Patents by Inventor Thomas A. Sodano

Thomas A. Sodano has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 11829991
    Abstract: Systems, computer program products, and methods are described herein for automatically generating resource distributions. The present invention may be configured to receive a text-based instruction and determine, based on the text-based instruction, a sender alias from which the text-based instruction was sent. The present invention may be configured to determine, based on user data in a user information data structure, a user associated with the sender alias, determine, based on user data associated with the user in the user information data structure and based on predicted distribution elements from a machine learning model, actual distribution elements, and generate, based on the actual distribution elements, a resource distribution.
    Type: Grant
    Filed: March 1, 2021
    Date of Patent: November 28, 2023
    Assignee: BANK OF AMERICA CORPORATION
    Inventors: Ashwin Roongta, Aaron Blogg, Yvonne Y. Li, Leslieann Osborne, Anuj Shah, Thomas A. Sodano, Zhexiao Zhang
  • Patent number: 11659391
    Abstract: Aspects of the disclosure relate to methods, systems, and computing platforms for authenticating activity on another computing device in real-time using a mobile device on a high generation cellular network. Aspects of the disclosure leverage and utilize a user's mobile device connected to a high generation cellular network to collect and analyze data about a user to seamlessly identify and prevent potentially fraudulent transactions. More specifically, the present disclosure uses high generation cellular networks, such as a fifth-generation (“5G”) cellular network, to seamlessly, frequently, and repeatedly monitor a user through a 5G mobile device to provide a variation on two-factor authentication. Aspects of the disclosure provide effective, efficient, scalable, fast, reliable, and convenient technical solutions that address and overcome the technical problems associated with monitoring and preventing in real-time potential fraudulent transactions without burdening users (e.g.
    Type: Grant
    Filed: March 8, 2022
    Date of Patent: May 23, 2023
    Assignee: Bank of America Corporation
    Inventor: Thomas Sodano
  • Publication number: 20220277290
    Abstract: Systems, computer program products, and methods are described herein for automatically generating resource distributions. The present invention may be configured to receive a text-based instruction and parse, using a machine learning model, the text-based instruction to generate a structured resource distribution including predicted distribution elements. The present invention may be configured to generate, based on the structured resource distribution, a resource distribution. In some embodiments, the text-based instruction may include an email message, an SMS message, recorded speech converted to text, text input to a chat function, text recognized in an image, and/or the like.
    Type: Application
    Filed: March 1, 2021
    Publication date: September 1, 2022
    Applicant: BANK OF AMERICA CORPORATION
    Inventors: Ashwin Roongta, Aaron Blogg, Yvonne Y. Li, Leslieann Osborne, Anuj Shah, Thomas A. Sodano, Zhexiao Zhang
  • Publication number: 20220277291
    Abstract: Systems, computer program products, and methods are described herein for automatically generating resource distributions. The present invention may be configured to receive a text-based instruction and determine, based on the text-based instruction, a sender alias from which the text-based instruction was sent. The present invention may be configured to determine, based on user data in a user information data structure, a user associated with the sender alias, determine, based on user data associated with the user in the user information data structure and based on predicted distribution elements from a machine learning model, actual distribution elements, and generate, based on the actual distribution elements, a resource distribution.
    Type: Application
    Filed: March 1, 2021
    Publication date: September 1, 2022
    Applicant: BANK OF AMERICA CORPORATION
    Inventors: Ashwin Roongta, Aaron Blogg, Yvonne Y. Li, Leslieann Osborne, Anuj Shah, Thomas A. Sodano, Zhexiao Zhang
  • Publication number: 20220191695
    Abstract: Aspects of the disclosure relate to methods, systems, and computing platforms for authenticating activity on another computing device in real-time using a mobile device on a high generation cellular network. Aspects of the disclosure leverage and utilize a user's mobile device connected to a high generation cellular network to collect and analyze data about a user to seamlessly identify and prevent potentially fraudulent transactions. More specifically, the present disclosure uses high generation cellular networks, such as a fifth-generation (“5G”) cellular network, to seamlessly, frequently, and repeatedly monitor a user through a 5G mobile device to provide a variation on two-factor authentication. Aspects of the disclosure provide effective, efficient, scalable, fast, reliable, and convenient technical solutions that address and overcome the technical problems associated with monitoring and preventing in real-time potential fraudulent transactions without burdening users (e.g.
    Type: Application
    Filed: March 8, 2022
    Publication date: June 16, 2022
    Inventor: Thomas Sodano
  • Patent number: 11317280
    Abstract: Aspects of the disclosure relate to methods, systems, and computing platforms for authenticating activity on another computing device in real-time using a mobile device on a high generation cellular network. Aspects of the disclosure leverage and utilize a user's mobile device connected to a high generation cellular network to collect and analyze data about a user to seamlessly identify and prevent potentially fraudulent transactions. More specifically, the present disclosure uses high generation cellular networks, such as a fifth-generation (“5G”) cellular network, to seamlessly, frequently, and repeatedly monitor a user through a 5G mobile device to provide a variation on two-factor authentication. Aspects of the disclosure provide effective, efficient, scalable, fast, reliable, and convenient technical solutions that address and overcome the technical problems associated with monitoring and preventing in real-time potential fraudulent transactions without burdening users (e.g.
    Type: Grant
    Filed: July 24, 2019
    Date of Patent: April 26, 2022
    Assignee: Bank of America Corporation
    Inventor: Thomas Sodano
  • Publication number: 20210029540
    Abstract: Aspects of the disclosure relate to methods, systems, and computing platforms for authenticating activity on another computing device in real-time using a mobile device on a high generation cellular network. Aspects of the disclosure leverage and utilize a user's mobile device connected to a high generation cellular network to collect and analyze data about a user to seamlessly identify and prevent potentially fraudulent transactions. More specifically, the present disclosure uses high generation cellular networks, such as a fifth-generation (“5G”) cellular network, to seamlessly, frequently, and repeatedly monitor a user through a 5G mobile device to provide a variation on two-factor authentication. Aspects of the disclosure provide effective, efficient, scalable, fast, reliable, and convenient technical solutions that address and overcome the technical problems associated with monitoring and preventing in real-time potential fraudulent transactions without burdening users (e.g.
    Type: Application
    Filed: July 24, 2019
    Publication date: January 28, 2021
    Inventor: Thomas Sodano
  • Patent number: 10776617
    Abstract: An automated teller machine includes a camera, a memory, and a hardware processor. The camera captures video data from a user, including at least one hand movement. The processor receives the video data from the camera and splits it into a sequence of images. The processor then splits each image into a set of features and forms vectors from the features. The processor uses the vectors to determine if each image belongs to a subset of images corresponding to a motionless sign-language pattern, or to a subset of images corresponding to a moving sign-language pattern. The processor stores the words and/or phrases assigned to each identified sign-language pattern in an input phrase. The processor determines that the input phrase represents a user request and then processes the request.
    Type: Grant
    Filed: February 15, 2019
    Date of Patent: September 15, 2020
    Assignee: Bank of America Corporation
    Inventors: Thomas A. Sodano, Morgan S. Allen, Alicia C. Jones-McFadden
  • Publication number: 20200265222
    Abstract: An automated teller machine includes a camera, a memory, and a hardware processor. The camera captures video data from a user, including at least one hand movement. The processor receives the video data from the camera and splits it into a sequence of images. The processor then splits each image into a set of features and forms vectors from the features. The processor uses the vectors to determine if each image belongs to a subset of images corresponding to a motionless sign-language pattern, or to a subset of images corresponding to a moving sign-language pattern. The processor stores the words and/or phrases assigned to each identified sign-language pattern in an input phrase. The processor determines that the input phrase represents a user request and then processes the request.
    Type: Application
    Filed: February 15, 2019
    Publication date: August 20, 2020
    Inventors: Thomas A. Sodano, Morgan S. Allen, Alicia C. Jones-McFadden
  • Patent number: 10628598
    Abstract: A system that includes a network device, an access controller, and a data vault. The network device is configured to receive a first tokenized sub-string, combine a second tokenized sub-string with the first tokenized sub-string to generate an initiation token, and send the initiation token to the access controller. The access controller is configured to validate the initiation token and to send connection information comprising a connection identifier to the network device and send a post-action verification token to a data vault in response to validating the initiation token. The network device is further configured to send a network connection request comprising the connection identifier to the data vault. The data vault is configured to receive the network connection request, determine that the post-action verification token linked the connection identifier has been received, establish a network connection with the network device, and exchange data with the network device.
    Type: Grant
    Filed: January 3, 2018
    Date of Patent: April 21, 2020
    Assignee: Bank of America Corporation
    Inventors: Manu J. Kurian, Thomas A. Sodano, William McCann, Paul G. Roscoe
  • Patent number: 10462208
    Abstract: Systems for dynamically controlling file transfers are provided. In some examples, a system, may receive a request to transfer a file from a first location to a second location. Prior to transferring the file, the file may be evaluated to determine whether one or more dynamic controls should be implemented. If dynamic controls should be implemented, the file may be transferred from the first location to a file distribution control computing system until an instruction to transfer the file is executed. The system may identify one or more dynamic controls to implement based on one or more machine learning datasets. In response to implementing the dynamic controls, additional data may be received. If the additional data fulfills the one or more dynamic controls, the file may be released and an instruction to transfer the file to the second location may be generated, transmitted and/or executed. In some examples, transfer may be to multiple downstream locations.
    Type: Grant
    Filed: July 11, 2017
    Date of Patent: October 29, 2019
    Assignee: Bank of America Corporation
    Inventors: Manu Kurian, Paul Grayson Roscoe, William J. McCann, Kevin L. Kralman, Thomas Sodano, Abhishek Amatya, Linda Smeraldi-Lopez
  • Publication number: 20190205557
    Abstract: A system that includes a network device, an access controller, and a data vault. The network device is configured to receive a first tokenized sub-string, combine a second tokenized sub-string with the first tokenized sub-string to generate an initiation token, and send the initiation token to the access controller. The access controller is configured to validate the initiation token and to send connection information comprising a connection identifier to the network device and send a post-action verification token to a data vault in response to validating the initiation token. The network device is further configured to send a network connection request comprising the connection identifier to the data vault. The data vault is configured to receive the network connection request, determine that the post-action verification token linked the connection identifier has been received, establish a network connection with the network device, and exchange data with the network device.
    Type: Application
    Filed: January 3, 2018
    Publication date: July 4, 2019
    Inventors: Manu J. Kurian, Thomas A. Sodano, William McCann, Paul G. Roscoe
  • Publication number: 20190020709
    Abstract: Systems for dynamically controlling file transfers are provided. In some examples, a system, may receive a request to transfer a file from a first location to a second location. Prior to transferring the file, the file may be evaluated to determine whether one or more dynamic controls should be implemented. If dynamic controls should be implemented, the file may be transferred from the first location to a file distribution control computing system until an instruction to transfer the file is executed. The system may identify one or more dynamic controls to implement based on one or more machine learning datasets. In response to implementing the dynamic controls, additional data may be received. If the additional data fulfills the one or more dynamic controls, the file may be released and an instruction to transfer the file to the second location may be generated, transmitted and/or executed. In some examples, transfer may be to multiple downstream locations.
    Type: Application
    Filed: July 11, 2017
    Publication date: January 17, 2019
    Inventors: Manu Kurian, Paul Grayson Roscoe, William J. McCann, Kevin L. Kralman, Thomas Sodano, Abhishek Amatya, Linda Smeraldi-Lopez