Abstract: A method and system for incentivizing the use of inexpensive health care including receiving an inquiry about a medical procedure desired by a user at a first healthcare provider covered by a health insurance company. The database of the user's health insurance company's server is queried for healthcare providers including the first healthcare provider able to provide the medical procedure and the cost of the medical procedure at each of the healthcare providers. A computerized list of the healthcare providers able to provide the medical procedure at a cost less than the first healthcare provider is generated by the healthcare center's server. A monetary incentive is computed for selecting any of the healthcare providers able to provide the medical procedure at a cost less than the first healthcare provider and the user is provided with the computerized list and the monetary incentive for each.