Patents by Inventor Thomas Naratil

Thomas Naratil has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Publication number: 20060047593
    Abstract: Methods and systems for sweeping fund between accounts are provided. A first account is initialized with a balance. The number of withdrawals made from the first account is monitored with respect to a limit on the total number of withdrawals allowed within each cycle of a predetermined period. Upon reaching the limit on the total number of withdrawals, the remaining balance in the first account is swept into a second account. Each subsequent withdrawal is made from the second account during the remaining duration of the cycle after the remaining balance is swept into the second account. When a new cycle begins, the entire remaining balance in the second account is swept back into the first account.
    Type: Application
    Filed: September 1, 2004
    Publication date: March 2, 2006
    Applicant: UBS Financial Services Inc.
    Inventors: Thomas Naratil, Marianne Freer