Abstract: Embodiment for systems, method and computer program products for transacting a secure retail transaction (SRT). The system comprises a seller device to generate seller information associated with a financial transaction, a unique, one-time-only transaction identification and seller's financial institution data. A buyer device receives a transaction invoice having transaction invoice information and generates encrypted buyer data with the transaction invoice information. The system includes a transaction manager to generate a single transaction data packet comprising encrypted buyer data from the buyer device and the seller information transmitted and establishes a communication session from the buyer to transmit the encrypted transaction data packet to a buyer's financial institution. The buyer's institution sends the transaction packet information to the seller's institution for pairing with the unique, one-time-only encrypted invoice within allotted time established by the seller.

Abstract: A computer-implemented method for storing and transmitting sensitive data is disclosed including storing source data on a secure data storage of a secondary device connected to a computing device, wherein the computing device is configured to operate via an operating system with a central processor, and wherein the secure data storage is adapted to receive input unilaterally from the computing device and store it as source data, and transferring the source data from the secure data storage to a communications interface component that connects the computing device to a computer network, wherein the transferring is implemented via the secondary device while bypassing the central processor. A system is also provided.

Abstract: A system for secure key management including a secondary device comprising a programmable hardware component and an associated secure data storage, wherein the secondary device comprises a one-way communications link to receive input unilaterally from a computing device, an encryption key generator to generate and store encryption keys on the secure data storage, and an encryption key distribution module to distribute encryption keys to one or more destinations on a computer network through a communications interface component, wherein the distribution is adapted to bypass a central processor of the computing device. A method is also provided.

Abstract: A method for storing and transmitting data across a computer network to one or more destinations is disclosed including storing source data on a secure data storage of a secondary device connected to a computing device. The computing device is configured to operate via an operating system and the secure data storage is adapted to receive input unilaterally from the computing device and store it as source data. Receiving one or more of routing, scheduling, and prioritization information for one or more destinations including other network-connected storage mediums or network-connected computing or peripheral devices, and transferring the source data from the secure data storage to the one or more destinations through a communications interface component connected to the computer network are also performed. The transferring is implemented via the secondary device while bypassing the central processor and in accordance with the one or more of routing, scheduling, and prioritization information.

Abstract: A computer-implemented method for storing and transmitting sensitive information from a mobile device to another mobile device or remote server is disclosed including storing source data on a secure data storage of a secondary device connected to a mobile device wherein the mobile device is configured to operate via an operating system with a central processor, and wherein the secure data storage is adapted to receive input unilaterally from the mobile device, encrypt sensitive information of the input, and store the input as source data, and transferring the source data from the secure data storage to a communications interface component that connects the mobile device to another mobile device or remote server, wherein the transferring is implemented via the secondary device while bypassing the central processor. A system is also provided.

Abstract: A method for estimating the cost of a system over its predetermined life cycle includes estimating refresh and non-refresh costs for the system over its life cycle. By estimating the refresh cost, such a method allows one to select the most cost-effective implementation for the system by comparing the costs of different implementations. For example, if the system is to be installed in a submarine, one can select the most cost-effective system configuration for a given refresh rate, where the refresh rate coincides with the intervals at which the submarine is in port for service. Or, for a given system configuration, one can determine the most cost-effective refresh rate, and thus select the most cost-effective interval for servicing the submarine.