Patents by Inventor Thomas G. Hochstatter

Thomas G. Hochstatter has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Publication number: 20230230154
    Abstract: A method is provided comprising receiving, at a first node, transactional data associated with a consumer (wherein the first node comprises a processor and a tangible, non-transitory memory), receiving, at the first node, a credit approval request associated with the consumer, wherein the credit approval request is associated with a proposed transaction, determining, by the first node, whether the transactional data conforms with the proposed transaction, and at least one of approving and denying the credit approval request in response to the determination.
    Type: Application
    Filed: August 31, 2022
    Publication date: July 20, 2023
    Inventors: THOMAS G. HOCHSTATTER, JOHN LEONARD, CHRISTOPHER W. McKINZIE
  • Patent number: 10453129
    Abstract: A method is provided comprising receiving, at a first node, transactional data associated with a consumer (wherein the first node comprises a processor and a tangible, non-transitory memory), receiving, at the first node, a credit approval request associated with the consumer, wherein the credit approval request is associated with a proposed transaction, determining, by the first node, whether the transactional data conforms with the proposed transaction, and at least one of approving and denying the credit approval request in response to the determination.
    Type: Grant
    Filed: February 26, 2016
    Date of Patent: October 22, 2019
    Assignee: AMERICAN EXPRESS TRAVEL RELATED SERVICES COMPANY, INC.
    Inventors: Thomas G. Hochstatter, John Leonard, Christopher W. McKinzie
  • Publication number: 20160180456
    Abstract: A method is provided comprising receiving, at a first node, transactional data associated with a consumer (wherein the first node comprises a processor and a tangible, non-transitory memory), receiving, at the first node, a credit approval request associated with the consumer, wherein the credit approval request is associated with a proposed transaction, determining, by the first node, whether the transactional data conforms with the proposed transaction, and at least one of approving and denying the credit approval request in response to the determination.
    Type: Application
    Filed: February 26, 2016
    Publication date: June 23, 2016
    Applicant: AMERICAN EXPRESS TRAVEL RELATED SERVICES COMPANY, INC.
    Inventors: THOMAS G. HOCHSTATTER, JOHN LEONARD, CHRISTOPHER W. McKINZIE
  • Patent number: 9311672
    Abstract: A method is provided comprising receiving, at a first node, transactional data associated with a consumer (wherein the first node comprises a processor and a tangible, non-transitory memory), receiving, at the first node, a credit approval request associated with the consumer, wherein the credit approval request is associated with a proposed transaction, determining, by the first node, whether the transactional data conforms with the proposed transaction, and at least one of approving and denying the credit approval request in response to the determination.
    Type: Grant
    Filed: August 9, 2012
    Date of Patent: April 12, 2016
    Assignee: AMERICAN EXPRESS TRAVEL RELATED SERVICES COMPANY, INC.
    Inventors: Thomas G. Hochstatter, John Leonard, Christopher W. McKinzie
  • Publication number: 20140046827
    Abstract: A method is provided comprising receiving, at a first node, transactional data associated with a consumer (wherein the first node comprises a processor and a tangible, non-transitory memory), receiving, at the first node, a credit approval request associated with the consumer, wherein the credit approval request is associated with a proposed transaction, determining, by the first node, whether the transactional data conforms with the proposed transaction, and at least one of approving and denying the credit approval request in response to the determination.
    Type: Application
    Filed: August 9, 2012
    Publication date: February 13, 2014
    Applicant: American Express Travel Related Services Company, Inc.
    Inventors: Thomas G. Hochstatter, John Leonard, Christopher W. McKinzie
  • Publication number: 20120158500
    Abstract: Methods, systems and computer readable medium are provided for matching providers with potential buyers. According to one method, custom proposed merchant offerings are established from merchant offerings data, stored in a database, based at least in part on at least one of a profile and transaction history of a first entity. The custom proposed merchant offerings are organized into a subset of proposed merchant offerings based, at least in part, on the transaction history of the first entity. The method further includes organizing the subset of proposed merchant offerings further based, at least in part, on geographic location to create an organized subset of proposed merchant offerings. The organized subset of proposed merchant offerings is presented to the first entity through a user interface.
    Type: Application
    Filed: December 15, 2010
    Publication date: June 21, 2012
    Applicant: American Express Travel Related Services Company, Inc.
    Inventors: Thomas G. Hochstatter, Christopher W. McKinzie, John Leonard