Abstract: A toaster/heater assembly for toasting and heating food products has a housing containing a frame, and a heating chamber having a toaster/heater ensemble which heats two compartments of the chamber. The ensemble has a middle unit and two side units, each of which are divided into two insulating boards having side edges with nibs separated by notches. A pair of lower terminals are spaced from each other and connected to ends of a heating element. For the side units, the heating element winds from a terminal around the nibs and notches of one board section to then cross to the other board section to likewise wind, so that almost all of the strands of the element face a heating compartment. The middle unit heating element winds through the notches and nibs and crosses to the other board section and likewise winds about it so that heat radiates from both of its sides to two different compartments.