Abstract: System and methods provide customizable insurance according to consumer preferences. Demand simulators guide the creation of optimized packages of features, which consumers may select from to form an insurance product appropriate for their particular needs. Packages may be formed with a particular appeal to consumers with common needs, wants, or characteristics. In addition, methods and systems are provided for presenting insurance products for consideration by customers over a network. Presented insurance products may be formed through an optimization process or according to customer preferences.

Abstract: System and methods provide customizable insurance according to consumer preferences. Demand simulators guide the creation of optimized packages of features, which consumers may select from to form an insurance package appropriate for their particular needs. Packages may be formed with a particular appeal to consumers with common needs, wants, or characteristics. In addition, methods and systems are provided for presenting insurance packages for consideration by customers over a network. Presented insurance packages may be formed through an optimization process or according to customer preferences.

Abstract: Methods, computer-readable media, software, and apparatuses provide a system for controlling access to text messaging capabilities of a mobile computing device of a user while the user is driving. The mobile computing device may be configured to restrict a user from sending or receiving text messages while the user is driving depending on a current driving situation. Whether a user can send or receive text messages may further depend on a priority of the text message or a priority level of a sender or intended recipient of the text message. The system may include devices for collecting information regarding the vehicle and its surroundings and for determining the current driving situation based on the collected information. Further, the system may include devices for maintaining records of the restrictions placed on text messaging and of rewards earned for agreeing to be subject to such restrictions.

Abstract: Methods, computer-readable media, software, and apparatuses provide a system for establishing base stations and allocating service vehicles to the base stations in order to provide roadside assistance. The system may include computing devices associated with customer vehicles and service vehicles as well as network computing devices. The system may receive a service request from a customer regarding a disabled vehicle. The system may then identify an appropriate service vehicle to assist the customer and assign the service request to the identified service vehicle. The system may select the appropriate service vehicle based on a location of the disabled vehicle. In an example, the system may choose a service vehicle from a base station closest to or within the shortest driving time to the disabled vehicle. By setting-up base stations in advance of service requests, service vehicles may reach disabled vehicles within a predetermined period of time.

Abstract: A method for simplifying the host-to-display subsystem communications and consolidating the non-volatile memory requirements into a PMIC (power management integrated circuit) is disclosed. Hardware and software resource reduction in both the client devices (located in the display subsystem) and the host System on a Chip (SOC) can be realized with a novel PMIC design. The novel PMIC design achieves the resource reduction by providing for the following features: (1) Single-point communication, (2) Single-point notification, (3) Client device status storage, (4) Client device initialization from PMIC non-volatile memory, and (5) Subsystem calibration retrieval from PMIC non-volatile memory.

Abstract: Methods, computer-readable media, software, and apparatuses provide a system for controlling access to text messaging capabilities of a mobile computing device of a user while the user is driving. The mobile computing device may be configured to restrict a user from sending or receiving text messages while the user is driving depending on a current driving situation. Whether a user can send or receive text messages may further depend on a priority of the text message or a priority level of a sender or intended recipient of the text message. The system may include devices for collecting information regarding the vehicle and its surroundings and for determining the current driving situation based on the collected information. Further, the system may include devices for maintaining records of the restrictions placed on text messaging and of rewards earned for agreeing to be subject to such restrictions.

Abstract: Methods, computer-readable media, software, and apparatuses provide a system for making toll payments using toll payment equipment. The system may include a mobile computing device, a toll gateway, and an insurance company computing device. The mobile computing device (e.g., a phone) may be configured to communicate with the toll gateway when a vehicle carrying the mobile computing device passes through the toll gateway. The mobile computing may send a signal to the insurance company computing device to cause the insurance company computing device to pay an appropriate toll or discounted toll (if applicable). The insurance company may maintain an account for a customer from which toll payments are made. In addition, the insurance company computing device may collect information about the vehicle as it passes through the toll gateway. The insurance company computing device may use this information to determine an insurance-related value, such as an insurance premium.

Abstract: Methods, computer-readable media, software, and apparatuses provide a system for establishing base stations and allocating service vehicles to the base stations in order to provide roadside assistance. The system may include computing devices associated with customer vehicles and service vehicles as well as network computing devices. The system may receive a service request from a customer regarding a disabled vehicle. The system may then identify an appropriate service vehicle to assist the customer and assign the service request to the identified service vehicle. The system may select the appropriate service vehicle based on a location of the disabled vehicle. In an example, the system may choose a service vehicle from a base station closest to or within the shortest driving time to the disabled vehicle. By setting-up base stations in advance of service requests, service vehicles may reach disabled vehicles within a predetermined period of time.

Abstract: Aspects of the disclosure provide a computer-implemented-method and system for providing a food delivery service to a person's residence. To execute these methods, the delivery system may utilize (a) information regarding the location of a person ordering food from a restaurant or a food orderer, (b) the location of the restaurant, and (c) the location of potential third party delivery agents. These food delivery service systems may include restaurants of any type or food and/or retail food stores, such as grocery stores, pharmacies, drug stores, retail stores, discount retail stores, etc. The food delivery service systems may further utilize historical information and/or insurance information to enhance the food delivery services.

Abstract: Aspects of the disclosure provide a computer-implemented method and system for ordering food remotely or from a vehicle for pick-up or delivery by providing the use of an application on a mobile device that provides information that allows the ordering. The computer-implemented method and system may also allow for the electronic payment for the food. Telematics information regarding the user and/or the vehicle may be utilized to provide information regarding a user's location, velocity, route, and destination. The computer-implemented method and system may utilize this telematics information to provide a prioritized ranked list of restaurants for the user. The computer-implemented method and system may utilize insurance information to provide additional features and enhance the mobile food order method and system.

Abstract: Aspects of the disclosure provide a computer-implemented method and system for ordering food remotely or from a vehicle for pick-up or delivery by providing the use of an application on a mobile device that provides information that allows the ordering. The computer-implemented method and system may include an order in advance application that allows a user or the system automatically to place an order based on previous orders. The computer-implemented method and system may also allow for the electronic payment for the food. Telematics information regarding the user and/or the vehicle may be utilized to provide information regarding a user's location, velocity, route, and destination. The computer-implemented method and system may utilize this telematics information to provide a prioritized ranked list of restaurants for the user. The computer-implemented method and system may utilize insurance information to provide additional features and enhance the mobile food order method and system.

Abstract: Methods and systems for providing estimated insurance quotes/premiums are described herein. After analyzing rate factors, a subset of rate factors are selected that yield a fairly accurate estimated insurance premium from a minimum amount of information easily obtainable from a user. The user inputs a value from a predetermined set of allowable inputs (value input filter), or provides identifying information from which the minimum information may be readily obtained from private and/or vended databases. After receiving and analyzing the user inputs, the system generates one or more estimates and provides the one or more estimates to the user, e.g., via a display screen, printed receipt, SMS messages, etc. Multiple estimates may differ based on the level of insurance coverage, add-on features, or both. The methods and systems provide an insurance estimate to the user very quickly, e.g., under 30 seconds, during a goods or services transaction unrelated to insurance.

Abstract: Methods, computer-readable media, software, and apparatuses provide a system for establishing base stations and allocating service vehicles to the base stations in order to provide roadside assistance. The system may include computing devices associated with customer vehicles and service vehicles as well as network computing devices. The system may receive a service request from a customer regarding a disabled vehicle. The system may then identify an appropriate service vehicle to assist the customer and assign the service request to the identified service vehicle. The system may select the appropriate service vehicle based on a location of the disabled vehicle. In an example, the system may choose a service vehicle from a base station closest to or within the shortest driving time to the disabled vehicle. By setting-up base stations in advance of service requests, service vehicles may reach disabled vehicles within a predetermined period of time.

Abstract: A system, method, and device for increasing uniformity between displays incorporating components from different manufacturers. Incorporating components from different manufactures in different displays may cause the different displays to appear differently even under similar conditions. By modifying the operating parameters used to drive the display according to performance characteristics for various conditions, displays incorporating components from different manufacturers may be configured to produce a substantially similar picture under similar conditions. The various conditions may include stimulus information, such as temperature or touch activity.

Abstract: An integrated circuit with two operating modes is described. During a first operating mode, a de-multiplexer selectively couples information received via a common set of pads to first control logic, which decodes the information based on a first serial-interface technique. Moreover, during a second operating mode, the de-multiplexer selectively couples a first portion of the information to the first control logic and a second portion of the information to second control logic, which decodes the second portion based on a second serial-interface technique. By facilitating time-domain de-multiplexing of two similar serial-interface techniques, the integrated circuit can overcome the constraints imposed by a low or limited pin count.

Abstract: A method for simplifying the host-to-display subsystem communications and consolidating the non-volatile memory requirements into a PMIC (power management integrated circuit) is disclosed. Hardware and software resource reduction in both the client devices (located in the display subsystem) and the host System on a Chip (SOC) can be realized with a novel PMIC design. The novel PMIC design achieves the resource reduction by providing for the following features: (1) Single-point communication, (2) Single-point notification, (3) Client device status storage, (4) Client device initialization from PMIC non-volatile memory, and (5) Subsystem calibration retrieval from PMIC non-volatile memory.

Abstract: Methods, computer-readable media, software, and apparatuses provide a system for establishing base stations and allocating service vehicles to the base stations in order to provide roadside assistance. The system may include computing devices associated with customer vehicles and service vehicles as well as network computing devices. The system may receive a service request from a customer regarding a disabled vehicle. The system may then identify an appropriate service vehicle to assist the customer and assign the service request to the identified service vehicle. The system may select the appropriate service vehicle based on a location of the disabled vehicle. In an example, the system may choose a service vehicle from a base station closest to or within the shortest driving time to the disabled vehicle. By setting-up base stations in advance of service requests, service vehicles may reach disabled vehicles within a predetermined period of time.

Abstract: A system that provides for the remote control shutoff of a main supply of a utility to a structure in an unattended manner comprises a solenoid activated shutoff valve typically mounted immediately downstream of a main shutoff valve and a securable enclosure containing a remote control switch and audible alarm unit electrically connected to a power source. A manual bypass valve is provided as an override should it be required. Because the system requires electricity to operate, a general power failure will automatically shut off of the water supply. No back-up power source, such as a back-up battery, is utilized with the present system. Further, activation of the system is accomplished using a remote control to control the system from a distance.

Abstract: System and methods provide customizable insurance according to consumer preferences. Demand simulators guide the creation of optimized packages of features, which consumers may select from to form an insurance product appropriate for their particular needs. Packages may be formed with a particular appeal to consumers with common needs, wants, or characteristics. In addition, methods and systems are provided for presenting insurance products for consideration by customers over a network. Presented insurance products may be formed through an optimization process or according to customer preferences.

Abstract: An integrated circuit with two operating modes is described. During a first operating mode, a de-multiplexer selectively couples information received via a common set of pads to first control logic, which decodes the information based on a first serial-interface technique. Moreover, during a second operating mode, the de-multiplexer selectively couples a first portion of the information to the first control logic and a second portion of the information to second control logic, which decodes the second portion based on a second serial-interface technique. By facilitating time-domain de-multiplexing of two similar serial-interface techniques, the integrated circuit can overcome the constraints imposed by a low or limited pin count.