whitelist of IP addresses associated with the user's computer account and the user is provided access to the user account.