Patents by Inventor Theresa A. Owens

Theresa A. Owens has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 11195233
    Abstract: A driving accident simulation, having a head-wearable user interface (e.g., a head-worn virtual-reality display), may be used to inform a driver of the driver's potential liability under different insurance options. The simulation may determine damages caused by the simulated accident, and identify multiple insurance options and the resulting user liability under each option. The simulation may also be used to assess an insurance adjuster's ability to estimate damages from an accident, by receiving the adjuster's estimate and comparing it to the simulation's own estimate of damages. In some embodiments, the simulation may present a driver with a simulated view from a point of view of another party to the simulated accident.
    Type: Grant
    Filed: January 23, 2015
    Date of Patent: December 7, 2021
    Assignee: Allstate Insurance Company
    Inventors: Andrew L. Carbery, Daniel Koza, Christopher G. Plachta, Philip Peter Ramirez, Alinawaz Ismaili, Brennan Gee, Francis Lowry, Theresa A. Owens
  • Patent number: 10679300
    Abstract: Systems and methods are provided for processing notifications regarding issues with nearby vehicles. A roadside reporter receives notifications from individuals or computing devices reporting problems or violations associated with nearby vehicles, and the notification for uniqueness and authenticity. Upon determining that the notification is unique and authentic, the roadside reporter system notifies the driver of the nearby vehicle and other relevant parties about the problem or violation. The roadside reporter may issue rewards to the reporting user. The roadside reporter system further allows the driver of the nearby vehicle to respond to the notification, and subsequently provides the driver with incentives to address the problem or violation.
    Type: Grant
    Filed: May 7, 2018
    Date of Patent: June 9, 2020
    Assignee: Allstate Insurance Company
    Inventors: Theresa A. Owens, Alinawaz Ismaili, Brennan Gee, Francis Lowry
  • Patent number: 10553115
    Abstract: Systems and methods are provided for acquiring and analyzing vehicle operation data in conjunction with traffic light information to manage traffic and avoid collisions. A traffic management system determines whether a vehicle is likely to be involved in a collision, based on at least vehicle operation data and the status of traffic lights. If it is determined that a vehicle is likely to be involved in a collision, the traffic management system may issue a notification or warning to the vehicle, e.g., instructing the vehicle to increase or decrease its rate of acceleration, and/or apply its brakes. Where the vehicle does not respond to the notification or warning, the traffic management system may take control of the vehicle, and notify and warn other vehicles and/or systems of its actions. Where the vehicle responds to the notification or warning, the traffic management system may calculate and recommend an insurance benefit.
    Type: Grant
    Filed: January 21, 2015
    Date of Patent: February 4, 2020
    Assignee: Allstate Insurance Company
    Inventors: Alinawaz Ismaili, Brennan Gee, Francis Lowry, Theresa A. Owens
  • Patent number: 10002394
    Abstract: Systems and methods are provided for processing notifications regarding issues with nearby vehicles. A roadside reporter receives notifications from individuals or computing devices reporting problems or violations associated with nearby vehicles, and the notification for uniqueness and authenticity. Upon determining that the notification is unique and authentic, the roadside reporter system notifies the driver of the nearby vehicle and other relevant parties about the problem or violation. The roadside reporter may issue rewards to the reporting user. The roadside reporter system further allows the driver of the nearby vehicle to respond to the notification, and subsequently provides the driver with incentives to address the problem or violation.
    Type: Grant
    Filed: April 26, 2017
    Date of Patent: June 19, 2018
    Assignee: Allstate Insurance Company
    Inventors: Theresa A. Owens, Alinawaz Ismaili, Brennan Gee, Francis Lowry
  • Patent number: 9704396
    Abstract: Systems and methods are provided for processing notifications regarding issues with nearby vehicles. A roadside reporter receives notifications from individuals or computing devices reporting problems or violations associated with nearby vehicles, and the notification for uniqueness and authenticity. Upon determining that the notification is unique and authentic, the roadside reporter system notifies the driver of the nearby vehicle and other relevant parties about the problem or violation. The roadside reporter may issue rewards to the reporting user. The roadside reporter system further allows the driver of the nearby vehicle to respond to the notification, and subsequently provides the driver with incentives to address the problem or violation.
    Type: Grant
    Filed: October 24, 2014
    Date of Patent: July 11, 2017
    Assignee: Allstate Insurance Company
    Inventors: Theresa A. Owens, Alinawaz Ismaili, Brennan Gee, Francis Lowry
  • Publication number: 20080118605
    Abstract: A novel baking stamp imprints designs comprising alphanumeric symbols or graphics into baked goods. Recesses in the novel baking stamp allow the alphanumeric symbols and graphics to be clearly shown in baked goods.
    Type: Application
    Filed: November 21, 2007
    Publication date: May 22, 2008
    Inventor: Nanette Theresa Owen
  • Patent number: D314080
    Type: Grant
    Filed: November 30, 1989
    Date of Patent: January 29, 1991
    Inventor: Theresa Owens