Abstract: A method for protecting a security comprises the steps of obtaining a security and purchasing a financial instrument for protecting against a change in the value of the security. A system for protecting a security is also disclosed in which the system comprises a computer system for entering information related to the security and a server system for receiving the entered information and for calculating a price for a financial instrument for protecting a security and the server system for transmitting the price to the computer system. A method and system for protecting a portfolio of securities is also disclosed.

Abstract: A method for determining a premium for insuring a security comprising the steps of determining an insurance risk premium based upon a security to be insured, determining an expense and profit load, and combining the insurance risk premium and the expense and profit load to determine a total gross premium. A system for determining a premium for insuring a security comprises a computer system capable of having entered information related to a security to be insured, the computer system having a program for calculating an insurance risk premium based upon a security to be insured, for calculating an expense and profit load, and for combining the insurance risk premium and the expense and profit load to determine a total gross premium.