Patents by Inventor Thomas D. Reyes

Thomas D. Reyes has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Method and system for effecting payment by checks through the use of image replacement documents
    Patent number: 9558477
    Abstract: According to one embodiment of the present invention, a computerized method for effecting payment by a check includes electronically receiving payment information for a check drawing on a checking account of an account holder, retrieving from a storage location an image replacement document template associated with the checking account in response to receiving the payment information, and generating an image replacement document representative of the check by inserting the payment information into respective fields of the image replacement document template. The payment information includes a date, a payee, a dollar amount, a legal amount, and a signature.
    Type: Grant
    Filed: October 25, 2013
    Date of Patent: January 31, 2017
    Assignee: Hewlett Packard Enterprise Development LP
    Inventor: Thomas D. Reyes
  • Method and System for Effecting Payment by Checks Through the Use of Image Replacement Documents
    Publication number: 20140052629
    Abstract: According to one embodiment of the present invention, a computerized method for effecting payment by a check includes electronically receiving payment information for a check drawing on a checking account of an account holder, retrieving from a storage location an image replacement document template associated with the checking account in response to receiving the payment information, and generating an image replacement document representative of the check by inserting the payment information into respective fields of the image replacement document template. The payment information includes a date, a payee, a dollar amount, a legal amount, and a signature.
    Type: Application
    Filed: October 25, 2013
    Publication date: February 20, 2014
    Applicant: Hewlett-Packard Development Company, L.P.
    Inventor: Thomas D. Reyes
  • Method and system for effecting payment by checks through the use of image replacement documents
    Patent number: 8600879
    Abstract: According to one embodiment of the present invention, a computerized method for effecting payment by a check includes electronically receiving payment information for a check drawing on a checking account of an account holder, retrieving from a storage location an image replacement document template associated with the checking account in response to receiving the payment information, and generating an image replacement document representative of the check by inserting the payment information into respective fields of the image replacement document template. The payment information includes a date, a payee, a dollar amount, a legal amount, and a signature.
    Type: Grant
    Filed: August 5, 2003
    Date of Patent: December 3, 2013
    Assignee: Hewlett-Packard Development Company, L.P.
    Inventor: Thomas D. Reyes