Abstract: A turbocharger assembly includes a turbocharger housing, an elongated cylindrical center housing, a turbine in a turbine housing, a compressor in a compressor housing and a bearing assembly on a rotary shaft. The bearing assembly including balls, ball retainers, an inner and outer ring with raceways thereon, a lubrication port and a cooling port. The cooling port is located towards the outside of the bearing and directed away from the bearing, whereas the lubrication port is directed towards the bearing and is located towards an inside surface of the bearing.