Patents by Inventor Thomas J. O'Donnell

Thomas J. O'Donnell has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 8688577
    Abstract: Method, system and program product, the system comprising: computer programmed for accessing databases comprising: aggregated deposit account information for plurality of FDIC-insured aggregated deposit accounts held in plurality of depository institutions; and client account information; obtaining fund transfer instructions; allocating fund amounts for other depository institutions; generating data for depositing funds to or withdrawing funds from at least one aggregated deposit account multiple times in a month period, comprising generating data for instructions for making a withdrawal from one depository institution more than six times during the month period, using methods: in person, by mail, messenger, telephone, automated teller machine, for withdrawals except for a set of at least 1-6 withdrawals within last six business days of the month period, and presenting instructions to depository institution using method that counts against a 6 withdrawal limit for this set of the withdrawals during the last s
    Type: Grant
    Filed: July 31, 2012
    Date of Patent: April 1, 2014
    Assignee: Island Intellectual Property LLC
    Inventors: Bruce Bent, Bruce Bent, II, David Edgar Gareis, Thomas J. O'Donnell
  • Patent number: 8589289
    Abstract: A method, system and program product, the method comprising: accessing, one or more electronic databases, comprising: (i) aggregated account information for a plurality of government-backed insured and interest-bearing aggregated deposit accounts held in a plurality of recipient depository institutions, with one or more of the recipient depository institutions with an interest-bearing aggregated deposit account having at least one associated aggregated transaction account having an overdraft facility; and (ii) client account information for each of a plurality of the respective client accounts; obtaining client account transaction information; obtaining a respective net transfer amount for the one or more sub-periods of time for each of one or more of the respective source institutions; for at least one or more of the sub periods of time where the net transfer amount requires a first withdrawal/transfer amount selecting at least one of the recipient depository institutions that has at least one aggregated tra
    Type: Grant
    Filed: February 22, 2011
    Date of Patent: November 19, 2013
    Assignee: Island Intellectual Property LLC
    Inventors: Thomas J. O'Donnell, David Edgar Gareis
  • Patent number: 8452702
    Abstract: A method, system and program product, the method comprising: accessing databases, comprising (i) aggregated account information for a plurality of government-backed insured interest-bearing aggregated deposit accounts held in a plurality of recipient depository institutions, and (ii) client account information; obtaining client account transaction information of client accounts of a first financial institution; obtaining a first amount of funds for the first financial institution; allocating the first amount of funds to other of the recipient depository institutions; allocating a second amount of funds sourced from other of the financial institutions to the first financial institution, based on criteria; netting the first amount and the second amount to obtain a net amount; if the net amount is different from zero, allocating a positive or a negative third amount, to make the second amount equal to the first amount, so no transfer is necessary.
    Type: Grant
    Filed: September 8, 2011
    Date of Patent: May 28, 2013
    Assignee: Island Intellectual Property LLC
    Inventors: Thomas J. O'Donnell, David Edgar Gareis
  • Patent number: 8260705
    Abstract: A method, system and program product, the method comprising: obtaining a plurality of net credit/debit amounts during a month period; generating data for depositing/transferring funds to or withdrawing/transferring funds from at least one of one or more aggregated deposit accounts multiple times in a month period, the data generating step comprising generating data for instructions for making a withdrawal/transfer from funds held at one of the one or more depository institutions more than six (6) times during the month period, comprising presenting instructions to the respective one depository institution using one or more of the methods: in person, or by mail, or, by messenger, or by telephone and distributed by mail, or by automated teller machine, or a combination thereof for substantially all of the withdrawals/transfers except for a set of at least one but not more than six withdrawals within the month period.
    Type: Grant
    Filed: December 21, 2010
    Date of Patent: September 4, 2012
    Assignee: Island Intellectual Property LLC
    Inventors: Bruce Bent, Bruce Bent, II, David Edgar Gareis, Thomas J. O'Donnell
  • Patent number: 6121874
    Abstract: In a dangerous condition sensing alarm system which includes a plurality of interconnected dangerous condition sensing units, such as smoke detectors, of the general type in which each unit responds to an apparently sensed dangerous condition by issuing an audible alarm and also by transmitting, from an input/output terminal, a signal to the other units (received as an external alarm signal at corresponding input/output terminals of the other units) so that an alarm condition sensed by any one of the units results in alarms being sounded by all the units, a unit initiating an alarm (which may be false) is marked by an alarm origination circuit. The alarm origination circuit includes a visual indicator (such as an LED) and a latch device (such as an SCR) connected in-circuit such that, when the SCR is turned "on", the LED is activated and remains lit until the SCR is turned "off".
    Type: Grant
    Filed: May 25, 1999
    Date of Patent: September 19, 2000
    Inventor: Thomas J. O'Donnell
  • Patent number: 5933078
    Abstract: In a dangerous condition sensing alarm system which includes a plurality of interconnected dangerous condition sensing units, such as smoke detectors, of the general type in which each unit responds to an apparently sensed dangerous condition by issuing an audible alarm and also by transmitting, from an input/output terminal, a signal to the other units (received as an external alarm signal at corresponding input/output terminals of the other units) so that an alarm condition sensed by any one of the units results in alarms being sounded by all the units, a unit initiating an alarm (which may be false) is marked by an alarm origination circuit. The alarm origination circuit includes a visual indicator (such as an LED) and a latch device (such as an SCR) connected in-circuit such that, when the SCR is turned "on", the LED is activated and remains lit until the SCR is turned "off".
    Type: Grant
    Filed: July 29, 1997
    Date of Patent: August 3, 1999
    Assignee: Ranco Inc. of Delaware
    Inventor: Thomas J. O'Donnell
  • Patent number: 5499407
    Abstract: A display device for illustrating the internal construction of a conventional bedding system displayed on the sales floor of a store is adapted to be superposed on a corner of the displayed bedding system. The novel display device comprises three generally-planar members, one planar member corresponding with the horizontally-disposed body-receiving surface of the mattress and the other two generally-planar members corresponding to the two side surfaces of the bedding system forming the corner on which the display device is superposed. On each of the three generally-planar members of the device is a different picture, each picture portraying the likeness of the individual components of the innerspring assembly of the mattress on which the display device is superposed in such a way that these likeness simulate in two dimensions the structures and arrangement of the corresponding components in the innerspring assembly of the mattress.
    Type: Grant
    Filed: April 13, 1994
    Date of Patent: March 19, 1996
    Assignee: Ohio Mattress Company Licensing and Components Group
    Inventors: Michael J. Atwell, Thomas J. O'Donnell
  • Patent number: 5484195
    Abstract: A display assembly for displaying the interior construction of a bedding system comprises the bedding system to be displayed rotatably mounted on a support pedestal so that the viewer, standing in a single location, can see both sides of the system simply by rotating the system with respect to the pedestal. Portions of the ticking and padding layers covering each of the major surfaces of the bedding system are cut-away so that the viewer can see the interior structure as well as each layer of padding and ticking of the piece, i.e., the mattress or the foundation, being examined. To save space, the bedding system is preferably vertically mounted on the pedestal, and to facilitate better understanding by the viewer, the foundation is preferably arranged so that its mattress-receiving surface faces outwardly rather than towards the mattress as occurs in an actual in-use configuration.
    Type: Grant
    Filed: April 13, 1994
    Date of Patent: January 16, 1996
    Assignee: Sealy, Inc.
    Inventor: Thomas J. O'Donnell
  • Patent number: D357944
    Type: Grant
    Filed: April 13, 1994
    Date of Patent: May 2, 1995
    Assignee: Ohio Mattress Company Licensing & Component Group
    Inventors: Michael J. Atwell, Thomas J. O'Donnell
  • Patent number: D361095
    Type: Grant
    Filed: April 14, 1994
    Date of Patent: August 8, 1995
    Assignee: Ohio Mattress Company Licensing and Components Group
    Inventor: Thomas J. O'Donnell