Abstract: A refinancing program for an underwater loan is disclosed. In particular embodiments, a method for refinancing a loan includes determining an original loan value, wherein the original loan value is associated with an original loan secured by a property having a current property value that is less than the original loan value. The method also includes calculating, with a processor, a conforming loan value based, at least in part, on the current property value, wherein the conforming loan value is associated with a conforming loan and the conforming loan value is less than the current property value. The method also includes calculating a shared appreciation mortgage (SAM) loan value based on a numerical difference between the conforming loan value and the original loan value.

Abstract: The present invention relates to new classes of anti-cancer compounds. In particular, the present invention provides glycoside compounds as anti-cancer agent, alone, or in combination with other anti-cancer agents or therapies.

Abstract: Cyclic peptide compounds and derivatives thereof having antitumor activity as shown by treatment of human melanoma, pancreatic, breast, prostate cancer cells.

Abstract: Polycarbosilanes in which some of the silicon atoms have been replaced by a hetero element selected from boron, titanium, zirconium, hafnium, etc. The hetero elements are incorporated into the polycarbosilane skeleton in such a way that, like the silicon atoms, they are bonded to the other parts of the polycarbosilanes via hydrocarbon bridges, and the polycarbosilanes are free of hetero element-oxygen-silicon bonds.