Patents by Inventor Thomas B. Sayor

Thomas B. Sayor has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 6994251
    Abstract: Methods and systems are provided for executing a remote transaction between a merchant and a customer. A designation of a monetary amount for the remote transaction and an identification of the merchant is transmitted from a merchant processing system to a host system controlled by a money-transfer provider. A money-transfer transaction identifier identifying a prepared money-transfer transaction for transfer of the monetary amount is established at the merchant processing system. The money-transfer transaction identifier is provided to the customer. Performance of merchant obligations in accordance with the remote transaction is initiated after notification to the merchant processing system of receipt of a cash payment made by the customer towards the prepared money-transfer transaction.
    Type: Grant
    Filed: May 22, 2003
    Date of Patent: February 7, 2006
    Assignee: First Data Corporation
    Inventors: Kurt Hansen, Earney E. Stoutenburg, Thomas B. Sayor
  • Publication number: 20040030647
    Abstract: Systems and methods for accepting payments for goods and services provided by a merchant. In one embodiment, a method for accepting payments from a consumer for a good or service provided by a merchant comprises receiving a transaction request from the merchant, receiving a payment from the consumer, associating the payment with the transaction request, and sending at least a portion of the payment to the merchant. In this manner, the merchant stages the transaction, and the consumer completes the transaction by making the payment. An optional time limit feature also may be used, and the transaction may be staged by the consumer, or others.
    Type: Application
    Filed: May 21, 2003
    Publication date: February 12, 2004
    Applicant: First Data Corporation
    Inventors: Kurt L. Hansen, Thomas B. Sayor, Sharon K. Vialpando, Kenneth Algiene
  • Publication number: 20040024701
    Abstract: Methods and systems are provided for executing a remote transaction between a merchant and a customer. A designation of a monetary amount for the remote transaction and an identification of the merchant is transmitted from a merchant processing system to a host system controlled by a money-transfer provider. A money-transfer transaction identifier identifying a prepared money-transfer transaction for transfer of the monetary amount is established at the merchant processing system. The money-transfer transaction identifier is provided to the customer. Performance of merchant obligations in accordance with the remote transaction is initiated after notification to the merchant processing system of receipt of a cash payment made by the customer towards the prepared money-transfer transaction.
    Type: Application
    Filed: May 22, 2003
    Publication date: February 5, 2004
    Applicant: First Data Corporation
    Inventors: Kurt Hansen, Earney E. Stoutenburg, Thomas B. Sayor