Patents by Inventor Thomas S. Ginter

Thomas S. Ginter has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Data verification in transactions in distributed network
    Patent number: 11797997
    Abstract: Systems and methods for verifying a financial transaction based on an account number, a mobile directory number associated with the financial transaction, a mobile directory number associated with the account number, an email address associated with the account number, internet protocol address data associated with the financial transaction, and internet protocol address data associated with accesses of the email address.
    Type: Grant
    Filed: March 8, 2022
    Date of Patent: October 24, 2023
    Assignee: Visa International Service Association
    Inventors: Randall A. Snyder, Thomas S. Ginter, Michael F. Buhrmann
  • DATA VERIFICATION IN TRANSACTIONS IN DISTRIBUTED NETWORK
    Publication number: 20220188831
    Abstract: Systems and methods for verifying a financial transaction based on an account number, a mobile directory number associated with the financial transaction, a mobile directory number associated with the account number, an email address associated with the account number, internet protocol address data associated with the financial transaction, and internet protocol address data associated with accesses of the email address.
    Type: Application
    Filed: March 8, 2022
    Publication date: June 16, 2022
    Inventors: Randall A. Snyder, Thomas S. Ginter, Michael F. Buhrmann
  • Data verification in transactions in distributed network
    Patent number: 11301855
    Abstract: Systems and methods for verifying a financial transaction based on an account number, a mobile directory number associated with the financial transaction, a mobile directory number associated with the account number, an email address associated with the account number, internet protocol address data associated with the financial transaction, and internet protocol address data associated with accesses of the email address.
    Type: Grant
    Filed: September 22, 2017
    Date of Patent: April 12, 2022
    Assignee: Visa International Service Association
    Inventors: Randall A. Snyder, Thomas S. Ginter, Michael F. Buhrmann
  • Mobile communications message verification of financial transactions
    Patent number: 10580009
    Abstract: A system and method for verifying a secure transaction by evaluating the transaction, generating a first verification value for the transaction, sending an electronic mobile message to a wireless device associated with the transaction, receiving a response from the wireless device to the electronic mobile message associated with the transaction and generating a new second verification value for the transaction based on the response is provided. The second verification value may be used to validate or invalidate the secure transaction.
    Type: Grant
    Filed: October 13, 2017
    Date of Patent: March 3, 2020
    Assignee: Visa International Service Association
    Inventors: Randall A. Snyder, Thomas S. Ginter
  • DATA VERIFICATION IN TRANSACTIONS IN DISTRIBUTED NETWORK
    Publication number: 20180075437
    Abstract: Systems and methods for verifying a financial transaction based on an account number, a mobile directory number associated with the financial transaction, a mobile directory number associated with the account number, an email address associated with the account number, internet protocol address data associated with the financial transaction, and internet protocol address data associated with accesses of the email address.
    Type: Application
    Filed: September 22, 2017
    Publication date: March 15, 2018
    Inventors: Randall A. Snyder, Thomas S. Ginter, Michael F. Buhrmann
  • MOBILE COMMUNICATIONS MESSAGE VERIFICATION OF FINANCIAL TRANSACTIONS
    Publication number: 20180053191
    Abstract: A system and method for verifying a secure transaction by evaluating the transaction, generating a first verification value for the transaction, sending an electronic mobile message to a wireless device associated with the transaction, receiving a response from the wireless device to the electronic mobile message associated with the transaction and generating a new second verification value for the transaction based on the response is provided. The second verification value may be used to validate or invalidate the secure transaction.
    Type: Application
    Filed: October 13, 2017
    Publication date: February 22, 2018
    Inventors: Randall A. Snyder, Thomas S. Ginter
  • Mobile communications message verification of financial transactions
    Patent number: 9818121
    Abstract: A system and method for verifying a secure transaction by evaluating the transaction, generating a first verification value for the transaction, sending an electronic mobile message to a wireless device associated with the transaction, receiving a response from the wireless device to the electronic mobile message associated with the transaction and generating a new second verification value for the transaction based on the response is provided. The second verification value may be used to validate or invalidate the secure transaction.
    Type: Grant
    Filed: July 30, 2010
    Date of Patent: November 14, 2017
    Assignee: Visa International Space Association
    Inventors: Randall A. Snyder, Thomas S. Ginter
  • MOBILE DIRECTORY NUMBER AND EMAIL VERIFICATION OF FINANCIAL TRANSACTIONS
    Publication number: 20120130898
    Abstract: Systems and methods for verifying a financial transaction based on an account number, a mobile directory number associated with the financial transaction, a mobile directory number associated with the account number, an email address associated with the account number, internet protocol address data associated with the financial transaction, and internet protocol address data associated with accesses of the email address.
    Type: Application
    Filed: July 7, 2010
    Publication date: May 24, 2012
    Applicant: FINSPHERE, INC.
    Inventors: Randall A. Snyder, Thomas S. Ginter, Michael F. Buhrmann
  • MOBILE COMMUNICATIONS MESSAGE VERIFICATION OF FINANCIAL TRANSACTIONS
    Publication number: 20120131121
    Abstract: A system and method for verifying a secure transaction by evaluating the transaction, generating a first verification value for the transaction, sending an electronic mobile message to a wireless device associated with the transaction, receiving a response from the wireless device to the electronic mobile message associated with the transaction and generating a new second verification value for the transaction based on the response is provided. The second verification value may be used to validate or invalidate the secure transaction.
    Type: Application
    Filed: July 30, 2010
    Publication date: May 24, 2012
    Applicant: Finsphere,Inc
    Inventors: Randall A. Snyder, Thomas S. Ginter